BOUWCENTER MVR: what changed
What changed
BOUWCENTER MVR
NACE 47.521, Retail sale of hardware, building materials, paint and glass (general range)
filed annual accounts (NBB)
Net result for the year
€5,533
2023 · €59,988-€54,455
Equity
€823,045
2023 · €817,512+€5,533
Cash
€50,753
2023 · €9,066+€41,687
Balance sheet total
€2.3m
2023 · €2.8m-€507,773
Largest movements
Assets
- Receivables within one year -€729,645
down €729,645 (-43.7%), from €1.7m to €940,957
of which Trade receivables: -€816,340
- Stocks and contracts +€147,415
up €147,415 (+16.0%), from €919,512 to €1.1m
- Tangible fixed assets +€55,565
up €55,565 (+37.0%), from €150,184 to €205,750
of which Furniture and vehicles: +€59,367
- Cash +€41,687
up €41,687 (+460%), from €9,066 to €50,753
mainly Receivables within one year (+€729,645) and Trade debts (+€126,086)
Equity and liabilities
- Advances received -€526,494
down €526,494 (-99.1%), from €531,523 to €5,029
- Tax, wage and social debts -€165,268
down €165,268 (-71.0%), from €232,759 to €67,492
of which Taxes: -€177,507
- Other debts -€142,872
down €142,872 (-30.5%), from €468,147 to €325,274
- Trade debts +€126,086
up €126,086 (+24.5%), from €515,519 to €641,605
- Current portion of long-term debt +€92,497
new in 2024: €92,497
Income statement
- Financial income -€29,302
down €29,302 (-86.0%), from €34,068 to €4,765
- Gross operating margin +€27,479
up €27,479 (+6.8%), from €404,849 to €432,329
- Other operating charges +€26,628
up €26,628 (+1,250%), from €2,130 to €28,758
- Depreciation +€13,698
up €13,698 (+178%), from €7,686 to €21,384
- Financial charges +€13,680
up €13,680 (+43.7%), from €31,332 to €45,013
Change in the result, 2023 to 2024
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2023
€59,988
Gross operating margin
+€27,479
Staff costs
-€4,843
Depreciation
-€13,698
Write-downs
-€2,488
Other operating charges
-€26,628
Financial income
-€29,302
Financial charges
-€13,680
Taxes
+€8,705
Result 2024
€5,533
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2023 and 2024 balance sheets and the 2024 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€62,836
Investment
-€76,949
Financing
+€181,472
Cash 2023
€9,066
From operations (derived)
-€62,836
Net result for the year
+€5,533
Depreciation
+€21,384
Stocks and contracts
-€147,415
Receivables within one year
+€729,645
Deferred charges and accrued income
+€22,795
Trade debts
+€126,086
Tax, wage and social debts
-€165,268
Advances received
-€526,494
Other debts
-€142,872
Accrued charges and deferred income
+€13,769
Investment (derived)
-€76,949
Investment in fixed assets (net)
-€76,949
Financing
+€181,472
Debts after one year
+€46,896
Current portion of long-term debt
+€92,497
Short-term financial debts
+€42,079
Cash 2024
€50,753
brings cash intakes cash out
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,783,814 | €2,276,040 | -€507,773 | -18.2% |
| Fixed assets | 21/28 | €150,184 | €205,750 | +€55,565 | +37.0% |
| Tangible fixed assets | 22/27 | €150,184 | €205,750 | +€55,565 | +37.0% |
| Land and buildings | 22 | €121,744 | €119,565 | -€2,178 | -1.8% |
| Plant, machinery and equipment | 23 | €12,179 | €10,883 | -€1,296 | -10.6% |
| Furniture and vehicles | 24 | €13,829 | €73,195 | +€59,367 | +429% |
| Other tangible fixed assets | 26 | €2,433 | €2,106 | -€327 | -13.4% |
| Current assets | 29/58 | €2,633,629 | €2,070,291 | -€563,339 | -21.4% |
| Amounts receivable after more than one year | 29 | €0 | - | = | |
| Other amounts receivable | 291 | €0 | - | = | |
