BLOOM: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BLOOM
Largest movements
- Receivables within one year -€226,892
down €226,892 (-83.6%), from €271,517 to €44,624
of which Other amounts receivable: -€232,900
- Cash +€219,803
up €219,803 (+146%), from €151,000 to €370,803
mainly Net result for the year (+€363,460) and Receivables within one year (+€226,892)
- Stocks and contracts +€142,227
up €142,227 (+6.6%), from €2.1m to €2.3m
- Tangible fixed assets -€100,705
down €100,705 (-5.3%), from €1.9m to €1.8m
of which Land and buildings: -€97,000
- Reserves +€263,000
up €263,000 (+17.0%), from €1.5m to €1.8m
- Trade debts -€109,567
down €109,567 (-22.9%), from €477,847 to €368,280
- Other debts +€89,398
up €89,398 (+11.3%), from €793,031 to €882,429
- Debts after one year -€85,812
down €85,812 (-12.2%), from €700,826 to €615,014
- Current portion of long-term debt -€80,680
down €80,680 (-48.5%), from €166,492 to €85,812
- Gross operating margin +€316,963
up €316,963 (+21.8%), from €1.5m to €1.8m
- Financial charges +€133,833
up €133,833 (+18.9%), from €708,057 to €841,891
- Staff costs +€74,914
up €74,914 (+68.4%), from €109,451 to €184,365
- Taxes +€43,220
up €43,220 (+28.8%), from €149,957 to €193,178
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,724,035 | €4,757,769 | +€33,734 | +0.7% |
| Fixed assets | 21/28 | €1,886,196 | €1,785,490 | -€100,705 | -5.3% |
| Tangible fixed assets | 22/27 | €1,886,196 | €1,785,490 | -€100,705 | -5.3% |
| Land and buildings | 22 | €1,876,881 | €1,779,881 | -€97,000 | -5.2% |
| Furniture and vehicles | 24 | €9,315 | €5,610 | -€3,705 | -39.8% |
| Current assets | 29/58 | €2,837,839 | €2,972,279 | +€134,439 | +4.7% |
| Amounts receivable after more than one year | 29 | €255,000 | €260,100 | +€5,100 | +2.0% |
| Other amounts receivable | 291 | €255,000 | €260,100 | +€5,100 | +2.0% |
| Stocks and contracts in progress | 3 | €2,142,641 | €2,284,868 | +€142,227 | +6.6% |
| Stocks | 30/36 | €2,142,641 | €2,284,868 | +€142,227 | +6.6% |
| Amounts receivable within one year | 40/41 | €271,517 | €44,624 | -€226,892 | -83.6% |
| Trade receivables | 40 | €12,661 | €18,668 | +€6,007 | +47.4% |
| Other amounts receivable | 41 | €258,855 | €25,956 | -€232,900 | -90.0% |
| Cash at bank and in hand | 54/58 | €151,000 | €370,803 | +€219,803 | +146% |
| Deferred charges and accrued income | 490/1 | €17,681 | €11,883 | -€5,798 | -32.8% |
| Total equity and liabilities | 10/49 | €4,724,035 | €4,757,769 | +€33,734 | +0.7% |
| Equity | 10/15 | €2,432,013 | €2,695,473 | +€263,460 | +10.8% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,549,695 | €1,812,695 | +€263,000 | +17.0% |
| Distributable reserves | 133 | €1,549,695 | €1,812,695 | +€263,000 | +17.0% |
| Profit (loss) carried forward | 14 | €863,718 | €864,178 | +€460 | +0.1% |
| Amounts payable | 17/49 | €2,292,022 | €2,062,296 | -€229,726 | -10.0% |
| Amounts payable after more than one year | 17 | €700,826 | €615,014 | -€85,812 | -12.2% |
| Financial debts | 170/4 | €700,826 | €615,014 | -€85,812 | -12.2% |
| Amounts payable within one year | 42/48 | €1,591,196 | €1,447,282 | -€143,914 | -9.0% |
| Current portion of amounts payable after more than one year | 42 | €166,492 | €85,812 | -€80,680 | -48.5% |
| Financial debts | 43 | €85,000 | €5,000 | -€80,000 | -94.1% |
| Credit institutions | 430/8 | €85,000 | €5,000 | -€80,000 | -94.1% |
| Trade debts | 44 | €477,847 | €368,280 | -€109,567 | -22.9% |
| Suppliers | 440/4 | €477,847 | €368,280 | -€109,567 | -22.9% |
| Taxes, remuneration and social security | 45 | €68,827 | €105,762 | +€36,935 | +53.7% |
| Taxes | 450/3 | €49,450 | €87,990 | +€38,540 | +77.9% |
| Remuneration and social security | 454/9 | €19,377 | €17,772 | -€1,605 | -8.3% |
| Other amounts payable | 47/48 | €793,031 | €882,429 | +€89,398 | +11.3% |
| Non-recurring operating income | 76A | €5,000 | - | -€5,000 | |
| Remuneration, social security and pensions | 62 | €109,451 | €184,365 | +€74,914 | +68.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €113,575 | €107,081 | -€6,495 | -5.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €69,497 | €58,065 | -€11,432 | -16.4% |
| Other operating charges | 640/8 | €23,936 | €26,652 | +€2,716 | +11.3% |
| Gross operating margin | 9900 | €1,452,015 | €1,768,978 | +€316,963 | +21.8% |
| Operating profit (loss) | 9901 | €1,135,557 | €1,392,816 | +€257,259 | +22.7% |
| Financial income | 75/76B | €16,993 | €5,712 | -€11,280 | -66.4% |
| Recurring financial income | 75 | €16,993 | €5,712 | -€11,280 | -66.4% |
| Financial charges | 65/66B | €708,057 | €841,891 | +€133,833 | +18.9% |
| Recurring financial charges | 65 | €708,057 | €841,891 | +€133,833 | +18.9% |
| Profit (loss) for the period before taxes | 9903 | €444,492 | €556,637 | +€112,145 | +25.2% |
| Income taxes | 67/77 | €149,957 | €193,178 | +€43,220 | +28.8% |
| Profit (loss) for the period | 9904 | €294,535 | €363,460 | +€68,925 | +23.4% |
| Profit (loss) for the period to be appropriated | 9905 | €294,535 | €363,460 | +€68,925 | +23.4% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.