BRAMICO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BRAMICO
Largest movements
No asset line moved by more than 1% of the balance sheet total.
- Debts after one year -€8,725
down €8,725 (-3.5%), from €251,195 to €242,470
- Other operating charges +€3,949
up €3,949 (+145.0%), from €2,723 to €6,672
- Gross operating margin +€1,741
up €1,741 (+15.3%), from €11,409 to €13,150
- Financial charges +€1,387
up €1,387 (+133.3%), from €1,041 to €2,428
- Financial income -€150
no longer reported in 2025 (was €150)
- Taxes -€140
down €140 (-50.9%), from €275 to €135
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €395,310 | €395,867 | +€557 | +0.1% |
| Fixed assets | 21/28 | €389,026 | €388,988 | -€38 | 0.0% |
| Tangible fixed assets | 22/27 | €389,026 | €388,988 | -€38 | 0.0% |
| Land and buildings | 22 | €388,378 | €387,636 | -€742 | -0.2% |
| Plant, machinery and equipment | 23 | - | €815 | +€815 | |
| Furniture and vehicles | 24 | €648 | €537 | -€111 | -17.1% |
| Current assets | 29/58 | €6,284 | €6,879 | +€595 | +9.5% |
| Amounts receivable within one year | 40/41 | €5,765 | €5,765 | = | 0.0% |
| Trade receivables | 40 | €5,765 | €5,765 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €450 | €450 | = | 0.0% |
| Deferred charges and accrued income | 490/1 | €69 | €664 | +€595 | +863.5% |
| Total equity and liabilities | 10/49 | €395,310 | €395,867 | +€557 | +0.1% |
| Equity | 10/15 | €121,247 | €124,266 | +€3,019 | +2.5% |
| Contributions | 10/11 | €99,157 | €99,157 | = | 0.0% |
| Capital | 10 | €99,157 | €99,157 | = | 0.0% |
| Issued capital | 100 | €99,157 | €99,157 | = | 0.0% |
| Revaluation surpluses | 12 | €300,000 | €300,000 | = | 0.0% |
| Reserves | 13 | €85,663 | €85,663 | = | 0.0% |
| Non-distributable reserves | 130/1 | €2,067 | €2,067 | = | 0.0% |
| Legal reserve | 130 | €2,067 | €2,067 | = | 0.0% |
| Distributable reserves | 133 | €83,597 | €83,597 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€363,573 | -€360,555 | +€3,019 | +0.8% |
| Amounts payable | 17/49 | €274,063 | €271,601 | -€2,462 | -0.9% |
| Amounts payable after more than one year | 17 | €251,195 | €242,470 | -€8,725 | -3.5% |
| Financial debts | 170/4 | €251,195 | €242,470 | -€8,725 | -3.5% |
| Amounts payable within one year | 42/48 | €22,868 | €29,131 | +€6,263 | +27.4% |
| Financial debts | 43 | €15,218 | €17,815 | +€2,597 | +17.1% |
| Credit institutions | 430/8 | €4,218 | €6,815 | +€2,597 | +61.6% |
| Other loans | 439 | €11,000 | €11,000 | = | 0.0% |
| Trade debts | 44 | - | €2,466 | +€2,466 | |
| Suppliers | 440/4 | - | €2,466 | +€2,466 | |
| Other amounts payable | 47/48 | €7,650 | €8,850 | +€1,200 | +15.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €853 | €896 | +€43 | +5.1% |
| Other operating charges | 640/8 | €2,723 | €6,672 | +€3,949 | +145.0% |
| Gross operating margin | 9900 | €11,409 | €13,150 | +€1,741 | +15.3% |
| Operating profit (loss) | 9901 | €7,833 | €5,582 | -€2,252 | -28.7% |
| Financial income | 75/76B | €150 | - | -€150 | |
| Recurring financial income | 75 | €150 | - | -€150 | |
| Financial charges | 65/66B | €1,041 | €2,428 | +€1,387 | +133.3% |
| Recurring financial charges | 65 | €1,041 | €2,428 | +€1,387 | +133.3% |
| Profit (loss) for the period before taxes | 9903 | €6,942 | €3,153 | -€3,789 | -54.6% |
| Income taxes | 67/77 | €275 | €135 | -€140 | -50.9% |
| Profit (loss) for the period | 9904 | €6,667 | €3,019 | -€3,649 | -54.7% |
| Profit (loss) for the period to be appropriated | 9905 | €6,667 | €3,019 | -€3,649 | -54.7% |
Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.