| Stocks and contracts in progress | 3 | €919,512 | €1,066,927 | +€147,415 | +16.0% |
| Stocks | 30/36 | €919,512 | €1,066,927 | +€147,415 | +16.0% |
| Amounts receivable within one year | 40/41 | €1,670,602 | €940,957 | -€729,645 | -43.7% |
| Trade receivables | 40 | €1,043,655 | €227,315 | -€816,340 | -78.2% |
| Other amounts receivable | 41 | €626,947 | €713,642 | +€86,695 | +13.8% |
| Cash at bank and in hand | 54/58 | €9,066 | €50,753 | +€41,687 | +460% |
| Deferred charges and accrued income | 490/1 | €34,449 | €11,654 | -€22,795 | -66.2% |
| Total equity and liabilities | 10/49 | €2,783,814 | €2,276,040 | -€507,773 | -18.2% |
| Equity | 10/15 | €817,512 | €823,045 | +€5,533 | +0.7% |
| Contributions | 10/11 | €537,800 | €537,800 | = | 0.0% |
| Reserves | 13 | €105,208 | €105,208 | = | 0.0% |
| Non-distributable reserves | 130/1 | €0 | - | = | |
| Reserves not available under the articles | 1311 | €0 | - | = | |
| Tax-exempt reserves | 132 | €37,500 | €37,500 | = | 0.0% |
| Distributable reserves | 133 | €67,708 | €67,708 | = | 0.0% |
| Profit (loss) carried forward | 14 | €174,505 | €180,037 | +€5,533 | +3.2% |
| Amounts payable | 17/49 | €1,966,302 | €1,452,995 | -€513,306 | -26.1% |
| Amounts payable after more than one year | 17 | - | €46,896 | +€46,896 | |
| Financial debts | 170/4 | - | €46,896 | +€46,896 | |
| Amounts payable within one year | 42/48 | €1,966,302 | €1,392,330 | -€573,972 | -29.2% |
| Current portion of amounts payable after more than one year | 42 | - | €92,497 | +€92,497 | |
| Financial debts | 43 | €218,354 | €260,433 | +€42,079 | +19.3% |
| Credit institutions | 430/8 | €218,354 | €260,433 | +€42,079 | +19.3% |
| Other loans | 439 | €0 | - | = | |
| Trade debts | 44 | €515,519 | €641,605 | +€126,086 | +24.5% |
| Suppliers | 440/4 | €515,519 | €641,605 | +€126,086 | +24.5% |
| Advances received on contracts in progress | 46 | €531,523 | €5,029 | -€526,494 | -99.1% |
| Taxes, remuneration and social security | 45 | €232,759 | €67,492 | -€165,268 | -71.0% |
| Taxes | 450/3 | €194,500 | €16,994 | -€177,507 | -91.3% |
| Remuneration and social security | 454/9 | €38,259 | €50,498 | +€12,239 | +32.0% |
| Other amounts payable | 47/48 | €468,147 | €325,274 | -€142,872 | -30.5% |
| Accrued charges and deferred income | 492/3 | - | €13,769 | +€13,769 | |
| Remuneration, social security and pensions | 62 | €312,126 | €316,968 | +€4,843 | +1.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,686 | €21,384 | +€13,698 | +178% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €2,488 | +€2,488 | |
| Other operating charges | 640/8 | €2,130 | €28,758 | +€26,628 | +1,250% |
| Gross operating margin | 9900 | €404,849 | €432,329 | +€27,479 | +6.8% |
| Operating profit (loss) | 9901 | €82,908 | €62,731 | -€20,178 | -24.3% |
| Financial income | 75/76B | €34,068 | €4,765 | -€29,302 | -86.0% |
| Recurring financial income | 75 | €34,068 | €4,765 | -€29,302 | -86.0% |
| Financial charges | 65/66B | €31,332 | €45,013 | +€13,680 | +43.7% |
| Recurring financial charges | 65 | €31,332 | €45,013 | +€13,680 | +43.7% |
| Profit (loss) for the period before taxes | 9903 | €85,643 | €22,483 | -€63,160 | -73.7% |
| Income taxes | 67/77 | €25,656 | €16,950 | -€8,705 | -33.9% |
| Profit (loss) for the period | 9904 | €59,988 | €5,533 | -€54,455 | -90.8% |
| Profit (loss) for the period to be appropriated | 9905 | €59,988 | €5,533 | -€54,455 | -90.8% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Green is a favourable move for that line, red an unfavourable one. Prepared on 8 November 2026 via checked.be.