Skip to content

BOFO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BOFO

BE 0553.828.131
NACE 47.241, Retail sale of bread and pastry (bakery outlets)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€70,550
2024 · -€14,393+€84,943
Equity
€84,020
2024 · €13,471+€70,550
Cash
€106,789
2024 · €51,161+€55,628
Balance sheet total
€419,043
2024 · €322,033+€97,010

Largest movements

2024 to 2025
Assets
  • Cash +€55,628

    up €55,628 (+108.7%), from €51,161 to €106,789

    mainly Net result for the year (+€70,550) and Depreciation (+€56,921)

  • Tangible fixed assets +€21,266

    up €21,266 (+8.1%), from €261,521 to €282,787

    of which Furniture and vehicles: +€38,479

  • Intangible fixed assets +€8,986

    new in 2025: €8,986

  • Stocks and contracts +€7,711

    up €7,711 (+205.1%), from €3,760 to €11,471

Equity and liabilities
  • Profit (loss) carried forward +€70,550

    up €70,550 (+81.5%), from -€86,529 to -€15,980

  • Tax, wage and social debts +€37,481

    up €37,481 (+162.9%), from €23,013 to €60,494

    of which Remuneration and social security: +€27,077

  • Debts after one year -€12,788

    down €12,788 (-7.7%), from €165,952 to €153,164

Income statement
  • Gross operating margin +€166,472

    up €166,472 (+74.0%), from €224,891 to €391,363

  • Staff costs +€87,112

    up €87,112 (+58.5%), from €148,854 to €235,966

  • Depreciation -€9,815

    down €9,815 (-14.7%), from €66,736 to €56,921

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€14,393
Gross operating margin +€166,472
Staff costs -€87,112
Depreciation +€9,815
Provisions -€2,500
Other operating charges -€2,172
Financial income +€27
Financial charges +€1,777
Taxes -€1,364
Result 2025 €70,550

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€156,709
Investment -€87,173
Financing -€13,908
Cash 2024 €51,161
Net result for the year +€70,550
Depreciation +€56,921
Stocks and contracts -€7,711
Receivables within one year -€2,197
Deferred charges and accrued income -€1,221
Provisions +€2,500
Trade debts +€386
Tax, wage and social debts +€37,481
Investment in fixed assets (net) -€87,173
Debts after one year -€12,788
Current portion of long-term debt -€1,120
Cash 2025 €106,789
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €322,033 €419,043 +€97,010 +30.1%
Fixed assets 21/28 €261,521 €291,773 +€30,252 +11.6%
Intangible fixed assets 21 - €8,986 +€8,986
Tangible fixed assets 22/27 €261,521 €282,787 +€21,266 +8.1%
Land and buildings 22 €233,950 €207,414 -€26,536 -11.3%
Plant, machinery and equipment 23 €23,605 €32,927 +€9,323 +39.5%
Furniture and vehicles 24 €3,966 €42,445 +€38,479 +970.3%
Current assets 29/58 €60,513 €127,270 +€66,757 +110.3%
Stocks and contracts in progress 3 €3,760 €11,471 +€7,711 +205.1%
Stocks 30/36 €3,760 €11,471 +€7,711 +205.1%
Amounts receivable within one year 40/41 €775 €2,972 +€2,197 +283.6%
Trade receivables 40 €775 €2,972 +€2,197 +283.6%
Cash at bank and in hand 54/58 €51,161 €106,789 +€55,628 +108.7%
Deferred charges and accrued income 490/1 €4,817 €6,038 +€1,221 +25.3%
Total equity and liabilities 10/49 €322,033 €419,043 +€97,010 +30.1%
Equity 10/15 €13,471 €84,020 +€70,550 +523.7%
Contributions 10/11 €100,000 €100,000 = 0.0%
Profit (loss) carried forward 14 -€86,529 -€15,980 +€70,550 +81.5%
Provisions and deferred taxes 16 - €2,500 +€2,500
Provisions for liabilities and charges 160/5 - €2,500 +€2,500
Other liabilities and charges 164/5 - €2,500 +€2,500
Amounts payable 17/49 €308,563 €332,523 +€23,960 +7.8%
Amounts payable after more than one year 17 €165,952 €153,164 -€12,788 -7.7%
Financial debts 170/4 €165,952 €153,164 -€12,788 -7.7%
Amounts payable within one year 42/48 €142,219 €178,966 +€36,748 +25.8%
Current portion of amounts payable after more than one year 42 €40,979 €39,860 -€1,120 -2.7%
Trade debts 44 €58,226 €58,613 +€386 +0.7%
Suppliers 440/4 €58,226 €58,613 +€386 +0.7%
Taxes, remuneration and social security 45 €23,013 €60,494 +€37,481 +162.9%
Taxes 450/3 €3,628 €14,032 +€10,404 +286.8%
Remuneration and social security 454/9 €19,385 €46,462 +€27,077 +139.7%
Other amounts payable 47/48 €20,000 €20,000 = 0.0%
Accrued charges and deferred income 492/3 €393 €393 = 0.0%
Remuneration, social security and pensions 62 €148,854 €235,966 +€87,112 +58.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €66,736 €56,921 -€9,815 -14.7%
Provisions for liabilities and charges: additions (uses and reversals) 635/8 - €2,500 +€2,500
Other operating charges 640/8 €9,679 €11,852 +€2,172 +22.4%
Gross operating margin 9900 €224,891 €391,363 +€166,472 +74.0%
Operating profit (loss) 9901 -€378 €84,125 +€84,502
Financial income 75/76B €3 €31 +€27 +803.3%
Recurring financial income 75 €3 €31 +€27 +803.3%
Financial charges 65/66B €14,019 €12,242 -€1,777 -12.7%
Recurring financial charges 65 €14,019 €12,242 -€1,777 -12.7%
Profit (loss) for the period before taxes 9903 -€14,393 €71,913 +€86,306
Income taxes 67/77 - €1,364 +€1,364
Profit (loss) for the period 9904 -€14,393 €70,550 +€84,943
Profit (loss) for the period to be appropriated 9905 -€14,393 €70,550 +€84,943

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.