BMO Immo: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BMO Immo
Largest movements
- Tangible fixed assets -€10,200
down €10,200 (-3.9%), from €258,509 to €248,309
- Cash +€3,358
up €3,358 (+45.5%), from €7,383 to €10,741
mainly Depreciation (+€12,520) and Net result for the year (+€7,223)
- Debts after one year -€13,533
down €13,533 (-5.8%), from €234,171 to €220,638
- Profit (loss) carried forward +€7,223
up €7,223 (+20.3%), from -€35,640 to -€28,417
- Gross operating margin +€1,520
up €1,520 (+6.3%), from €24,072 to €25,593
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €265,892 | €259,663 | -€6,229 | -2.3% |
| Fixed assets | 21/28 | €258,509 | €248,309 | -€10,200 | -3.9% |
| Tangible fixed assets | 22/27 | €258,509 | €248,309 | -€10,200 | -3.9% |
| Land and buildings | 22 | €258,509 | €248,309 | -€10,200 | -3.9% |
| Current assets | 29/58 | €7,383 | €11,354 | +€3,971 | +53.8% |
| Amounts receivable within one year | 40/41 | - | €613 | +€613 | |
| Trade receivables | 40 | - | €613 | +€613 | |
| Cash at bank and in hand | 54/58 | €7,383 | €10,741 | +€3,358 | +45.5% |
| Total equity and liabilities | 10/49 | €265,892 | €259,663 | -€6,229 | -2.3% |
| Equity | 10/15 | -€25,640 | -€18,417 | +€7,223 | +28.2% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€35,640 | -€28,417 | +€7,223 | +20.3% |
| Amounts payable | 17/49 | €291,533 | €278,080 | -€13,452 | -4.6% |
| Amounts payable after more than one year | 17 | €234,171 | €220,638 | -€13,533 | -5.8% |
| Financial debts | 170/4 | €234,171 | €220,638 | -€13,533 | -5.8% |
| Amounts payable within one year | 42/48 | €57,362 | €57,442 | +€80 | +0.1% |
| Current portion of amounts payable after more than one year | 42 | €13,343 | €13,533 | +€189 | +1.4% |
| Trade debts | 44 | €109 | €0 | -€109 | -100.0% |
| Suppliers | 440/4 | €109 | €0 | -€109 | -100.0% |
| Other amounts payable | 47/48 | €43,910 | €43,910 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,487 | €12,520 | +€33 | +0.3% |
| Other operating charges | 640/8 | €2,458 | €2,403 | -€55 | -2.2% |
| Gross operating margin | 9900 | €24,072 | €25,593 | +€1,520 | +6.3% |
| Operating profit (loss) | 9901 | €9,128 | €10,670 | +€1,542 | +16.9% |
| Financial income | 75/76B | €1 | €0 | -€1 | -100.0% |
| Recurring financial income | 75 | €1 | €0 | -€1 | -100.0% |
| Financial charges | 65/66B | €3,645 | €3,447 | -€198 | -5.4% |
| Recurring financial charges | 65 | €3,645 | €3,447 | -€198 | -5.4% |
| Profit (loss) for the period before taxes | 9903 | €5,484 | €7,223 | +€1,739 | +31.7% |
| Profit (loss) for the period | 9904 | €5,484 | €7,223 | +€1,739 | +31.7% |
| Profit (loss) for the period to be appropriated | 9905 | €5,484 | €7,223 | +€1,739 | +31.7% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.