BMCiP: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
BMCiP
NACE 62.200, Computer consultancy and computer facilities management
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
-€164,840
2024 · -€14,576-€150,264
Equity
-€36,547
2024 · €128,293-€164,840
Cash
€1,103
2024 · €9,664-€8,561
Balance sheet total
€446,065
2024 · €1.1m-€681,267
Largest movements
Assets
- Stocks and contracts -€655,555
down €655,555 (-61.8%), from €1.1m to €405,214
- Tangible fixed assets -€15,712
down €15,712 (-45.3%), from €34,723 to €19,010
of which Furniture and vehicles: -€14,777
Equity and liabilities
- Short-term financial debts -€496,087
down €496,087 (-76.3%), from €650,000 to €153,913
- Profit (loss) carried forward -€164,840
down €164,840 (-4,094%), from -€4,026 to -€168,866
Income statement
- Gross operating margin -€147,173
down €147,173, from €43,270 to -€103,903
- Financial charges +€2,691
up €2,691 (+6.6%), from €40,929 to €43,619
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€14,576
Gross operating margin
-€147,173
Depreciation
-€378
Other operating charges
-€39
Financial income
+€2
Financial charges
-€2,691
Taxes
+€15
Result 2025
-€164,840
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€499,070
Investment
-€900
Financing
-€506,731
Cash 2024
€9,664
From operations (derived)
+€499,070
Net result for the year
-€164,840
Depreciation
+€15,712
Stocks and contracts
+€655,555
Receivables within one year
+€2,510
Smaller working-capital items
-€40
Trade debts
-€7,399
Tax, wage and social debts
-€2,428
Investment (derived)
-€900
Current investments
-€900
Financing
-€506,731
Debts after one year
-€10,786
Current portion of long-term debt
+€142
Short-term financial debts
-€496,087
Cash 2025
€1,103
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,127,332 | €446,065 | -€681,267 | -60.4% |
| Fixed assets | 21/28 | €34,723 | €19,010 | -€15,712 | -45.3% |
| Tangible fixed assets | 22/27 | €34,723 | €19,010 | -€15,712 | -45.3% |
| Plant, machinery and equipment | 23 | €2,182 | €1,247 | -€936 | -42.9% |
| Furniture and vehicles | 24 | €32,541 | €17,764 | -€14,777 | -45.4% |
| Current assets | 29/58 | €1,092,610 | €427,055 | -€665,555 | -60.9% |
| Stocks and contracts in progress | 3 | €1,060,769 | €405,214 | -€655,555 | -61.8% |
| Stocks | 30/36 | €1,060,769 | €405,214 | -€655,555 | -61.8% |
| Amounts receivable within one year | 40/41 | €16,964 | €14,455 | -€2,510 | -14.8% |
| Trade receivables | 40 | €14,708 | €13,764 | -€944 | -6.4% |
| Other amounts receivable | 41 | €2,257 | €691 | -€1,566 | -69.4% |
| Current investments | 50/53 | €5,212 | €6,112 | +€900 | +17.3% |
| Cash at bank and in hand | 54/58 | €9,664 | €1,103 | -€8,561 | -88.6% |
| Deferred charges and accrued income | 490/1 | €0 | €171 | +€171 | |
| Total equity and liabilities | 10/49 | €1,127,332 | €446,065 | -€681,267 | -60.4% |
| Equity | 10/15 | €128,293 | -€36,547 | -€164,840 | |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €113,720 | €113,720 | = | 0.0% |
| Distributable reserves | 133 | €113,720 | €113,720 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€4,026 | -€168,866 | -€164,840 | -4,094% |
| Amounts payable | 17/49 | €999,039 | €482,612 | -€516,427 | -51.7% |
| Amounts payable after more than one year | 17 | €221,233 | €210,447 | -€10,786 | -4.9% |
| Financial debts | 170/4 | €221,233 | €210,447 | -€10,786 | -4.9% |
| Amounts payable within one year | 42/48 | €777,806 | €272,165 | -€505,641 | -65.0% |
| Current portion of amounts payable after more than one year | 42 | €10,644 | €10,786 | +€142 | +1.3% |
| Financial debts | 43 | €650,000 | €153,913 | -€496,087 | -76.3% |
| Credit institutions | 430/8 | €650,000 | €153,913 | -€496,087 | -76.3% |
| Trade debts | 44 | €7,643 | €244 | -€7,399 | -96.8% |
| Suppliers | 440/4 | €7,643 | €244 | -€7,399 | -96.8% |
| Taxes, remuneration and social security | 45 | €9,213 | €6,784 | -€2,428 | -26.4% |
| Taxes | 450/3 | €9,213 | €4,931 | -€4,282 | -46.5% |
| Remuneration and social security | 454/9 | €0 | €1,853 | +€1,853 | |
| Other amounts payable | 47/48 | €100,307 | €100,438 | +€131 | +0.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €15,335 | €15,712 | +€378 | +2.5% |
| Other operating charges | 640/8 | €1,252 | €1,292 | +€39 | +3.1% |
| Gross operating margin | 9900 | €43,270 | -€103,903 | -€147,173 | |
| Operating profit (loss) | 9901 | €26,683 | -€120,907 | -€147,591 | |
| Financial income | 75/76B | €0 | €2 | +€2 | +18,300% |
| Recurring financial income | 75 | €0 | €2 | +€2 | +18,300% |
| Financial charges | 65/66B | €40,929 | €43,619 | +€2,691 | +6.6% |
| Recurring financial charges | 65 | €40,929 | €43,619 | +€2,691 | +6.6% |
| Profit (loss) for the period before taxes | 9903 | -€14,246 | -€164,525 | -€150,279 | -1,055% |
| Income taxes | 67/77 | €330 | €315 | -€15 | -4.5% |
| Profit (loss) for the period | 9904 | -€14,576 | -€164,840 | -€150,264 | -1,031% |
| Profit (loss) for the period to be appropriated | 9905 | -€14,576 | -€164,840 | -€150,264 | -1,031% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.