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BLVM: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BLVM

BE 0803.701.418
NACE 55.203, Holiday cottages, homes and apartments
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€12,734
2024 · -€20,615+€7,881
Equity
-€23,349
2024 · -€10,615-€12,734
Cash
€3,103
2024 · €10,083-€6,980
Balance sheet total
€263,103
2024 · €276,199-€13,096

Largest movements

2024 to 2025
Assets
  • Cash -€6,980

    down €6,980 (-69.2%), from €10,083 to €3,103

    mainly Net result for the year (-€12,734) and Investment in fixed assets (net) (-€3,219)

  • Tangible fixed assets -€6,654

    down €6,654 (-2.5%), from €264,500 to €257,846

Equity and liabilities
  • Profit (loss) carried forward -€12,734

    down €12,734 (-61.8%), from -€20,615 to -€33,349

Income statement
  • Depreciation -€6,876

    down €6,876 (-40.1%), from €17,167 to €10,291

  • Other operating charges -€1,157

    down €1,157 (-74.3%), from €1,556 to €400

  • Gross operating margin -€205

    down €205 (-11.4%), from -€1,796 to -€2,001

  • Financial charges -€53

    down €53 (-55.8%), from €95 to €42

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€20,615
Gross operating margin -€205
Depreciation +€6,876
Other operating charges +€1,157
Financial charges +€53
Result 2025 -€12,734

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€3,936
Investment -€3,219
Financing +€175
Cash 2024 €10,083
Net result for the year -€12,734
Depreciation +€10,291
Receivables within one year -€956
Trade debts -€537
Investment in fixed assets (net) -€3,219
Debts after one year +€175
Cash 2025 €3,103
Every line side by side 29 lines
Line Code 2024 2025 Change %
Total assets 20/58 €276,199 €263,103 -€13,096 -4.7%
Formation expenses 20 €1,494 €1,076 -€418 -28.0%
Fixed assets 21/28 €264,500 €257,846 -€6,654 -2.5%
Tangible fixed assets 22/27 €264,500 €257,846 -€6,654 -2.5%
Land and buildings 22 €264,500 €257,846 -€6,654 -2.5%
Current assets 29/58 €10,205 €4,181 -€6,024 -59.0%
Amounts receivable within one year 40/41 €122 €1,078 +€956 +783.5%
Other amounts receivable 41 €122 €1,078 +€956 +783.5%
Cash at bank and in hand 54/58 €10,083 €3,103 -€6,980 -69.2%
Total equity and liabilities 10/49 €276,199 €263,103 -€13,096 -4.7%
Equity 10/15 -€10,615 -€23,349 -€12,734 -120.0%
Contributions 10/11 €10,000 €10,000 = 0.0%
Profit (loss) carried forward 14 -€20,615 -€33,349 -€12,734 -61.8%
Amounts payable 17/49 €286,814 €286,452 -€362 -0.1%
Amounts payable after more than one year 17 €286,030 €286,205 +€175 +0.1%
Other amounts payable 178/9 €286,030 €286,205 +€175 +0.1%
Amounts payable within one year 42/48 €742 €205 -€537 -72.3%
Trade debts 44 €742 €205 -€537 -72.3%
Suppliers 440/4 €742 €205 -€537 -72.3%
Accrued charges and deferred income 492/3 €42 €42 = 0.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €17,167 €10,291 -€6,876 -40.1%
Other operating charges 640/8 €1,556 €400 -€1,157 -74.3%
Gross operating margin 9900 -€1,796 -€2,001 -€205 -11.4%
Operating profit (loss) 9901 -€20,520 -€12,692 +€7,828 +38.1%
Financial charges 65/66B €95 €42 -€53 -55.8%
Recurring financial charges 65 €95 €42 -€53 -55.8%
Profit (loss) for the period before taxes 9903 -€20,615 -€12,734 +€7,881 +38.2%
Profit (loss) for the period 9904 -€20,615 -€12,734 +€7,881 +38.2%
Profit (loss) for the period to be appropriated 9905 -€20,615 -€12,734 +€7,881 +38.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.