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BOA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BOA

BE 0446.523.761
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€2,510
2024 · €9,905-€12,415
Equity
€522,421
2024 · €524,931-€2,510
Cash
€6,876
2024 · €13,267-€6,391
Balance sheet total
€824,181
2024 · €663,102+€161,079

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€201,570

    up €201,570 (+158.7%), from €126,993 to €328,563

    of which Assets under construction and advance payments: +€203,084

  • Receivables within one year -€34,100

    down €34,100 (-6.5%), from €522,842 to €488,742

    of which Trade receivables: -€33,649

Equity and liabilities
  • Other debts +€154,000

    up €154,000 (+120.0%), from €128,375 to €282,375

Income statement
  • Gross operating margin -€17,477

    down €17,477, from €6,174 to -€11,303

  • Taxes -€4,577

    no longer reported in 2025 (was €4,577)

  • Other operating charges -€238

    down €238 (-8.3%), from €2,866 to €2,627

  • Financial charges -€197

    down €197 (-69.4%), from €283 to €87

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €9,905
Gross operating margin -€17,477
Depreciation +€49
Other operating charges +€238
Financial income +€1
Financial charges +€197
Taxes +€4,577
Result 2025 -€2,510

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€196,693
Investment -€203,084
Financing €0
Cash 2024 €13,267
Net result for the year -€2,510
Depreciation +€1,514
Receivables within one year +€34,100
Trade debts +€4,385
Tax, wage and social debts +€5,204
Other debts +€154,000
Investment in fixed assets (net) -€203,084
Cash 2025 €6,876
Every line side by side 38 lines
Line Code 2024 2025 Change %
Total assets 20/58 €663,102 €824,181 +€161,079 +24.3%
Fixed assets 21/28 €126,993 €328,563 +€201,570 +158.7%
Tangible fixed assets 22/27 €126,993 €328,563 +€201,570 +158.7%
Land and buildings 22 €126,993 €125,479 -€1,514 -1.2%
Assets under construction and advance payments 27 - €203,084 +€203,084
Current assets 29/58 €536,109 €495,618 -€40,491 -7.6%
Amounts receivable within one year 40/41 €522,842 €488,742 -€34,100 -6.5%
Trade receivables 40 €196,468 €162,819 -€33,649 -17.1%
Other amounts receivable 41 €326,374 €325,923 -€451 -0.1%
Cash at bank and in hand 54/58 €13,267 €6,876 -€6,391 -48.2%
Total equity and liabilities 10/49 €663,102 €824,181 +€161,079 +24.3%
Equity 10/15 €524,931 €522,421 -€2,510 -0.5%
Contributions 10/11 €71,500 €71,500 = 0.0%
Outside capital 11 €71,500 €71,500 = 0.0%
Other 1109/19 €71,500 €71,500 = 0.0%
Reserves 13 €314,793 €314,793 = 0.0%
Tax-exempt reserves 132 €2,397 €2,397 = 0.0%
Distributable reserves 133 €312,396 €312,396 = 0.0%
Profit (loss) carried forward 14 €138,639 €136,129 -€2,510 -1.8%
Amounts payable 17/49 €138,170 €301,759 +€163,589 +118.4%
Amounts payable within one year 42/48 €138,170 €301,759 +€163,589 +118.4%
Trade debts 44 €6,128 €10,513 +€4,385 +71.6%
Suppliers 440/4 €6,128 €10,513 +€4,385 +71.6%
Taxes, remuneration and social security 45 €3,667 €8,871 +€5,204 +141.9%
Taxes 450/3 €3,667 €8,871 +€5,204 +141.9%
Other amounts payable 47/48 €128,375 €282,375 +€154,000 +120.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,563 €1,514 -€49 -3.1%
Other operating charges 640/8 €2,866 €2,627 -€238 -8.3%
Gross operating margin 9900 €6,174 -€11,303 -€17,477
Operating profit (loss) 9901 €1,745 -€15,444 -€17,190
Financial income 75/76B €13,020 €13,021 +€1 0.0%
Recurring financial income 75 €13,020 €13,021 +€1 0.0%
Financial charges 65/66B €283 €87 -€197 -69.4%
Recurring financial charges 65 €283 €87 -€197 -69.4%
Profit (loss) for the period before taxes 9903 €14,482 -€2,510 -€16,992
Income taxes 67/77 €4,577 - -€4,577
Profit (loss) for the period 9904 €9,905 -€2,510 -€12,415
Profit (loss) for the period to be appropriated 9905 €9,905 -€2,510 -€12,415

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.