Bmol: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Bmol
Largest movements
- Current investments +€73,476
up €73,476 (+142.0%), from €51,734 to €125,209
- Cash +€64,571
up €64,571 (+44.8%), from €144,040 to €208,611
mainly Net result for the year (+€286,426) and Other debts (+€268,986)
- Receivables within one year -€36,632
down €36,632 (-14.8%), from €247,800 to €211,168
of which Trade receivables: -€40,403
- Tangible fixed assets +€31,837
up €31,837 (+3.1%), from €1.0m to €1.0m
of which Furniture and vehicles: +€68,767
- Other debts +€268,986
up €268,986 (+35.2%), from €765,007 to €1.0m
- Reserves -€52,221
down €52,221 (-15.3%), from €340,507 to €288,286
of which Distributable reserves: -€52,221
- Debts after one year -€42,406
down €42,406 (-16.7%), from €253,381 to €210,975
- Tax, wage and social debts -€42,229
no longer reported in 2025 (was €42,229)
- Gross operating margin -€31,764
down €31,764 (-6.0%), from €533,630 to €501,866
- Financial charges +€17,854
up €17,854 (+227.4%), from €7,851 to €25,705
- Taxes -€16,828
down €16,828 (-15.5%), from €108,244 to €91,417
- Depreciation +€14,544
up €14,544 (+38.9%), from €37,419 to €51,964
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,463,872 | €1,597,123 | +€133,252 | +9.1% |
| Fixed assets | 21/28 | €1,017,399 | €1,049,236 | +€31,837 | +3.1% |
| Tangible fixed assets | 22/27 | €1,017,399 | €1,049,236 | +€31,837 | +3.1% |
| Land and buildings | 22 | €1,016,826 | €980,013 | -€36,812 | -3.6% |
| Plant, machinery and equipment | 23 | €573 | €456 | -€117 | -20.5% |
| Furniture and vehicles | 24 | - | €68,767 | +€68,767 | |
| Current assets | 29/58 | €446,473 | €547,888 | +€101,414 | +22.7% |
| Amounts receivable within one year | 40/41 | €247,800 | €211,168 | -€36,632 | -14.8% |
| Trade receivables | 40 | €247,800 | €207,397 | -€40,403 | -16.3% |
| Other amounts receivable | 41 | - | €3,771 | +€3,771 | |
| Current investments | 50/53 | €51,734 | €125,209 | +€73,476 | +142.0% |
| Cash at bank and in hand | 54/58 | €144,040 | €208,611 | +€64,571 | +44.8% |
| Deferred charges and accrued income | 490/1 | €2,900 | €2,900 | = | 0.0% |
| Total equity and liabilities | 10/49 | €1,463,872 | €1,597,123 | +€133,252 | +9.1% |
| Equity | 10/15 | €359,107 | €306,886 | -€52,221 | -14.5% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €340,507 | €288,286 | -€52,221 | -15.3% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €338,647 | €286,426 | -€52,221 | -15.4% |
| Amounts payable | 17/49 | €1,104,764 | €1,290,237 | +€185,473 | +16.8% |
| Amounts payable after more than one year | 17 | €253,381 | €210,975 | -€42,406 | -16.7% |
| Financial debts | 170/4 | €253,381 | €210,975 | -€42,406 | -16.7% |
| Amounts payable within one year | 42/48 | €851,383 | €1,079,262 | +€227,879 | +26.8% |
| Current portion of amounts payable after more than one year | 42 | €42,193 | €42,419 | +€225 | +0.5% |
| Trade debts | 44 | €1,954 | €2,850 | +€896 | +45.9% |
| Suppliers | 440/4 | €1,954 | €2,850 | +€896 | +45.9% |
| Taxes, remuneration and social security | 45 | €42,229 | - | -€42,229 | |
| Taxes | 450/3 | €42,229 | - | -€42,229 | |
| Other amounts payable | 47/48 | €765,007 | €1,033,993 | +€268,986 | +35.2% |
| Remuneration, social security and pensions | 62 | €39,164 | €42,756 | +€3,592 | +9.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €37,419 | €51,964 | +€14,544 | +38.9% |
| Other operating charges | 640/8 | €2,759 | €4,222 | +€1,463 | +53.0% |
| Gross operating margin | 9900 | €533,630 | €501,866 | -€31,764 | -6.0% |
| Operating profit (loss) | 9901 | €454,287 | €402,924 | -€51,363 | -11.3% |
| Financial income | 75/76B | €456 | €624 | +€168 | +36.8% |
| Recurring financial income | 75 | €456 | €624 | +€168 | +36.8% |
| Financial charges | 65/66B | €7,851 | €25,705 | +€17,854 | +227.4% |
| Recurring financial charges | 65 | €7,851 | €25,705 | +€17,854 | +227.4% |
| Profit (loss) for the period before taxes | 9903 | €446,892 | €377,843 | -€69,049 | -15.5% |
| Income taxes | 67/77 | €108,244 | €91,417 | -€16,828 | -15.5% |
| Profit (loss) for the period | 9904 | €338,647 | €286,426 | -€52,221 | -15.4% |
| Profit (loss) for the period to be appropriated | 9905 | €338,647 | €286,426 | -€52,221 | -15.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.