Bondec Finance: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Bondec Finance
Largest movements
- Receivables within one year +€108,853
up €108,853 (+123%), from €88,773 to €197,627
of which Trade receivables: +€108,853
- Cash -€94,938
down €94,938 (-60.3%), from €157,382 to €62,444
mainly Current portion of long-term debt (-€204,186) and Receivables within one year (-€108,853)
- Profit (loss) carried forward +€320,311
up €320,311 (+26.4%), from €1.2m to €1.5m
- Current portion of long-term debt -€204,186
down €204,186 (-52.1%), from €391,621 to €187,435
- Debts after one year -€103,900
no longer reported in 2025 (was €103,900)
- Financial charges -€5,209
down €5,209 (-41.5%), from €12,544 to €7,335
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,514,905 | €2,528,821 | +€13,915 | +0.6% |
| Fixed assets | 21/28 | €2,268,750 | €2,268,750 | = | 0.0% |
| Financial fixed assets | 28 | €2,268,750 | €2,268,750 | = | 0.0% |
| Current assets | 29/58 | €246,155 | €260,071 | +€13,915 | +5.7% |
| Amounts receivable within one year | 40/41 | €88,773 | €197,627 | +€108,853 | +123% |
| Trade receivables | 40 | €88,733 | €197,587 | +€108,853 | +123% |
| Other amounts receivable | 41 | €40 | €40 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €157,382 | €62,444 | -€94,938 | -60.3% |
| Total equity and liabilities | 10/49 | €2,514,905 | €2,528,821 | +€13,915 | +0.6% |
| Equity | 10/15 | €1,989,001 | €2,309,311 | +€320,311 | +16.1% |
| Contributions | 10/11 | €775,000 | €775,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,214,001 | €1,534,311 | +€320,311 | +26.4% |
| Amounts payable | 17/49 | €525,904 | €219,509 | -€306,395 | -58.3% |
| Amounts payable after more than one year | 17 | €103,900 | - | -€103,900 | |
| Financial debts | 170/4 | €103,900 | - | -€103,900 | |
| Amounts payable within one year | 42/48 | €422,005 | €219,509 | -€202,496 | -48.0% |
| Current portion of amounts payable after more than one year | 42 | €391,621 | €187,435 | -€204,186 | -52.1% |
| Trade debts | 44 | €118 | - | -€118 | |
| Suppliers | 440/4 | €118 | - | -€118 | |
| Taxes, remuneration and social security | 45 | €30,265 | €32,074 | +€1,808 | +6.0% |
| Taxes | 450/3 | €30,265 | €32,074 | +€1,808 | +6.0% |
| Other operating charges | 640/8 | €611 | €968 | +€356 | +58.2% |
| Gross operating margin | 9900 | €437,641 | €437,595 | -€46 | 0.0% |
| Operating profit (loss) | 9901 | €437,030 | €436,628 | -€402 | -0.1% |
| Financial charges | 65/66B | €12,544 | €7,335 | -€5,209 | -41.5% |
| Recurring financial charges | 65 | €12,544 | €7,335 | -€5,209 | -41.5% |
| Profit (loss) for the period before taxes | 9903 | €424,486 | €429,293 | +€4,807 | +1.1% |
| Income taxes | 67/77 | €106,295 | €108,982 | +€2,688 | +2.5% |
| Profit (loss) for the period | 9904 | €318,191 | €320,311 | +€2,119 | +0.7% |
| Profit (loss) for the period to be appropriated | 9905 | €318,191 | €320,311 | +€2,119 | +0.7% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.