Bizzy AI: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Bizzy AI
Largest movements
- Intangible fixed assets +€476,056
up €476,056 (+72.8%), from €654,232 to €1.1m
- Tangible fixed assets +€221,710
up €221,710 (+134.0%), from €165,448 to €387,158
of which Other tangible fixed assets: +€240,397
- Receivables after one year +€96,634
new in 2025: €96,634
- Cash +€54,209
up €54,209 (+6.5%), from €839,561 to €893,771
mainly Contributions, distributions and other (+€4.1m) and Depreciation (+€517,980)
- Receivables within one year -€47,936
down €47,936 (-9.0%), from €531,343 to €483,407
of which Trade receivables: -€58,790
- Contributions +€4.1m
up €4.1m (+308.6%), from €1.3m to €5.4m
- Profit (loss) carried forward -€2.4m
down €2.4m (-72.0%), from -€3.3m to -€5.7m
- Debts after one year -€1.6m
down €1.6m (-69.1%), from €2.4m to €727,617
- Current portion of long-term debt +€350,138
up €350,138 (+254.7%), from €137,481 to €487,618
- Accrued charges and deferred income +€290,472
up €290,472 (+32.7%), from €888,450 to €1.2m
- Staff costs +€1.2m
up €1.2m (+73.5%), from €1.7m to €2.9m
- Gross operating margin +€1.1m
up €1.1m, from -€6,491 to €1.1m
- Depreciation +€195,519
up €195,519 (+60.6%), from €322,461 to €517,980
- Taxes -€28,019
down €28,019, from €527 to -€27,492
- Write-downs -€12,090
down €12,090, from €9,750 to -€2,340
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,282,864 | €3,102,064 | +€819,201 | +35.9% |
| Fixed assets | 21/28 | €829,289 | €1,527,055 | +€697,766 | +84.1% |
| Intangible fixed assets | 21 | €654,232 | €1,130,287 | +€476,056 | +72.8% |
| Tangible fixed assets | 22/27 | €165,448 | €387,158 | +€221,710 | +134.0% |
| Furniture and vehicles | 24 | €121,914 | €103,227 | -€18,687 | -15.3% |
| Other tangible fixed assets | 26 | €43,534 | €283,931 | +€240,397 | +552.2% |
| Financial fixed assets | 28 | €9,609 | €9,609 | = | 0.0% |
| Current assets | 29/58 | €1,453,575 | €1,575,010 | +€121,435 | +8.4% |
| Amounts receivable after more than one year | 29 | - | €96,634 | +€96,634 | |
| Other amounts receivable | 291 | - | €96,634 | +€96,634 | |
| Amounts receivable within one year | 40/41 | €531,343 | €483,407 | -€47,936 | -9.0% |
| Trade receivables | 40 | €511,057 | €452,267 | -€58,790 | -11.5% |
| Other amounts receivable | 41 | €20,286 | €31,141 | +€10,855 | +53.5% |
| Cash at bank and in hand | 54/58 | €839,561 | €893,771 | +€54,209 | +6.5% |
| Deferred charges and accrued income | 490/1 | €82,670 | €101,197 | +€18,527 | +22.4% |
| Total equity and liabilities | 10/49 | €2,282,864 | €3,102,064 | +€819,201 | +35.9% |
| Equity | 10/15 | -€1,976,758 | -€268,453 | +€1.7m | +86.4% |
| Contributions | 10/11 | €1,323,456 | €5,407,297 | +€4.1m | +308.6% |
| Profit (loss) carried forward | 14 | -€3,300,214 | -€5,675,750 | -€2.4m | -72.0% |
| Amounts payable | 17/49 | €4,259,622 | €3,370,517 | -€889,105 | -20.9% |
| Amounts payable after more than one year | 17 | €2,353,408 | €727,617 | -€1.6m | -69.1% |
| Financial debts | 170/4 | €2,353,408 | €727,617 | -€1.6m | -69.1% |
| Amounts payable within one year | 42/48 | €1,017,764 | €1,463,978 | +€446,214 | +43.8% |
| Current portion of amounts payable after more than one year | 42 | €137,481 | €487,618 | +€350,138 | +254.7% |
| Financial debts | 43 | €192,074 | €278,304 | +€86,230 | +44.9% |
| Credit institutions | 430/8 | €192,074 | €278,304 | +€86,230 | +44.9% |
| Trade debts | 44 | €525,293 | €435,760 | -€89,533 | -17.0% |
| Suppliers | 440/4 | €525,293 | €435,760 | -€89,533 | -17.0% |
| Taxes, remuneration and social security | 45 | €161,487 | €261,560 | +€100,073 | +62.0% |
| Taxes | 450/3 | €27,466 | €41,395 | +€13,929 | +50.7% |
| Remuneration and social security | 454/9 | €134,021 | €220,165 | +€86,144 | +64.3% |
| Other amounts payable | 47/48 | €1,428 | €734 | -€694 | -48.6% |
| Accrued charges and deferred income | 492/3 | €888,450 | €1,178,923 | +€290,472 | +32.7% |
| Remuneration, social security and pensions | 62 | €1,666,291 | €2,891,084 | +€1.2m | +73.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €322,461 | €517,980 | +€195,519 | +60.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €9,750 | -€2,340 | -€12,090 | |
| Other operating charges | 640/8 | €1,258 | €1,293 | +€35 | +2.7% |
| Non-recurring operating charges | 66A | - | €4,685 | +€4,685 | |
| Gross operating margin | 9900 | -€6,491 | €1,089,035 | +€1.1m | |
| Operating profit (loss) | 9901 | -€2,006,251 | -€2,323,667 | -€317,416 | -15.8% |
| Financial income | 75/76B | €833 | €4,829 | +€3,996 | +479.6% |
| Recurring financial income | 75 | €833 | €4,829 | +€3,996 | +479.6% |
| Financial charges | 65/66B | €85,846 | €84,191 | -€1,656 | -1.9% |
| Recurring financial charges | 65 | €85,846 | €84,191 | -€1,656 | -1.9% |
| Profit (loss) for the period before taxes | 9903 | -€2,091,264 | -€2,403,028 | -€311,764 | -14.9% |
| Income taxes | 67/77 | €527 | -€27,492 | -€28,019 | |
| Profit (loss) for the period | 9904 | -€2,091,791 | -€2,375,536 | -€283,745 | -13.6% |
| Profit (loss) for the period to be appropriated | 9905 | -€2,091,791 | -€2,375,536 | -€283,745 | -13.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.