BOUWINTERIEUR: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BOUWINTERIEUR
Largest movements
- Current investments -€586,065
down €586,065 (-100%), from €586,065 to €0
- Receivables within one year +€505,710
up €505,710 (+145%), from €348,301 to €854,011
of which Other amounts receivable: +€505,710
- Stocks and contracts -€427,133
down €427,133 (-17.4%), from €2.5m to €2.0m
of which Contracts in progress: -€427,133
- Cash +€368,380
up €368,380 (+86.0%), from €428,575 to €796,955
mainly Current investments (+€586,065) and Stocks and contracts (+€427,133)
- Short-term financial debts -€320,165
down €320,165 (-20.2%), from €1.6m to €1.3m
- Reserves +€221,983
up €221,983 (+9.7%), from €2.3m to €2.5m
- Other debts -€147,722
down €147,722 (-94.2%), from €156,886 to €9,164
- Trade debts +€96,200
up €96,200 (+138%), from €69,505 to €165,704
- Gross operating margin +€133,057
up €133,057 (+47.7%), from €279,227 to €412,284
- Staff costs +€76,208
new in 2025: €76,208
- Financial income +€70,388
up €70,388 (+481%), from €14,630 to €85,019
- Taxes +€44,595
up €44,595 (+75.7%), from €58,876 to €103,471
- Financial charges -€11,273
down €11,273 (-14.9%), from €75,769 to €64,496
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,116,497 | €3,958,307 | -€158,190 | -3.8% |
| Fixed assets | 21/28 | €298,099 | €272,188 | -€25,911 | -8.7% |
| Intangible fixed assets | 21 | €4,815 | €2,380 | -€2,436 | -50.6% |
| Tangible fixed assets | 22/27 | €288,284 | €269,208 | -€19,076 | -6.6% |
| Land and buildings | 22 | €230,747 | €224,747 | -€6,000 | -2.6% |
| Plant, machinery and equipment | 23 | €3,811 | €1,867 | -€1,944 | -51.0% |
| Furniture and vehicles | 24 | €47,321 | €37,713 | -€9,609 | -20.3% |
| Other tangible fixed assets | 26 | €6,405 | €4,882 | -€1,523 | -23.8% |
| Financial fixed assets | 28 | €5,000 | €600 | -€4,400 | -88.0% |
| Current assets | 29/58 | €3,818,398 | €3,686,119 | -€132,279 | -3.5% |
| Stocks and contracts in progress | 3 | €2,452,810 | €2,025,676 | -€427,133 | -17.4% |
| Stocks | 30/36 | €0 | - | = | |
| Contracts in progress | 37 | €2,452,810 | €2,025,676 | -€427,133 | -17.4% |
| Amounts receivable within one year | 40/41 | €348,301 | €854,011 | +€505,710 | +145% |
| Trade receivables | 40 | €0 | - | = | |
| Other amounts receivable | 41 | €348,301 | €854,011 | +€505,710 | +145% |
| Current investments | 50/53 | €586,065 | €0 | -€586,065 | -100% |
| Cash at bank and in hand | 54/58 | €428,575 | €796,955 | +€368,380 | +86.0% |
| Deferred charges and accrued income | 490/1 | €2,648 | €9,477 | +€6,829 | +258% |
| Total equity and liabilities | 10/49 | €4,116,497 | €3,958,307 | -€158,190 | -3.8% |
| Equity | 10/15 | €2,291,973 | €2,513,956 | +€221,983 | +9.7% |
| Contributions | 10/11 | €11,000 | €11,000 | = | 0.0% |
| Reserves | 13 | €2,280,973 | €2,502,956 | +€221,983 | +9.7% |
| Distributable reserves | 133 | €2,280,973 | €2,502,956 | +€221,983 | +9.7% |
| Profit (loss) carried forward | 14 | €0 | - | = | |
| Amounts payable | 17/49 | €1,824,525 | €1,444,351 | -€380,174 | -20.8% |
| Amounts payable within one year | 42/48 | €1,821,259 | €1,444,018 | -€377,241 | -20.7% |
| Financial debts | 43 | €1,582,912 | €1,262,747 | -€320,165 | -20.2% |
| Credit institutions | 430/8 | €1,582,912 | €1,262,747 | -€320,165 | -20.2% |
| Trade debts | 44 | €69,505 | €165,704 | +€96,200 | +138% |
| Suppliers | 440/4 | €69,505 | €165,704 | +€96,200 | +138% |
| Taxes, remuneration and social security | 45 | €11,957 | €6,403 | -€5,554 | -46.4% |
| Taxes | 450/3 | €11,957 | €3,810 | -€8,147 | -68.1% |
| Remuneration and social security | 454/9 | - | €2,593 | +€2,593 | |
| Other amounts payable | 47/48 | €156,886 | €9,164 | -€147,722 | -94.2% |
| Accrued charges and deferred income | 492/3 | €3,265 | €333 | -€2,933 | -89.8% |
| Remuneration, social security and pensions | 62 | - | €76,208 | +€76,208 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,809 | €21,511 | +€9,702 | +82.2% |
| Other operating charges | 640/8 | €9,507 | €9,632 | +€126 | +1.3% |
| Gross operating margin | 9900 | €279,227 | €412,284 | +€133,057 | +47.7% |
| Operating profit (loss) | 9901 | €257,911 | €304,933 | +€47,022 | +18.2% |
| Financial income | 75/76B | €14,630 | €85,019 | +€70,388 | +481% |
| Recurring financial income | 75 | €14,630 | €85,019 | +€70,388 | +481% |
| Financial charges | 65/66B | €75,769 | €64,496 | -€11,273 | -14.9% |
| Recurring financial charges | 65 | €75,769 | €64,496 | -€11,273 | -14.9% |
| Profit (loss) for the period before taxes | 9903 | €196,772 | €325,455 | +€128,683 | +65.4% |
| Income taxes | 67/77 | €58,876 | €103,471 | +€44,595 | +75.7% |
| Profit (loss) for the period | 9904 | €137,896 | €221,983 | +€84,087 | +61.0% |
| Profit (loss) for the period to be appropriated | 9905 | €137,896 | €221,983 | +€84,087 | +61.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.