BLOQ: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BLOQ
Largest movements
- Cash -€3,787
down €3,787 (-32.8%), from €11,537 to €7,750
mainly Debts after one year (-€14,101) and Current portion of long-term debt (-€5,014)
- Tangible fixed assets -€3,161
down €3,161 (-2.2%), from €145,269 to €142,108
of which Land and buildings: -€3,258
- Deferred charges and accrued income -€2,835
down €2,835 (-77.8%), from €3,646 to €810
- Debts after one year -€14,101
down €14,101 (-9.0%), from €156,288 to €142,187
- Profit (loss) carried forward +€9,454
up €9,454 (+54.1%), from -€17,472 to -€8,018
- Current portion of long-term debt -€5,014
down €5,014 (-35.5%), from €14,115 to €9,101
- Other debts -€2,010
down €2,010 (-78.8%), from €2,551 to €541
- Trade debts +€1,897
up €1,897 (+2,723%), from €70 to €1,967
- Other operating charges -€4,006
down €4,006 (-68.0%), from €5,892 to €1,886
- Gross operating margin -€3,209
down €3,209 (-14.0%), from €22,956 to €19,747
- Financial charges -€2,280
down €2,280 (-64.2%), from €3,551 to €1,272
- Depreciation +€233
up €233 (+3.8%), from €6,165 to €6,398
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €177,412 | €166,963 | -€10,449 | -5.9% |
| Fixed assets | 21/28 | €145,269 | €142,108 | -€3,161 | -2.2% |
| Tangible fixed assets | 22/27 | €145,269 | €142,108 | -€3,161 | -2.2% |
| Land and buildings | 22 | €144,166 | €140,908 | -€3,258 | -2.3% |
| Furniture and vehicles | 24 | €1,103 | €1,200 | +€97 | +8.8% |
| Current assets | 29/58 | €32,143 | €24,855 | -€7,288 | -22.7% |
| Amounts receivable within one year | 40/41 | €16,961 | €16,295 | -€666 | -3.9% |
| Trade receivables | 40 | €16,961 | €16,295 | -€666 | -3.9% |
| Cash at bank and in hand | 54/58 | €11,537 | €7,750 | -€3,787 | -32.8% |
| Deferred charges and accrued income | 490/1 | €3,646 | €810 | -€2,835 | -77.8% |
| Total equity and liabilities | 10/49 | €177,412 | €166,963 | -€10,449 | -5.9% |
| Equity | 10/15 | €2,988 | €12,442 | +€9,454 | +316% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€17,472 | -€8,018 | +€9,454 | +54.1% |
| Amounts payable | 17/49 | €174,424 | €154,521 | -€19,903 | -11.4% |
| Amounts payable after more than one year | 17 | €156,288 | €142,187 | -€14,101 | -9.0% |
| Financial debts | 170/4 | €156,288 | €142,187 | -€14,101 | -9.0% |
| Amounts payable within one year | 42/48 | €18,136 | €12,334 | -€5,802 | -32.0% |
| Current portion of amounts payable after more than one year | 42 | €14,115 | €9,101 | -€5,014 | -35.5% |
| Trade debts | 44 | €70 | €1,967 | +€1,897 | +2,723% |
| Suppliers | 440/4 | €70 | €1,967 | +€1,897 | +2,723% |
| Taxes, remuneration and social security | 45 | €1,401 | €725 | -€676 | -48.2% |
| Taxes | 450/3 | €1,401 | €725 | -€676 | -48.2% |
| Other amounts payable | 47/48 | €2,551 | €541 | -€2,010 | -78.8% |
| Non-recurring operating income | 76A | €587 | €3,687 | +€3,101 | +529% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,165 | €6,398 | +€233 | +3.8% |
| Other operating charges | 640/8 | €5,892 | €1,886 | -€4,006 | -68.0% |
| Non-recurring operating charges | 66A | - | €568 | +€568 | |
| Gross operating margin | 9900 | €22,956 | €19,747 | -€3,209 | -14.0% |
| Operating profit (loss) | 9901 | €10,899 | €10,895 | -€4 | 0.0% |
| Financial income | 75/76B | €29 | €13 | -€16 | -55.7% |
| Recurring financial income | 75 | €29 | €13 | -€16 | -55.7% |
| Financial charges | 65/66B | €3,551 | €1,272 | -€2,280 | -64.2% |
| Recurring financial charges | 65 | €3,551 | €1,272 | -€2,280 | -64.2% |
| Profit (loss) for the period before taxes | 9903 | €7,376 | €9,636 | +€2,259 | +30.6% |
| Income taxes | 67/77 | €300 | €181 | -€119 | -39.6% |
| Profit (loss) for the period | 9904 | €7,076 | €9,454 | +€2,378 | +33.6% |
| Profit (loss) for the period to be appropriated | 9905 | €7,076 | €9,454 | +€2,378 | +33.6% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.