Bloch en Co: what changed
What changed
Bloch en Co
NACE 46.480, Wholesale trade
filed annual accounts (NBB)
Net result for the year
€89,162
2024 · -€8,773+€97,934
Equity
€3.8m
2024 · €3.7m+€89,162
Cash
€36,564
2024 · €128,526-€91,962
Balance sheet total
€6.6m
2024 · €6.7m-€127,784
Largest movements
Assets
- Receivables within one year +€130,926
up €130,926 (+7.6%), from €1.7m to €1.8m
of which Trade receivables: +€190,668
- Stocks and contracts -€116,936
down €116,936 (-2.8%), from €4.2m to €4.1m
- Cash -€91,962
down €91,962 (-71.6%), from €128,526 to €36,564
mainly Trade debts (-€185,349) and Receivables within one year (-€130,926)
Equity and liabilities
- Trade debts -€185,349
down €185,349 (-11.7%), from €1.6m to €1.4m
- Debts after one year -€89,389
down €89,389 (-18.5%), from €482,259 to €392,870
- Reserves +€89,162
up €89,162 (+2.7%), from €3.3m to €3.4m
of which Distributable reserves: +€89,162
Income statement
- Gross operating margin +€227,031
up €227,031 (+31.3%), from €724,202 to €951,233
- Staff costs +€104,198
up €104,198 (+18.6%), from €561,606 to €665,803
- Taxes +€38,694
up €38,694 (+406%), from €9,541 to €48,234
- Financial income +€24,827
up €24,827 (+180%), from €13,784 to €38,611
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€8,773
Gross operating margin
+€227,031
Staff costs
-€104,198
Depreciation
-€5,878
Other operating charges
-€182
Financial income
+€24,827
Financial charges
-€4,973
Taxes
-€38,694
Result 2025
€89,162
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€75,543
Investment
-€58,644
Financing
-€108,860
Cash 2024
€128,526
From operations (derived)
+€75,543
Net result for the year
+€89,162
Depreciation
+€104,615
Stocks and contracts
+€116,936
Receivables within one year
-€130,926
Deferred charges and accrued income
+€3,841
Trade debts
-€185,349
Tax, wage and social debts
+€14,372
Advances received
+€7,852
Other debts
+€55,041
Investment (derived)
-€58,644
Investment in fixed assets (net)
-€58,644
Financing
-€108,860
Debts after one year
-€89,389
Current portion of long-term debt
+€528
Short-term financial debts
-€20,000
Cash 2025
€36,564
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €6,726,997 | €6,599,214 | -€127,784 | -1.9% |
| Fixed assets | 21/28 | €673,854 | €627,883 | -€45,971 | -6.8% |
| Tangible fixed assets | 22/27 | €673,114 | €627,143 | -€45,971 | -6.8% |
| Land and buildings | 22 | €304,191 | €293,403 | -€10,788 | -3.5% |
| Plant, machinery and equipment | 23 | €160,307 | €159,733 | -€574 | -0.4% |
| Furniture and vehicles | 24 | €197,616 | €163,007 | -€34,609 | -17.5% |
| Other tangible fixed assets | 26 | €11,000 | €11,000 | = | 0.0% |
| Financial fixed assets | 28 | €740 | €740 | = | 0.0% |
| Current assets | 29/58 | €6,053,143 | €5,971,330 | -€81,813 | -1.4% |
| Stocks and contracts in progress | 3 | €4,168,874 | €4,051,938 | -€116,936 | -2.8% |
| Stocks | 30/36 | €4,168,874 | €4,051,938 | -€116,936 | -2.8% |
| Amounts receivable within one year | 40/41 | €1,716,644 | €1,847,570 | +€130,926 | +7.6% |
| Trade receivables | 40 | €1,461,870 | €1,652,538 | +€190,668 | +13.0% |
| Other amounts receivable | 41 | €254,774 | €195,032 | -€59,742 | -23.4% |
| Cash at bank and in hand | 54/58 | €128,526 | €36,564 | -€91,962 | -71.6% |
| Deferred charges and accrued income | 490/1 | €39,099 | €35,258 | -€3,841 | -9.8% |
| Total equity and liabilities | 10/49 | €6,726,997 | €6,599,214 | -€127,784 | -1.9% |
| Equity | 10/15 | €3,746,265 | €3,835,427 | +€89,162 | +2.4% |
| Contributions | 10/11 | €416,461 | €416,461 | = | 0.0% |
| Capital | 10 | €416,461 | €416,461 | = | 0.0% |
| Issued capital | 100 | €416,461 | €416,461 | = | 0.0% |
| Reserves | 13 | €3,329,804 | €3,418,966 | +€89,162 | +2.7% |
| Non-distributable reserves | 130/1 | €41,646 | €41,646 | = | 0.0% |
| Legal reserve | 130 | €41,646 | €41,646 | = | 0.0% |
| Distributable reserves | 133 | €3,288,158 | €3,377,320 | +€89,162 | +2.7% |
| Amounts payable | 17/49 | €2,980,732 | €2,763,787 | -€216,945 | -7.3% |
| Amounts payable after more than one year | 17 | €482,259 | €392,870 | -€89,389 | -18.5% |
| Financial debts | 170/4 | €482,259 | €392,870 | -€89,389 | -18.5% |
| Amounts payable within one year | 42/48 | €2,498,473 | €2,370,917 | -€127,557 | -5.1% |
| Current portion of amounts payable after more than one year | 42 | €173,211 | €173,740 | +€528 | +0.3% |
| Financial debts | 43 | €610,000 | €590,000 | -€20,000 | -3.3% |
| Credit institutions | 430/8 | €610,000 | €590,000 | -€20,000 | -3.3% |
| Trade debts | 44 | €1,580,990 | €1,395,641 | -€185,349 | -11.7% |
| Suppliers | 440/4 | €1,580,990 | €1,395,641 | -€185,349 | -11.7% |
| Advances received on contracts in progress | 46 | €5,730 | €13,581 | +€7,852 | +137% |
| Taxes, remuneration and social security | 45 | €56,656 | €71,027 | +€14,372 | +25.4% |
| Taxes | 450/3 | €1,791 | €9,404 | +€7,613 | +425% |
| Remuneration and social security | 454/9 | €54,865 | €61,623 | +€6,758 | +12.3% |
| Other amounts payable | 47/48 | €71,887 | €126,928 | +€55,041 | +76.6% |
| Remuneration, social security and pensions | 62 | €561,606 | €665,803 | +€104,198 | +18.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €98,736 | €104,615 | +€5,878 | +6.0% |
| Other operating charges | 640/8 | €6,043 | €6,225 | +€182 | +3.0% |
| Gross operating margin | 9900 | €724,202 | €951,233 | +€227,031 | +31.3% |
| Operating profit (loss) | 9901 | €57,817 | €174,590 | +€116,773 | +202% |
| Financial income | 75/76B | €13,784 | €38,611 | +€24,827 | +180% |
| Recurring financial income | 75 | €13,784 | €38,611 | +€24,827 | +180% |
| Financial charges | 65/66B | €70,833 | €75,806 | +€4,973 | +7.0% |
| Recurring financial charges | 65 | €70,833 | €75,806 | +€4,973 | +7.0% |
| Profit (loss) for the period before taxes | 9903 | €768 | €137,396 | +€136,628 | +17,787% |
| Income taxes | 67/77 | €9,541 | €48,234 | +€38,694 | +406% |
| Profit (loss) for the period | 9904 | -€8,773 | €89,162 | +€97,934 | |
| Profit (loss) for the period to be appropriated | 9905 | -€8,773 | €89,162 | +€97,934 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.