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BOUWMAT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BOUWMAT

BE 0446.563.749
NACE 46.130, Agents in the wholesale of timber and building materials
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€743
2024 · €26-€769
Equity
€44,625
2024 · €47,681-€3,056
Cash
€110,212
2024 · €86,098+€24,114
Balance sheet total
€526,234
2024 · €451,281+€74,954

Largest movements

2024 to 2025
Assets
  • Deferred charges and accrued income +€55,937

    up €55,937 (+16.4%), from €341,160 to €397,097

  • Cash +€24,114

    up €24,114 (+28.0%), from €86,098 to €110,212

    mainly Accrued charges and deferred income (+€83,025) and Receivables within one year (+€5,098)

Equity and liabilities
  • Accrued charges and deferred income +€83,025

    up €83,025 (+24.6%), from €337,488 to €420,512

Income statement
  • Gross operating margin -€493

    down €493 (-52.3%), from €942 to €449

  • Other operating charges +€218

    up €218 (+31.9%), from €684 to €902

  • Taxes +€32

    up €32 (+33.7%), from €95 to €128

  • Financial charges +€26

    up €26 (+19.5%), from €136 to €162

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €26
Gross operating margin -€493
Other operating charges -€218
Financial income -€0
Financial charges -€26
Taxes -€32
Result 2025 -€743

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€31,427
Investment €0
Financing -€7,313
Cash 2024 €86,098
Net result for the year -€743
Receivables within one year +€5,098
Deferred charges and accrued income -€55,937
Trade debts -€756
Tax, wage and social debts +€742
Accrued charges and deferred income +€83,025
Debts after one year -€5,000
Contributions, distributions and other -€2,313
Cash 2025 €110,212
Every line side by side 32 lines
Line Code 2024 2025 Change %
Total assets 20/58 €451,281 €526,234 +€74,954 +16.6%
Current assets 29/58 €451,281 €526,234 +€74,954 +16.6%
Amounts receivable within one year 40/41 €24,023 €18,926 -€5,098 -21.2%
Trade receivables 40 €18,342 €18,926 +€584 +3.2%
Other amounts receivable 41 €5,681 - -€5,681
Cash at bank and in hand 54/58 €86,098 €110,212 +€24,114 +28.0%
Deferred charges and accrued income 490/1 €341,160 €397,097 +€55,937 +16.4%
Total equity and liabilities 10/49 €451,281 €526,234 +€74,954 +16.6%
Equity 10/15 €47,681 €44,625 -€3,056 -6.4%
Contributions 10/11 €32,388 €30,074 -€2,313 -7.1%
Reserves 13 €15,294 €14,551 -€743 -4.9%
Distributable reserves 133 €15,294 €14,551 -€743 -4.9%
Amounts payable 17/49 €403,599 €481,609 +€78,010 +19.3%
Amounts payable after more than one year 17 €60,000 €55,000 -€5,000 -8.3%
Other amounts payable 178/9 €60,000 €55,000 -€5,000 -8.3%
Amounts payable within one year 42/48 €6,112 €6,097 -€14 -0.2%
Trade debts 44 €5,878 €5,122 -€756 -12.9%
Suppliers 440/4 €5,878 €5,122 -€756 -12.9%
Taxes, remuneration and social security 45 €234 €976 +€742 +317.2%
Taxes 450/3 €234 €976 +€742 +317.2%
Accrued charges and deferred income 492/3 €337,488 €420,512 +€83,025 +24.6%
Other operating charges 640/8 €684 €902 +€218 +31.9%
Gross operating margin 9900 €942 €449 -€493 -52.3%
Operating profit (loss) 9901 €258 -€453 -€711
Financial income 75/76B €0 - -€0
Recurring financial income 75 €0 - -€0
Financial charges 65/66B €136 €162 +€26 +19.5%
Recurring financial charges 65 €136 €162 +€26 +19.5%
Profit (loss) for the period before taxes 9903 €122 -€615 -€737
Income taxes 67/77 €95 €128 +€32 +33.7%
Profit (loss) for the period 9904 €26 -€743 -€769
Profit (loss) for the period to be appropriated 9905 €26 -€743 -€769

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.