BizzMine: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BizzMine
Largest movements
- Financial fixed assets +€961,802
up €961,802 (+14185.9%), from €6,780 to €968,582
- Receivables after one year +€350,000
up €350,000 (+93.3%), from €375,000 to €725,000
- Receivables within one year -€197,369
down €197,369 (-7.7%), from €2.6m to €2.4m
of which Trade receivables: -€779,284
- Cash +€166,124
up €166,124 (+69.0%), from €240,724 to €406,848
mainly Net result for the year (+€1.1m) and Short-term financial debts (+€355,901)
- Deferred charges and accrued income +€86,464
up €86,464 (+48.4%), from €178,481 to €264,945
- Reserves +€1.1m
up €1.1m (+350.9%), from €323,195 to €1.5m
- Short-term financial debts +€355,901
up €355,901 (+284.7%), from €125,000 to €480,901
of which Other loans: +€480,901
- Accrued charges and deferred income -€322,537
down €322,537 (-16.2%), from €2.0m to €1.7m
- Trade debts +€283,859
up €283,859 (+52.5%), from €540,815 to €824,674
- Other debts -€84,215
down €84,215 (-35.7%), from €235,731 to €151,516
- Gross operating margin +€2.6m
up €2.6m (+441.9%), from €596,866 to €3.2m
- Staff costs +€387,115
up €387,115 (+25.3%), from €1.5m to €1.9m
- Write-downs -€71,933
down €71,933, from €67,373 to -€4,559
- Other operating charges +€68,564
up €68,564 (+2200.3%), from €3,116 to €71,680
- Taxes +€65,108
up €65,108 (+1064.4%), from €6,117 to €71,225
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,678,367 | €5,034,962 | +€1.4m | +36.9% |
| Fixed assets | 21/28 | €328,483 | €1,279,858 | +€951,376 | +289.6% |
| Tangible fixed assets | 22/27 | €321,703 | €311,276 | -€10,426 | -3.2% |
| Land and buildings | 22 | €206,571 | €185,622 | -€20,950 | -10.1% |
| Plant, machinery and equipment | 23 | €32,375 | €25,130 | -€7,245 | -22.4% |
| Furniture and vehicles | 24 | €12,386 | €23,311 | +€10,924 | +88.2% |
| Other tangible fixed assets | 26 | €70,370 | €77,214 | +€6,844 | +9.7% |
| Financial fixed assets | 28 | €6,780 | €968,582 | +€961,802 | +14185.9% |
| Current assets | 29/58 | €3,349,884 | €3,755,104 | +€405,219 | +12.1% |
| Amounts receivable after more than one year | 29 | €375,000 | €725,000 | +€350,000 | +93.3% |
| Other amounts receivable | 291 | €375,000 | €725,000 | +€350,000 | +93.3% |
| Amounts receivable within one year | 40/41 | €2,555,679 | €2,358,311 | -€197,369 | -7.7% |
| Trade receivables | 40 | €1,668,601 | €889,317 | -€779,284 | -46.7% |
| Other amounts receivable | 41 | €887,078 | €1,468,994 | +€581,915 | +65.6% |
| Cash at bank and in hand | 54/58 | €240,724 | €406,848 | +€166,124 | +69.0% |
| Deferred charges and accrued income | 490/1 | €178,481 | €264,945 | +€86,464 | +48.4% |
| Total equity and liabilities | 10/49 | €3,678,367 | €5,034,962 | +€1.4m | +36.9% |
| Equity | 10/15 | €367,816 | €1,502,038 | +€1.1m | +308.4% |
| Contributions | 10/11 | €44,621 | €44,621 | = | 0.0% |
| Reserves | 13 | €323,195 | €1,457,417 | +€1.1m | +350.9% |
| Distributable reserves | 133 | €323,195 | €1,457,417 | +€1.1m | +350.9% |
| Profit (loss) carried forward | 14 | €0 | - | = | |
| Amounts payable | 17/49 | €3,310,551 | €3,532,924 | +€222,373 | +6.7% |
| Amounts payable after more than one year | 17 | €51,981 | €21,383 | -€30,598 | -58.9% |
| Financial debts | 170/4 | €51,981 | €21,383 | -€30,598 | -58.9% |
| Amounts payable within one year | 42/48 | €1,266,865 | €1,842,374 | +€575,509 | +45.4% |
| Current portion of amounts payable after more than one year | 42 | €33,550 | €30,598 | -€2,951 | -8.8% |
| Financial debts | 43 | €125,000 | €480,901 | +€355,901 | +284.7% |
| Credit institutions | 430/8 | €125,000 | €0 | -€125,000 | -100.0% |
| Other loans | 439 | - | €480,901 | +€480,901 | |
| Trade debts | 44 | €540,815 | €824,674 | +€283,859 | +52.5% |
| Suppliers | 440/4 | €540,815 | €824,674 | +€283,859 | +52.5% |
| Taxes, remuneration and social security | 45 | €331,770 | €354,685 | +€22,916 | +6.9% |
| Taxes | 450/3 | €65,567 | €71,062 | +€5,495 | +8.4% |
| Remuneration and social security | 454/9 | €266,202 | €283,623 | +€17,421 | +6.5% |
| Other amounts payable | 47/48 | €235,731 | €151,516 | -€84,215 | -35.7% |
| Accrued charges and deferred income | 492/3 | €1,991,705 | €1,669,167 | -€322,537 | -16.2% |
| Remuneration, social security and pensions | 62 | €1,531,830 | €1,918,945 | +€387,115 | +25.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €57,963 | €59,254 | +€1,291 | +2.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €67,373 | -€4,559 | -€71,933 | |
| Other operating charges | 640/8 | €3,116 | €71,680 | +€68,564 | +2200.3% |
| Non-recurring operating charges | 66A | €21,157 | €0 | -€21,157 | -100.0% |
| Gross operating margin | 9900 | €596,866 | €3,234,223 | +€2.6m | +441.9% |
| Operating profit (loss) | 9901 | -€1,084,573 | €1,188,904 | +€2.3m | |
| Financial income | 75/76B | €4,736 | €54,385 | +€49,649 | +1048.4% |
| Recurring financial income | 75 | €4,736 | €54,385 | +€49,649 | +1048.4% |
| Financial charges | 65/66B | €46,882 | €37,842 | -€9,040 | -19.3% |
| Recurring financial charges | 65 | €46,882 | €37,842 | -€9,040 | -19.3% |
| Profit (loss) for the period before taxes | 9903 | -€1,126,719 | €1,205,447 | +€2.3m | |
| Income taxes | 67/77 | €6,117 | €71,225 | +€65,108 | +1064.4% |
| Profit (loss) for the period | 9904 | -€1,132,836 | €1,134,222 | +€2.3m | |
| Profit (loss) for the period to be appropriated | 9905 | -€1,132,836 | €1,134,222 | +€2.3m |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.