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BOA CONSTRUCTOR: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BOA CONSTRUCTOR

BE 0543.603.737
NACE 46.831, Wholesale of construction materials, general range
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€2,024
2024 · €47,212-€49,237
Equity
€324,228
2024 · €326,253-€2,024
Cash
€48,089
2024 · €93,868-€45,779
Balance sheet total
€1.0m
2024 · €1.0m+€33,993

Largest movements

2024 to 2025
Assets
  • Current investments +€147,340

    up €147,340 (+243.4%), from €60,540 to €207,879

  • Stocks and contracts -€69,960

    down €69,960 (-45.8%), from €152,795 to €82,835

  • Cash -€45,779

    down €45,779 (-48.8%), from €93,868 to €48,089

    mainly Current investments (-€147,340) and Debts after one year (-€34,856)

  • Receivables within one year +€25,418

    up €25,418 (+9.4%), from €271,342 to €296,761

    of which Trade receivables: +€81,980

  • Tangible fixed assets -€21,396

    down €21,396 (-5.1%), from €419,845 to €398,449

    of which Land and buildings: -€30,940

Equity and liabilities
  • Debts after one year -€34,856

    down €34,856 (-8.4%), from €414,067 to €379,210

  • Advances received +€25,289

    new in 2025: €25,289

  • Trade debts +€19,672

    up €19,672 (+11.7%), from €167,766 to €187,437

  • Tax, wage and social debts +€16,126

    up €16,126 (+27.9%), from €57,888 to €74,014

    of which Taxes: +€24,168

Income statement
  • Gross operating margin -€85,885

    down €85,885 (-41.6%), from €206,235 to €120,349

  • Taxes -€18,098

    down €18,098 (-89.7%), from €20,166 to €2,067

  • Staff costs -€18,022

    down €18,022 (-20.9%), from €86,425 to €68,403

  • Write-downs -€5,113

    no longer reported in 2025 (was €5,113)

  • Depreciation +€4,884

    up €4,884 (+15.2%), from €32,059 to €36,943

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €47,212
Gross operating margin -€85,885
Staff costs +€18,022
Depreciation -€4,884
Write-downs +€5,113
Other operating charges -€351
Financial income +€48
Financial charges +€602
Taxes +€18,098
Result 2025 -€2,024

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€144,613
Investment -€162,887
Financing -€27,505
Cash 2024 €93,868
Net result for the year -€2,024
Depreciation +€36,943
Stocks and contracts +€69,960
Receivables within one year -€25,418
Deferred charges and accrued income +€1,630
Trade debts +€19,672
Tax, wage and social debts +€16,126
Advances received +€25,289
Other debts +€2,437
Investment in fixed assets (net) -€15,547
Current investments -€147,340
Debts after one year -€34,856
Current portion of long-term debt +€7,351
Cash 2025 €48,089
Every line side by side 48 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,000,145 €1,034,138 +€33,993 +3.4%
Fixed assets 21/28 €419,970 €398,574 -€21,396 -5.1%
Tangible fixed assets 22/27 €419,845 €398,449 -€21,396 -5.1%
Land and buildings 22 €398,064 €367,124 -€30,940 -7.8%
Plant, machinery and equipment 23 €19,670 €29,724 +€10,054 +51.1%
Furniture and vehicles 24 €2,110 €1,601 -€509 -24.1%
Financial fixed assets 28 €125 €125 = 0.0%
Current assets 29/58 €580,175 €635,564 +€55,389 +9.5%
Stocks and contracts in progress 3 €152,795 €82,835 -€69,960 -45.8%
Stocks 30/36 €152,795 €82,835 -€69,960 -45.8%
Amounts receivable within one year 40/41 €271,342 €296,761 +€25,418 +9.4%
Trade receivables 40 €191,471 €273,451 +€81,980 +42.8%
Other amounts receivable 41 €79,871 €23,310 -€56,561 -70.8%
Current investments 50/53 €60,540 €207,879 +€147,340 +243.4%
Cash at bank and in hand 54/58 €93,868 €48,089 -€45,779 -48.8%
Deferred charges and accrued income 490/1 €1,630 - -€1,630
Total equity and liabilities 10/49 €1,000,145 €1,034,138 +€33,993 +3.4%
Equity 10/15 €326,253 €324,228 -€2,024 -0.6%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €49,072 €49,072 = 0.0%
Distributable reserves 133 €49,072 €49,072 = 0.0%
Profit (loss) carried forward 14 €258,580 €256,556 -€2,024 -0.8%
Amounts payable 17/49 €673,892 €709,910 +€36,018 +5.3%
Amounts payable after more than one year 17 €414,067 €379,210 -€34,856 -8.4%
Financial debts 170/4 €414,067 €379,210 -€34,856 -8.4%
Amounts payable within one year 42/48 €259,826 €330,700 +€70,874 +27.3%
Current portion of amounts payable after more than one year 42 €34,172 €41,523 +€7,351 +21.5%
Trade debts 44 €167,766 €187,437 +€19,672 +11.7%
Suppliers 440/4 €167,766 €187,437 +€19,672 +11.7%
Advances received on contracts in progress 46 - €25,289 +€25,289
Taxes, remuneration and social security 45 €57,888 €74,014 +€16,126 +27.9%
Taxes 450/3 €43,470 €67,638 +€24,168 +55.6%
Remuneration and social security 454/9 €14,418 €6,376 -€8,042 -55.8%
Other amounts payable 47/48 - €2,437 +€2,437
Remuneration, social security and pensions 62 €86,425 €68,403 -€18,022 -20.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €32,059 €36,943 +€4,884 +15.2%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €5,113 - -€5,113
Other operating charges 640/8 €3,829 €4,180 +€351 +9.2%
Gross operating margin 9900 €206,235 €120,349 -€85,885 -41.6%
Operating profit (loss) 9901 €78,808 €10,823 -€67,985 -86.3%
Financial income 75/76B €846 €894 +€48 +5.7%
Recurring financial income 75 €846 €894 +€48 +5.7%
Financial charges 65/66B €12,277 €11,674 -€602 -4.9%
Recurring financial charges 65 €12,277 €11,674 -€602 -4.9%
Profit (loss) for the period before taxes 9903 €67,378 €43 -€67,335 -99.9%
Income taxes 67/77 €20,166 €2,067 -€18,098 -89.7%
Profit (loss) for the period 9904 €47,212 -€2,024 -€49,237
Profit (loss) for the period to be appropriated 9905 €47,212 -€2,024 -€49,237

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.