BN ARCHITECTEN: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BN ARCHITECTEN
Largest movements
- Cash +€3,039
up €3,039 (+1,408%), from €216 to €3,254
mainly Other debts (+€4,724) and Trade debts (+€235)
- Other debts +€4,724
up €4,724 (+26.2%), from €18,034 to €22,758
- Profit (loss) carried forward -€2,054
down €2,054 (-5.0%), from -€40,737 to -€42,791
- Trade debts +€235
up €235 (+57.2%), from €412 to €647
- Tax, wage and social debts +€130
up €130 (+37.3%), from €348 to €477
- Gross operating margin +€2,431
up €2,431 (+63.2%), from -€3,846 to -€1,415
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €220 | €3,254 | +€3,035 | +1,382% |
| Current assets | 29/58 | €220 | €3,254 | +€3,035 | +1,382% |
| Amounts receivable within one year | 40/41 | €4 | - | -€4 | |
| Other amounts receivable | 41 | €4 | - | -€4 | |
| Cash at bank and in hand | 54/58 | €216 | €3,254 | +€3,039 | +1,408% |
| Total equity and liabilities | 10/49 | €220 | €3,254 | +€3,035 | +1,382% |
| Equity | 10/15 | -€18,574 | -€20,628 | -€2,054 | -11.1% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €2,163 | €2,163 | = | 0.0% |
| Non-distributable reserves | 130/1 | €2,163 | €2,163 | = | 0.0% |
| Reserves not available under the articles | 1311 | €2,163 | €2,163 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€40,737 | -€42,791 | -€2,054 | -5.0% |
| Amounts payable | 17/49 | €18,794 | €23,883 | +€5,089 | +27.1% |
| Amounts payable within one year | 42/48 | €18,794 | €23,883 | +€5,089 | +27.1% |
| Trade debts | 44 | €412 | €647 | +€235 | +57.2% |
| Suppliers | 440/4 | €412 | €647 | +€235 | +57.2% |
| Taxes, remuneration and social security | 45 | €348 | €477 | +€130 | +37.3% |
| Taxes | 450/3 | €348 | €477 | +€130 | +37.3% |
| Other amounts payable | 47/48 | €18,034 | €22,758 | +€4,724 | +26.2% |
| Other operating charges | 640/8 | €513 | €528 | +€14 | +2.8% |
| Gross operating margin | 9900 | -€3,846 | -€1,415 | +€2,431 | +63.2% |
| Operating profit (loss) | 9901 | -€4,359 | -€1,943 | +€2,416 | +55.4% |
| Financial income | 75/76B | €13 | €0 | -€13 | -97.0% |
| Recurring financial income | 75 | €13 | €0 | -€13 | -97.0% |
| Financial charges | 65/66B | €110 | €112 | +€1 | +1.1% |
| Recurring financial charges | 65 | €110 | €112 | +€1 | +1.1% |
| Profit (loss) for the period before taxes | 9903 | -€4,456 | -€2,054 | +€2,402 | +53.9% |
| Income taxes | 67/77 | - | €0 | +€0 | |
| Profit (loss) for the period | 9904 | -€4,456 | -€2,054 | +€2,402 | +53.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€4,456 | -€2,054 | +€2,402 | +53.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.