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BO & CO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BO & CO

BE 0451.606.363
NACE 47.551, Retail sale of household furniture
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€12,253
2024 · -€8,548-€3,705
Equity
€52,880
2024 · €65,133-€12,253
Cash
€26,693
2024 · €25,229+€1,465
Balance sheet total
€147,847
2024 · €150,796-€2,949

Largest movements

2024 to 2025
Assets
  • Stocks and contracts -€5,058

    down €5,058 (-4.4%), from €114,915 to €109,857

  • Receivables within one year +€1,698

    up €1,698 (+122.0%), from €1,391 to €3,089

    of which Trade receivables: +€1,698

  • Tangible fixed assets -€1,675

    down €1,675 (-23.4%), from €7,148 to €5,472

Equity and liabilities
  • Reserves -€12,253

    down €12,253 (-21.7%), from €56,449 to €44,196

  • Tax, wage and social debts +€6,524

    up €6,524 (+79.1%), from €8,251 to €14,776

    of which Remuneration and social security: +€6,407

  • Other debts +€1,750

    up €1,750 (+2.3%), from €77,207 to €78,957

Income statement
  • Gross operating margin -€3,976

    down €3,976 (-79.2%), from -€5,023 to -€8,999

  • Financial income -€652

    down €652 (-59.9%), from €1,088 to €436

    of which Non-recurring financial income: -€620

  • Financial charges -€394

    down €394 (-20.1%), from €1,964 to €1,570

  • Other operating charges -€341

    down €341 (-61.1%), from €558 to €217

  • Depreciation -€175

    down €175 (-9.5%), from €1,850 to €1,675

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€8,548
Gross operating margin -€3,976
Depreciation +€175
Other operating charges +€341
Financial income -€652
Financial charges +€394
Taxes +€12
Result 2025 -€12,253

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€1,465
Investment €0
Financing €0
Cash 2024 €25,229
Net result for the year -€12,253
Depreciation +€1,675
Stocks and contracts +€5,058
Receivables within one year -€1,698
Deferred charges and accrued income -€622
Trade debts +€1,030
Tax, wage and social debts +€6,524
Other debts +€1,750
Cash 2025 €26,693
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €150,796 €147,847 -€2,949 -2.0%
Fixed assets 21/28 €7,422 €5,747 -€1,675 -22.6%
Tangible fixed assets 22/27 €7,148 €5,472 -€1,675 -23.4%
Land and buildings 22 €4,775 €4,071 -€705 -14.8%
Plant, machinery and equipment 23 €899 €195 -€705 -78.3%
Furniture and vehicles 24 €1,473 €1,207 -€266 -18.1%
Financial fixed assets 28 €274 €274 = 0.0%
Current assets 29/58 €143,375 €142,101 -€1,274 -0.9%
Stocks and contracts in progress 3 €114,915 €109,857 -€5,058 -4.4%
Stocks 30/36 €114,915 €109,857 -€5,058 -4.4%
Amounts receivable within one year 40/41 €1,391 €3,089 +€1,698 +122.0%
Trade receivables 40 €1,272 €2,970 +€1,698 +133.4%
Other amounts receivable 41 €119 €119 = 0.0%
Cash at bank and in hand 54/58 €25,229 €26,693 +€1,465 +5.8%
Deferred charges and accrued income 490/1 €1,839 €2,462 +€622 +33.8%
Total equity and liabilities 10/49 €150,796 €147,847 -€2,949 -2.0%
Equity 10/15 €65,133 €52,880 -€12,253 -18.8%
Contributions 10/11 €8,684 €8,684 = 0.0%
Reserves 13 €56,449 €44,196 -€12,253 -21.7%
Distributable reserves 133 €56,449 €44,196 -€12,253 -21.7%
Amounts payable 17/49 €85,663 €94,968 +€9,304 +10.9%
Amounts payable within one year 42/48 €85,663 €94,968 +€9,304 +10.9%
Trade debts 44 €205 €1,235 +€1,030 +502.7%
Suppliers 440/4 €205 €1,235 +€1,030 +502.7%
Taxes, remuneration and social security 45 €8,251 €14,776 +€6,524 +79.1%
Taxes 450/3 €4,635 €4,753 +€117 +2.5%
Remuneration and social security 454/9 €3,616 €10,023 +€6,407 +177.2%
Other amounts payable 47/48 €77,207 €78,957 +€1,750 +2.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,850 €1,675 -€175 -9.5%
Other operating charges 640/8 €558 €217 -€341 -61.1%
Gross operating margin 9900 -€5,023 -€8,999 -€3,976 -79.2%
Operating profit (loss) 9901 -€7,432 -€10,891 -€3,460 -46.6%
Financial income 75/76B €1,088 €436 -€652 -59.9%
Recurring financial income 75 €468 €436 -€32 -6.8%
Non-recurring financial income 76B €620 - -€620
Financial charges 65/66B €1,964 €1,570 -€394 -20.1%
Recurring financial charges 65 €1,964 €1,570 -€394 -20.1%
Profit (loss) for the period before taxes 9903 -€8,308 -€12,025 -€3,717 -44.7%
Income taxes 67/77 €240 €228 -€12 -5.0%
Profit (loss) for the period 9904 -€8,548 -€12,253 -€3,705 -43.3%
Profit (loss) for the period to be appropriated 9905 -€8,548 -€12,253 -€3,705 -43.3%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.