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BO ARTE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BO ARTE

BE 0442.118.971
NACE 68.121, Development of residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€226,090
2024 · -€51,173+€277,263
Equity
€531,650
2024 · €505,365+€26,285
Cash
€151,061
2024 · €475,110-€324,049
Balance sheet total
€6.3m
2024 · €4.0m+€2.4m

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€2.1m

    up €2.1m (+87.8%), from €2.4m to €4.6m

  • Receivables within one year +€566,022

    up €566,022 (+919.5%), from €61,558 to €627,580

    of which Trade receivables: +€585,986

  • Cash -€324,049

    down €324,049 (-68.2%), from €475,110 to €151,061

    mainly Stocks and contracts (-€2.1m) and Receivables within one year (-€566,022)

Equity and liabilities
  • Trade debts +€1.2m

    up €1.2m (+399.7%), from €292,912 to €1.5m

  • Short-term financial debts +€800,000

    up €800,000 (+266.7%), from €300,000 to €1.1m

  • Other debts +€190,987

    up €190,987 (+31672.8%), from €603 to €191,590

  • Debts after one year +€104,435

    up €104,435 (+3.8%), from €2.8m to €2.9m

  • Tax, wage and social debts +€66,308

    up €66,308 (+1302.2%), from €5,092 to €71,400

    of which Taxes: +€66,174

Income statement
  • Gross operating margin +€375,918

    up €375,918 (+11433.0%), from €3,288 to €379,206

  • Provisions +€122,603

    no longer reported in 2025 (was -€122,603)

  • Financial income +€16,629

    up €16,629 (+831446.0%), from €2 to €16,631

  • Financial charges -€12,906

    down €12,906 (-20.1%), from €64,321 to €51,415

  • Staff costs +€7,366

    up €7,366 (+12.1%), from €60,857 to €68,223

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€51,173
Gross operating margin +€375,918
Staff costs -€7,366
Depreciation -€1,173
Provisions -€122,603
Other operating charges +€3,503
Financial income +€16,629
Financial charges +€12,906
Taxes -€551
Result 2025 €226,090

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€983,934
Investment -€48,589
Financing +€708,474
Cash 2024 €475,110
Net result for the year +€226,090
Depreciation +€62,914
Stocks and contracts -€2.1m
Receivables within one year -€566,022
Smaller working-capital items -€6,149
Trade debts +€1.2m
Tax, wage and social debts +€66,308
Other debts +€190,987
Investment in fixed assets (net) -€48,589
Debts after one year +€104,435
Current portion of long-term debt +€3,844
Short-term financial debts +€800,000
Contributions, distributions and other -€199,805
Cash 2025 €151,061
Every line side by side 54 lines
Line Code 2024 2025 Change %
Total assets 20/58 €3,982,396 €6,340,200 +€2.4m +59.2%
Fixed assets 21/28 €1,019,144 €1,004,819 -€14,325 -1.4%
Tangible fixed assets 22/27 €1,019,144 €1,004,819 -€14,325 -1.4%
Land and buildings 22 €980,701 €934,645 -€46,056 -4.7%
Plant, machinery and equipment 23 €19,573 €16,032 -€3,541 -18.1%
Furniture and vehicles 24 €18,870 €54,143 +€35,273 +186.9%
Current assets 29/58 €2,963,252 €5,335,381 +€2.4m +80.1%
Stocks and contracts in progress 3 €2,425,493 €4,554,404 +€2.1m +87.8%
Stocks 30/36 €2,425,493 €4,554,404 +€2.1m +87.8%
Amounts receivable within one year 40/41 €61,558 €627,580 +€566,022 +919.5%
Trade receivables 40 €41,156 €627,142 +€585,986 +1423.8%
Other amounts receivable 41 €20,402 €438 -€19,964 -97.9%
Cash at bank and in hand 54/58 €475,110 €151,061 -€324,049 -68.2%
Deferred charges and accrued income 490/1 €1,091 €2,337 +€1,246 +114.2%
Total equity and liabilities 10/49 €3,982,396 €6,340,200 +€2.4m +59.2%
Equity 10/15 €505,365 €531,650 +€26,285 +5.2%
Contributions 10/11 €24,992 €24,992 +€0 0.0%
Reserves 13 €372,447 €357,740 -€14,707 -3.9%
Tax-exempt reserves 132 €258,387 €243,680 -€14,707 -5.7%
Distributable reserves 133 €114,060 €114,060 +€0 0.0%
Profit (loss) carried forward 14 €107,926 €148,918 +€40,992 +38.0%
Provisions and deferred taxes 16 €86,129 €81,227 -€4,902 -5.7%
Deferred taxes 168 €86,129 €81,227 -€4,902 -5.7%
Amounts payable 17/49 €3,390,902 €5,727,323 +€2.3m +68.9%
Amounts payable after more than one year 17 €2,757,148 €2,861,583 +€104,435 +3.8%
Financial debts 170/4 €2,757,148 €2,861,583 +€104,435 +3.8%
Amounts payable within one year 42/48 €633,753 €2,865,741 +€2.2m +352.2%
Current portion of amounts payable after more than one year 42 €35,146 €38,990 +€3,844 +10.9%
Financial debts 43 €300,000 €1,100,000 +€800,000 +266.7%
Credit institutions 430/8 €300,000 €1,100,000 +€800,000 +266.7%
Trade debts 44 €292,912 €1,463,760 +€1.2m +399.7%
Suppliers 440/4 €292,912 €1,463,760 +€1.2m +399.7%
Taxes, remuneration and social security 45 €5,092 €71,400 +€66,308 +1302.2%
Taxes 450/3 €169 €66,343 +€66,174 +39156.3%
Remuneration and social security 454/9 €4,923 €5,057 +€134 +2.7%
Other amounts payable 47/48 €603 €191,590 +€190,987 +31672.8%
Accrued charges and deferred income 492/3 €1 - -€1
Non-recurring operating income 76A - €15,000 +€15,000
Remuneration, social security and pensions 62 €60,857 €68,223 +€7,366 +12.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €61,741 €62,914 +€1,173 +1.9%
Provisions for liabilities and charges: additions (uses and reversals) 635/8 -€122,603 - +€122,603
Other operating charges 640/8 €4,685 €1,182 -€3,503 -74.8%
Gross operating margin 9900 €3,288 €379,206 +€375,918 +11433.0%
Operating profit (loss) 9901 -€1,392 €246,887 +€248,279
Financial income 75/76B €2 €16,631 +€16,629 +831446.0%
Recurring financial income 75 €2 €16,631 +€16,629 +831446.0%
Financial charges 65/66B €64,321 €51,415 -€12,906 -20.1%
Recurring financial charges 65 €64,321 €51,415 -€12,906 -20.1%
Profit (loss) for the period before taxes 9903 -€65,711 €212,103 +€277,814
Transfer from deferred taxes 780 €14,707 €14,707 +€0 0.0%
Income taxes 67/77 €169 €720 +€551 +326.2%
Profit (loss) for the period 9904 -€51,173 €226,090 +€277,263
Transfer from tax-exempt reserves 789 €4,902 €4,902 +€0 0.0%
Profit (loss) for the period to be appropriated 9905 -€46,271 €230,993 +€277,264

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.