BNB TC: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BNB TC
Largest movements
- Cash +€3,173
up €3,173 (+25,403%), from €12 to €3,185
mainly Net result for the year (+€6,974) and Tax, wage and social debts (+€1,230)
- Receivables within one year +€598
up €598 (+32.2%), from €1,857 to €2,455
of which Trade receivables: +€2,455
- Profit (loss) carried forward +€6,974
up €6,974 (+58.4%), from -€11,933 to -€4,959
- Other debts -€3,409
down €3,409 (-28.8%), from €11,840 to €8,431
- Tax, wage and social debts +€1,230
new in 2025: €1,230
- Trade debts -€1,024
down €1,024 (-70.0%), from €1,462 to €438
- Gross operating margin +€10,379
up €10,379, from -€2,715 to €7,664
- Other operating charges +€541
new in 2025: €541
- Financial charges +€138
up €138 (+1,207%), from €11 to €149
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,870 | €5,641 | +€3,771 | +202% |
| Current assets | 29/58 | €1,870 | €5,641 | +€3,771 | +202% |
| Amounts receivable within one year | 40/41 | €1,857 | €2,455 | +€598 | +32.2% |
| Trade receivables | 40 | - | €2,455 | +€2,455 | |
| Other amounts receivable | 41 | €1,857 | - | -€1,857 | |
| Cash at bank and in hand | 54/58 | €12 | €3,185 | +€3,173 | +25,403% |
| Total equity and liabilities | 10/49 | €1,870 | €5,641 | +€3,771 | +202% |
| Equity | 10/15 | -€11,433 | -€4,459 | +€6,974 | +61.0% |
| Contributions | 10/11 | €500 | €500 | = | 0.0% |
| Capital | 10 | €500 | €500 | = | 0.0% |
| Issued capital | 100 | €500 | €500 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€11,933 | -€4,959 | +€6,974 | +58.4% |
| Amounts payable | 17/49 | €13,302 | €10,100 | -€3,202 | -24.1% |
| Amounts payable within one year | 42/48 | €13,302 | €10,100 | -€3,202 | -24.1% |
| Financial debts | 43 | €0 | €0 | = | 0.0% |
| Credit institutions | 430/8 | €0 | €0 | = | 0.0% |
| Trade debts | 44 | €1,462 | €438 | -€1,024 | -70.0% |
| Suppliers | 440/4 | €1,462 | €438 | -€1,024 | -70.0% |
| Taxes, remuneration and social security | 45 | - | €1,230 | +€1,230 | |
| Taxes | 450/3 | - | €1,230 | +€1,230 | |
| Other amounts payable | 47/48 | €11,840 | €8,431 | -€3,409 | -28.8% |
| Other operating charges | 640/8 | - | €541 | +€541 | |
| Gross operating margin | 9900 | -€2,715 | €7,664 | +€10,379 | |
| Operating profit (loss) | 9901 | -€2,715 | €7,123 | +€9,837 | |
| Financial charges | 65/66B | €11 | €149 | +€138 | +1,207% |
| Recurring financial charges | 65 | €11 | €149 | +€138 | +1,207% |
| Profit (loss) for the period before taxes | 9903 | -€2,726 | €6,974 | +€9,700 | |
| Profit (loss) for the period | 9904 | -€2,726 | €6,974 | +€9,700 | |
| Profit (loss) for the period to be appropriated | 9905 | -€2,726 | €6,974 | +€9,700 |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.