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BLOCH: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BLOCH

BE 0776.504.202
NACE 71.111, Activities of building architects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€1,446
2024 · €8,943-€10,390
Equity
€3,215
2024 · €13,161-€9,946
Cash
€4,582
2024 · €16,159-€11,577
Balance sheet total
€23,477
2024 · €37,214-€13,737

Largest movements

2024 to 2025
Assets
  • Cash -€11,577

    down €11,577 (-71.6%), from €16,159 to €4,582

    mainly Contributions, distributions and other (-€8,500) and Other debts (-€2,468)

  • Receivables within one year -€2,160

    down €2,160 (-10.3%), from €21,055 to €18,895

    of which Trade receivables: -€2,160

Equity and liabilities
  • Profit (loss) carried forward -€9,946

    down €9,946 (-93.3%), from €10,661 to €715

  • Other debts -€2,468

    down €2,468 (-16.9%), from €14,613 to €12,145

  • Tax, wage and social debts -€1,517

    down €1,517 (-21.3%), from €7,111 to €5,594

    of which Taxes: -€1,517

Income statement
  • Gross operating margin -€19,402

    down €19,402 (-92.2%), from €21,032 to €1,631

  • Other operating charges -€4,927

    down €4,927 (-84.1%), from €5,856 to €928

  • Taxes -€2,655

    down €2,655 (-82.6%), from €3,215 to €560

  • Depreciation -€1,378

    down €1,378 (-100.0%), from €1,378 to €0

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €8,943
Gross operating margin -€19,402
Depreciation +€1,378
Other operating charges +€4,927
Financial charges +€52
Taxes +€2,655
Result 2025 -€1,446

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€3,077
Investment €0
Financing -€8,500
Cash 2024 €16,159
Net result for the year -€1,446
Receivables within one year +€2,160
Trade debts +€195
Tax, wage and social debts -€1,517
Other debts -€2,468
Contributions, distributions and other -€8,500
Cash 2025 €4,582
Every line side by side 32 lines
Line Code 2024 2025 Change %
Total assets 20/58 €37,214 €23,477 -€13,737 -36.9%
Fixed assets 21/28 €0 - =
Intangible fixed assets 21 €0 - =
Tangible fixed assets 22/27 €0 - =
Furniture and vehicles 24 €0 - =
Current assets 29/58 €37,214 €23,477 -€13,737 -36.9%
Amounts receivable within one year 40/41 €21,055 €18,895 -€2,160 -10.3%
Trade receivables 40 €20,570 €18,410 -€2,160 -10.5%
Other amounts receivable 41 €485 €485 = 0.0%
Cash at bank and in hand 54/58 €16,159 €4,582 -€11,577 -71.6%
Total equity and liabilities 10/49 €37,214 €23,477 -€13,737 -36.9%
Equity 10/15 €13,161 €3,215 -€9,946 -75.6%
Contributions 10/11 €2,500 €2,500 = 0.0%
Profit (loss) carried forward 14 €10,661 €715 -€9,946 -93.3%
Amounts payable 17/49 €24,053 €20,262 -€3,790 -15.8%
Amounts payable within one year 42/48 €24,053 €20,262 -€3,790 -15.8%
Trade debts 44 €2,329 €2,524 +€195 +8.4%
Suppliers 440/4 €2,329 €2,524 +€195 +8.4%
Taxes, remuneration and social security 45 €7,111 €5,594 -€1,517 -21.3%
Taxes 450/3 €7,111 €5,594 -€1,517 -21.3%
Remuneration and social security 454/9 €0 - =
Other amounts payable 47/48 €14,613 €12,145 -€2,468 -16.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,378 €0 -€1,378 -100.0%
Other operating charges 640/8 €5,856 €928 -€4,927 -84.1%
Gross operating margin 9900 €21,032 €1,631 -€19,402 -92.2%
Operating profit (loss) 9901 €13,799 €703 -€13,096 -94.9%
Financial charges 65/66B €1,641 €1,589 -€52 -3.2%
Recurring financial charges 65 €1,641 €1,589 -€52 -3.2%
Profit (loss) for the period before taxes 9903 €12,158 -€886 -€13,044
Income taxes 67/77 €3,215 €560 -€2,655 -82.6%
Profit (loss) for the period 9904 €8,943 -€1,446 -€10,390
Profit (loss) for the period to be appropriated 9905 €8,943 -€1,446 -€10,390

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.