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BPS Group: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BPS Group

BE 0685.686.169
NACE 68.122, Development of non-residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€98,066
2024 · -€163,671+€65,605
Equity
-€240,051
2024 · -€141,985-€98,066
Cash
€2,246
2024 · €23,528-€21,282
Balance sheet total
€3.0m
2024 · €3.8m-€774,656

Largest movements

2024 to 2025
Assets
  • Stocks and contracts -€973,965

    down €973,965 (-46.1%), from €2.1m to €1.1m

  • Receivables within one year +€234,175

    up €234,175 (+16.1%), from €1.5m to €1.7m

    of which Other amounts receivable: +€226,463

Equity and liabilities
  • Other debts -€396,876

    down €396,876 (-11.2%), from €3.5m to €3.1m

  • Debts after one year -€381,829

    no longer reported in 2025 (was €381,829)

  • Tax, wage and social debts +€100,402

    up €100,402 (+21825.1%), from €460 to €100,862

  • Profit (loss) carried forward -€98,066

    down €98,066 (-33.8%), from -€290,500 to -€388,566

Income statement
  • Gross operating margin +€77,010

    up €77,010 (+65.8%), from -€117,011 to -€40,002

  • Depreciation +€7,453

    up €7,453 (+16.6%), from €44,932 to €52,385

  • Other operating charges +€3,934

    up €3,934 (+451.5%), from €871 to €4,805

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€163,671
Gross operating margin +€77,010
Depreciation -€7,453
Other operating charges -€3,934
Financial charges -€29
Taxes +€11
Result 2025 -€98,066

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€417,348
Investment -€56,802
Financing -€381,829
Cash 2024 €23,528
Net result for the year -€98,066
Depreciation +€52,385
Stocks and contracts +€973,965
Receivables within one year -€234,175
Deferred charges and accrued income +€18,000
Trade debts +€1,712
Tax, wage and social debts +€100,402
Other debts -€396,876
Investment in fixed assets (net) -€56,802
Debts after one year -€381,829
Cash 2025 €2,246
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €3,778,625 €3,003,969 -€774,656 -20.5%
Fixed assets 21/28 €169,668 €174,084 +€4,416 +2.6%
Tangible fixed assets 22/27 €169,668 €174,084 +€4,416 +2.6%
Plant, machinery and equipment 23 €5,855 €5,021 -€834 -14.2%
Furniture and vehicles 24 €133,122 €137,423 +€4,301 +3.2%
Other tangible fixed assets 26 €30,691 €31,640 +€949 +3.1%
Current assets 29/58 €3,608,957 €2,829,885 -€779,072 -21.6%
Stocks and contracts in progress 3 €2,110,984 €1,137,019 -€973,965 -46.1%
Stocks 30/36 €2,110,984 €1,137,019 -€973,965 -46.1%
Amounts receivable within one year 40/41 €1,456,444 €1,690,620 +€234,175 +16.1%
Trade receivables 40 - €7,712 +€7,712
Other amounts receivable 41 €1,456,444 €1,682,907 +€226,463 +15.5%
Cash at bank and in hand 54/58 €23,528 €2,246 -€21,282 -90.5%
Deferred charges and accrued income 490/1 €18,000 - -€18,000
Total equity and liabilities 10/49 €3,778,625 €3,003,969 -€774,656 -20.5%
Equity 10/15 -€141,985 -€240,051 -€98,066 -69.1%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €129,915 €129,915 = 0.0%
Distributable reserves 133 €129,915 €129,915 = 0.0%
Profit (loss) carried forward 14 -€290,500 -€388,566 -€98,066 -33.8%
Amounts payable 17/49 €3,920,610 €3,244,020 -€676,590 -17.3%
Amounts payable after more than one year 17 €381,829 - -€381,829
Other amounts payable 178/9 €381,829 - -€381,829
Amounts payable within one year 42/48 €3,538,781 €3,244,020 -€294,762 -8.3%
Trade debts 44 €10,000 €11,712 +€1,712 +17.1%
Suppliers 440/4 €10,000 €11,712 +€1,712 +17.1%
Taxes, remuneration and social security 45 €460 €100,862 +€100,402 +21825.1%
Taxes 450/3 €460 €100,862 +€100,402 +21825.1%
Other amounts payable 47/48 €3,528,321 €3,131,445 -€396,876 -11.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €44,932 €52,385 +€7,453 +16.6%
Other operating charges 640/8 €871 €4,805 +€3,934 +451.5%
Gross operating margin 9900 -€117,011 -€40,002 +€77,010 +65.8%
Operating profit (loss) 9901 -€162,815 -€97,192 +€65,623 +40.3%
Financial charges 65/66B €396 €425 +€29 +7.3%
Recurring financial charges 65 €396 €425 +€29 +7.3%
Profit (loss) for the period before taxes 9903 -€163,211 -€97,617 +€65,594 +40.2%
Income taxes 67/77 €460 €449 -€11 -2.5%
Profit (loss) for the period 9904 -€163,671 -€98,066 +€65,605 +40.1%
Profit (loss) for the period to be appropriated 9905 -€163,671 -€98,066 +€65,605 +40.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.