Bminded: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Bminded
Largest movements
- Tangible fixed assets -€15,523
down €15,523 (-41.7%), from €37,233 to €21,710
of which Other tangible fixed assets: -€10,364
- Deferred charges and accrued income -€9,621
down €9,621 (-86.0%), from €11,187 to €1,566
- Cash +€4,001
up €4,001 (+37.7%), from €10,621 to €14,622
mainly Depreciation (+€15,523) and Deferred charges and accrued income (+€9,621)
- Receivables within one year +€3,878
up €3,878 (+673.6%), from €576 to €4,454
of which Trade receivables: +€3,492
- Other debts -€27,703
down €27,703 (-75.8%), from €36,550 to €8,847
- Profit (loss) carried forward +€7,991
up €7,991 (+90.6%), from -€8,824 to -€832
- Tax, wage and social debts +€2,595
up €2,595, from €0 to €2,595
of which Taxes: +€2,595
- Gross operating margin +€17,367
up €17,367 (+205.5%), from €8,451 to €25,817
- Taxes -€4,361
down €4,361, from €2,600 to -€1,761
- Financial charges +€2,961
up €2,961 (+1759.1%), from €168 to €3,130
- Depreciation +€663
up €663 (+4.5%), from €14,860 to €15,523
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €59,616 | €42,351 | -€17,265 | -29.0% |
| Fixed assets | 21/28 | €37,233 | €21,710 | -€15,523 | -41.7% |
| Tangible fixed assets | 22/27 | €37,233 | €21,710 | -€15,523 | -41.7% |
| Furniture and vehicles | 24 | €16,522 | €11,363 | -€5,159 | -31.2% |
| Other tangible fixed assets | 26 | €20,710 | €10,346 | -€10,364 | -50.0% |
| Current assets | 29/58 | €22,384 | €20,642 | -€1,742 | -7.8% |
| Amounts receivable within one year | 40/41 | €576 | €4,454 | +€3,878 | +673.6% |
| Trade receivables | 40 | €0 | €3,492 | +€3,492 | |
| Other amounts receivable | 41 | €576 | €961 | +€386 | +67.0% |
| Cash at bank and in hand | 54/58 | €10,621 | €14,622 | +€4,001 | +37.7% |
| Deferred charges and accrued income | 490/1 | €11,187 | €1,566 | -€9,621 | -86.0% |
| Total equity and liabilities | 10/49 | €59,616 | €42,351 | -€17,265 | -29.0% |
| Equity | 10/15 | €22,590 | €30,581 | +€7,991 | +35.4% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €25,213 | €25,213 | = | 0.0% |
| Distributable reserves | 133 | €25,213 | €25,213 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€8,824 | -€832 | +€7,991 | +90.6% |
| Amounts payable | 17/49 | €37,027 | €11,771 | -€25,256 | -68.2% |
| Amounts payable within one year | 42/48 | €37,027 | €11,771 | -€25,256 | -68.2% |
| Trade debts | 44 | €477 | €329 | -€148 | -31.0% |
| Suppliers | 440/4 | €477 | €329 | -€148 | -31.0% |
| Taxes, remuneration and social security | 45 | €0 | €2,595 | +€2,595 | |
| Taxes | 450/3 | €0 | €2,595 | +€2,595 | |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Other amounts payable | 47/48 | €36,550 | €8,847 | -€27,703 | -75.8% |
| Non-recurring operating income | 76A | €0 | - | = | |
| Remuneration, social security and pensions | 62 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,860 | €15,523 | +€663 | +4.5% |
| Other operating charges | 640/8 | €780 | €935 | +€155 | +19.8% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Gross operating margin | 9900 | €8,451 | €25,817 | +€17,367 | +205.5% |
| Operating profit (loss) | 9901 | -€7,190 | €9,359 | +€16,549 | |
| Financial charges | 65/66B | €168 | €3,130 | +€2,961 | +1759.1% |
| Recurring financial charges | 65 | €168 | €3,130 | +€2,961 | +1759.1% |
| Profit (loss) for the period before taxes | 9903 | -€7,358 | €6,230 | +€13,588 | |
| Income taxes | 67/77 | €2,600 | -€1,761 | -€4,361 | |
| Profit (loss) for the period | 9904 | -€9,958 | €7,991 | +€17,949 | |
| Profit (loss) for the period to be appropriated | 9905 | -€9,958 | €7,991 | +€17,949 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.