Bnband: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Bnband
Largest movements
- Cash +€94,208
up €94,208 (+125%), from €75,458 to €169,666
mainly Receivables within one year (+€54,617) and Net result for the year (+€42,092)
- Receivables within one year -€54,617
down €54,617 (-61.2%), from €89,244 to €34,627
of which Trade receivables: -€54,463
- Stocks and contracts +€12,932
up €12,932 (+396%), from €3,264 to €16,196
- Tangible fixed assets +€11,666
up €11,666 (+13.4%), from €87,049 to €98,715
of which Furniture and vehicles: +€30,329
- Reserves +€42,092
up €42,092 (+37.2%), from €113,223 to €155,315
- Accrued charges and deferred income +€16,140
new in 2025: €16,140
- Tax, wage and social debts -€15,346
down €15,346 (-23.9%), from €64,169 to €48,823
of which Taxes: -€10,494
- Debts after one year +€10,117
up €10,117 (+55.8%), from €18,133 to €28,250
- Trade debts +€9,525
up €9,525 (+26.0%), from €36,600 to €46,125
- Staff costs +€14,224
up €14,224 (+33.9%), from €41,968 to €56,191
- Taxes -€4,345
down €4,345 (-21.6%), from €20,120 to €15,775
- Other operating charges -€3,156
down €3,156 (-48.2%), from €6,549 to €3,393
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €255,723 | €320,074 | +€64,351 | +25.2% |
| Fixed assets | 21/28 | €87,547 | €99,213 | +€11,666 | +13.3% |
| Tangible fixed assets | 22/27 | €87,049 | €98,715 | +€11,666 | +13.4% |
| Plant, machinery and equipment | 23 | €75,122 | €54,500 | -€20,622 | -27.5% |
| Furniture and vehicles | 24 | €8,154 | €38,483 | +€30,329 | +372% |
| Other tangible fixed assets | 26 | €3,773 | €5,732 | +€1,959 | +51.9% |
| Financial fixed assets | 28 | €498 | €498 | = | 0.0% |
| Current assets | 29/58 | €168,176 | €220,862 | +€52,685 | +31.3% |
| Stocks and contracts in progress | 3 | €3,264 | €16,196 | +€12,932 | +396% |
| Stocks | 30/36 | €3,264 | €16,196 | +€12,932 | +396% |
| Amounts receivable within one year | 40/41 | €89,244 | €34,627 | -€54,617 | -61.2% |
| Trade receivables | 40 | €87,574 | €33,111 | -€54,463 | -62.2% |
| Other amounts receivable | 41 | €1,670 | €1,517 | -€153 | -9.2% |
| Cash at bank and in hand | 54/58 | €75,458 | €169,666 | +€94,208 | +125% |
| Deferred charges and accrued income | 490/1 | €210 | €373 | +€163 | +77.5% |
| Total equity and liabilities | 10/49 | €255,723 | €320,074 | +€64,351 | +25.2% |
| Equity | 10/15 | €119,423 | €161,515 | +€42,092 | +35.2% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €113,223 | €155,315 | +€42,092 | +37.2% |
| Distributable reserves | 133 | €113,223 | €155,315 | +€42,092 | +37.2% |
| Amounts payable | 17/49 | €136,301 | €158,560 | +€22,259 | +16.3% |
| Amounts payable after more than one year | 17 | €18,133 | €28,250 | +€10,117 | +55.8% |
| Financial debts | 170/4 | €18,133 | €28,250 | +€10,117 | +55.8% |
| Amounts payable within one year | 42/48 | €118,168 | €114,170 | -€3,998 | -3.4% |
| Current portion of amounts payable after more than one year | 42 | €17,086 | €19,222 | +€2,136 | +12.5% |
| Trade debts | 44 | €36,600 | €46,125 | +€9,525 | +26.0% |
| Suppliers | 440/4 | €36,600 | €46,125 | +€9,525 | +26.0% |
| Taxes, remuneration and social security | 45 | €64,169 | €48,823 | -€15,346 | -23.9% |
| Taxes | 450/3 | €54,225 | €43,731 | -€10,494 | -19.4% |
| Remuneration and social security | 454/9 | €9,943 | €5,092 | -€4,852 | -48.8% |
| Other amounts payable | 47/48 | €313 | - | -€313 | |
| Accrued charges and deferred income | 492/3 | - | €16,140 | +€16,140 | |
| Non-recurring operating income | 76A | €670 | - | -€670 | |
| Remuneration, social security and pensions | 62 | €41,968 | €56,191 | +€14,224 | +33.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €32,277 | €33,378 | +€1,101 | +3.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €640 | +€640 | |
| Other operating charges | 640/8 | €6,549 | €3,393 | -€3,156 | -48.2% |
| Gross operating margin | 9900 | €153,638 | €152,911 | -€727 | -0.5% |
| Operating profit (loss) | 9901 | €72,845 | €59,309 | -€13,535 | -18.6% |
| Financial income | 75/76B | - | €50 | +€50 | |
| Recurring financial income | 75 | - | €50 | +€50 | |
| Financial charges | 65/66B | €1,981 | €1,493 | -€488 | -24.7% |
| Recurring financial charges | 65 | €1,981 | €1,493 | -€488 | -24.7% |
| Profit (loss) for the period before taxes | 9903 | €70,864 | €57,867 | -€12,997 | -18.3% |
| Income taxes | 67/77 | €20,120 | €15,775 | -€4,345 | -21.6% |
| Profit (loss) for the period | 9904 | €50,744 | €42,092 | -€8,652 | -17.1% |
| Profit (loss) for the period to be appropriated | 9905 | €50,744 | €42,092 | -€8,652 | -17.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.