BizzJam: what changed
What changed
BizzJam
NACE 62.200, Computer consultancy and computer facilities management
filed annual accounts (NBB)
Net result for the year
-€17,967
2024 · €24,026-€41,993
Equity
€82,915
2024 · €100,882-€17,967
Cash
€17,254
2024 · €20,760-€3,506
Balance sheet total
€1.6m
2024 · €1.7m-€70,120
Largest movements
Assets
- Tangible fixed assets -€72,340
down €72,340 (-4.5%), from €1.6m to €1.5m
of which Land and buildings: -€56,595
Equity and liabilities
- Debts after one year -€61,041
down €61,041 (-4.7%), from €1.3m to €1.2m
of which Financial debts: -€141,941
- Profit (loss) carried forward -€17,967
down €17,967 (-94.5%), from €19,022 to €1,055
Income statement
- Gross operating margin -€60,269
down €60,269 (-36.5%), from €164,907 to €104,638
- Write-downs -€13,080
down €13,080, from €6,540 to -€6,540
- Other operating charges +€4,016
up €4,016 (+34.6%), from €11,606 to €15,622
- Financial charges -€3,714
down €3,714 (-11.8%), from €31,385 to €27,672
- Depreciation -€3,177
down €3,177 (-3.6%), from €88,558 to €85,381
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€24,026
Gross operating margin
-€60,269
Depreciation
+€3,177
Write-downs
+€13,080
Other operating charges
-€4,016
Financial income
+€2,407
Financial charges
+€3,714
Taxes
-€87
Result 2025
-€17,967
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€72,270
Investment
-€13,041
Financing
-€62,735
Cash 2024
€20,760
From operations (derived)
+€72,270
Net result for the year
-€17,967
Depreciation
+€85,381
Receivables within one year
-€7,501
Deferred charges and accrued income
+€1,775
Trade debts
+€14,054
Tax, wage and social debts
+€2,688
Other debts
-€10,453
Accrued charges and deferred income
+€4,293
Investment (derived)
-€13,041
Investment in fixed assets (net)
-€13,041
Financing
-€62,735
Debts after one year
-€61,041
Current portion of long-term debt
-€1,789
Short-term financial debts
+€96
Cash 2025
€17,254
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,667,778 | €1,597,657 | -€70,120 | -4.2% |
| Fixed assets | 21/28 | €1,621,552 | €1,549,212 | -€72,340 | -4.5% |
| Tangible fixed assets | 22/27 | €1,621,552 | €1,549,212 | -€72,340 | -4.5% |
| Land and buildings | 22 | €1,505,619 | €1,449,024 | -€56,595 | -3.8% |
| Plant, machinery and equipment | 23 | €32,998 | €21,928 | -€11,069 | -33.5% |
| Furniture and vehicles | 24 | €82,935 | €78,260 | -€4,676 | -5.6% |
| Current assets | 29/58 | €46,226 | €48,446 | +€2,220 | +4.8% |
| Amounts receivable within one year | 40/41 | €22,880 | €30,381 | +€7,501 | +32.8% |
| Trade receivables | 40 | €90 | €16,037 | +€15,947 | +17,719% |
| Other amounts receivable | 41 | €22,790 | €14,344 | -€8,446 | -37.1% |
| Cash at bank and in hand | 54/58 | €20,760 | €17,254 | -€3,506 | -16.9% |
| Deferred charges and accrued income | 490/1 | €2,586 | €810 | -€1,775 | -68.7% |
| Total equity and liabilities | 10/49 | €1,667,778 | €1,597,657 | -€70,120 | -4.2% |
| Equity | 10/15 | €100,882 | €82,915 | -€17,967 | -17.8% |
| Contributions | 10/11 | €9,356 | €9,356 | = | 0.0% |
| Reserves | 13 | €72,505 | €72,505 | = | 0.0% |
| Distributable reserves | 133 | €72,505 | €72,505 | = | 0.0% |
| Profit (loss) carried forward | 14 | €19,022 | €1,055 | -€17,967 | -94.5% |
| Amounts payable | 17/49 | €1,566,895 | €1,514,742 | -€52,153 | -3.3% |
| Amounts payable after more than one year | 17 | €1,306,063 | €1,245,022 | -€61,041 | -4.7% |
| Financial debts | 170/4 | €1,303,663 | €1,161,722 | -€141,941 | -10.9% |
| Other amounts payable | 178/9 | €2,400 | €83,300 | +€80,900 | +3,371% |
| Amounts payable within one year | 42/48 | €260,832 | €265,427 | +€4,595 | +1.8% |
| Current portion of amounts payable after more than one year | 42 | €93,730 | €91,941 | -€1,789 | -1.9% |
| Financial debts | 43 | €1,969 | €2,064 | +€96 | +4.9% |
| Credit institutions | 430/8 | €1,969 | €2,064 | +€96 | +4.9% |
| Trade debts | 44 | €29,578 | €43,631 | +€14,054 | +47.5% |
| Suppliers | 440/4 | €29,578 | €43,631 | +€14,054 | +47.5% |
| Taxes, remuneration and social security | 45 | €3,966 | €6,653 | +€2,688 | +67.8% |
| Taxes | 450/3 | €3,966 | €6,653 | +€2,688 | +67.8% |
| Other amounts payable | 47/48 | €131,590 | €121,137 | -€10,453 | -7.9% |
| Accrued charges and deferred income | 492/3 | - | €4,293 | +€4,293 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €88,558 | €85,381 | -€3,177 | -3.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €6,540 | -€6,540 | -€13,080 | |
| Other operating charges | 640/8 | €11,606 | €15,622 | +€4,016 | +34.6% |
| Gross operating margin | 9900 | €164,907 | €104,638 | -€60,269 | -36.5% |
| Operating profit (loss) | 9901 | €58,202 | €10,175 | -€48,027 | -82.5% |
| Financial income | 75/76B | €139 | €2,546 | +€2,407 | +1,732% |
| Recurring financial income | 75 | €139 | €2,546 | +€2,407 | +1,732% |
| Financial charges | 65/66B | €31,385 | €27,672 | -€3,714 | -11.8% |
| Recurring financial charges | 65 | €31,385 | €27,672 | -€3,714 | -11.8% |
| Profit (loss) for the period before taxes | 9903 | €26,955 | -€14,951 | -€41,906 | |
| Income taxes | 67/77 | €2,929 | €3,016 | +€87 | +3.0% |
| Profit (loss) for the period | 9904 | €24,026 | -€17,967 | -€41,993 | |
| Profit (loss) for the period to be appropriated | 9905 | €24,026 | -€17,967 | -€41,993 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 8 November 2026 via checked.be.