BOUWGROEP CROES: what changed
What changed
BOUWGROEP CROES
NACE 68.310, Real estate agency activities
filed annual accounts (NBB)
Net result for the year
-€11,636
2024 · €9,272-€20,909
Equity
€15,022
2024 · €26,658-€11,636
Cash
€19,778
2024 · €19,368+€410
Balance sheet total
€121,465
2024 · €91,141+€30,323
Largest movements
Assets
- Receivables within one year +€37,653
up €37,653 (+71.0%), from €52,997 to €90,650
of which Other amounts receivable: +€37,351
- Tangible fixed assets -€7,424
down €7,424 (-41.9%), from €17,727 to €10,303
Equity and liabilities
- Trade debts +€44,604
up €44,604 (+278%), from €16,058 to €60,661
- Profit (loss) carried forward -€11,636
new in 2025: -€11,636
- Tax, wage and social debts +€5,234
up €5,234 (+14.8%), from €35,484 to €40,719
of which Taxes: +€5,556
- Debts after one year -€3,982
no longer reported in 2025 (was €3,982)
- Current portion of long-term debt -€3,897
down €3,897 (-49.5%), from €7,878 to €3,982
Income statement
- Taxes +€26,537
up €26,537 (+342%), from €7,753 to €34,290
- Gross operating margin +€5,518
up €5,518 (+10.4%), from €53,039 to €58,556
- Other operating charges -€2,754
down €2,754 (-52.9%), from €5,211 to €2,457
- Financial charges +€2,588
up €2,588 (+100%), from €2,577 to €5,165
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€9,272
Gross operating margin
+€5,518
Staff costs
-€208
Depreciation
+€148
Other operating charges
+€2,754
Financial income
+€5
Financial charges
-€2,588
Taxes
-€26,537
Result 2025
-€11,636
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€8,426
Investment
-€138
Financing
-€7,878
Cash 2024
€19,368
From operations (derived)
+€8,426
Net result for the year
-€11,636
Depreciation
+€7,424
Receivables within one year
-€37,653
Deferred charges and accrued income
+€454
Trade debts
+€44,604
Tax, wage and social debts
+€5,234
Investment (derived)
-€138
Investment in fixed assets (net)
-€138
Financing
-€7,878
Debts after one year
-€3,982
Current portion of long-term debt
-€3,897
Cash 2025
€19,778
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €91,141 | €121,465 | +€30,323 | +33.3% |
| Fixed assets | 21/28 | €18,322 | €11,036 | -€7,286 | -39.8% |
| Tangible fixed assets | 22/27 | €17,727 | €10,303 | -€7,424 | -41.9% |
| Furniture and vehicles | 24 | €17,727 | €10,303 | -€7,424 | -41.9% |
| Financial fixed assets | 28 | €595 | €733 | +€138 | +23.2% |
| Current assets | 29/58 | €72,819 | €110,428 | +€37,609 | +51.6% |
| Amounts receivable within one year | 40/41 | €52,997 | €90,650 | +€37,653 | +71.0% |
| Trade receivables | 40 | €12,114 | €12,416 | +€303 | +2.5% |
| Other amounts receivable | 41 | €40,883 | €78,234 | +€37,351 | +91.4% |
| Cash at bank and in hand | 54/58 | €19,368 | €19,778 | +€410 | +2.1% |
| Deferred charges and accrued income | 490/1 | €454 | - | -€454 | |
| Total equity and liabilities | 10/49 | €91,141 | €121,465 | +€30,323 | +33.3% |
| Equity | 10/15 | €26,658 | €15,022 | -€11,636 | -43.6% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €8,066 | €8,066 | = | 0.0% |
| Distributable reserves | 133 | €8,066 | €8,066 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | -€11,636 | -€11,636 | |
| Amounts payable | 17/49 | €64,483 | €106,443 | +€41,960 | +65.1% |
| Amounts payable after more than one year | 17 | €3,982 | - | -€3,982 | |
| Financial debts | 170/4 | €3,982 | - | -€3,982 | |
| Amounts payable within one year | 42/48 | €59,421 | €105,362 | +€45,941 | +77.3% |
| Current portion of amounts payable after more than one year | 42 | €7,878 | €3,982 | -€3,897 | -49.5% |
| Trade debts | 44 | €16,058 | €60,661 | +€44,604 | +278% |
| Suppliers | 440/4 | €16,058 | €60,661 | +€44,604 | +278% |
| Taxes, remuneration and social security | 45 | €35,484 | €40,719 | +€5,234 | +14.8% |
| Taxes | 450/3 | €29,712 | €35,268 | +€5,556 | +18.7% |
| Remuneration and social security | 454/9 | €5,772 | €5,451 | -€321 | -5.6% |
| Accrued charges and deferred income | 492/3 | €1,081 | €1,081 | = | 0.0% |
| Remuneration, social security and pensions | 62 | €20,657 | €20,865 | +€208 | +1.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,571 | €7,424 | -€148 | -1.9% |
| Other operating charges | 640/8 | €5,211 | €2,457 | -€2,754 | -52.9% |
| Gross operating margin | 9900 | €53,039 | €58,556 | +€5,518 | +10.4% |
| Operating profit (loss) | 9901 | €19,600 | €27,811 | +€8,211 | +41.9% |
| Financial income | 75/76B | €3 | €8 | +€5 | +176% |
| Recurring financial income | 75 | €3 | €8 | +€5 | +176% |
| Financial charges | 65/66B | €2,577 | €5,165 | +€2,588 | +100% |
| Recurring financial charges | 65 | €2,577 | €5,165 | +€2,588 | +100% |
| Profit (loss) for the period before taxes | 9903 | €17,026 | €22,654 | +€5,628 | +33.1% |
| Income taxes | 67/77 | €7,753 | €34,290 | +€26,537 | +342% |
| Profit (loss) for the period | 9904 | €9,272 | -€11,636 | -€20,909 | |
| Profit (loss) for the period to be appropriated | 9905 | €9,272 | -€11,636 | -€20,909 |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.