BIZZ.IT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BIZZ.IT
Largest movements
- Current investments -€14,316
down €14,316 (-22.1%), from €64,822 to €50,506
- Cash -€13,659
down €13,659 (-87.6%), from €15,585 to €1,927
mainly Contributions, distributions and other (-€98,519) and Debts after one year (-€41,717)
- Receivables after one year -€3,937
down €3,937 (-15.6%), from €25,243 to €21,306
- Other debts +€104,517
up €104,517 (+1561.2%), from €6,694 to €111,212
- Reserves -€84,345
down €84,345 (-43.8%), from €192,642 to €108,297
- Debts after one year -€41,717
down €41,717 (-66.2%), from €63,026 to €21,309
- Short-term financial debts -€8,870
no longer reported in 2025 (was €8,870)
- Trade debts -€5,686
down €5,686 (-30.6%), from €18,607 to €12,921
- Financial income -€3,959
down €3,959 (-76.2%), from €5,194 to €1,236
- Taxes -€1,300
down €1,300 (-18.6%), from €6,973 to €5,673
- Financial charges +€789
up €789 (+9.3%), from €8,484 to €9,273
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €348,049 | €311,274 | -€36,776 | -10.6% |
| Fixed assets | 21/28 | €231,398 | €229,700 | -€1,698 | -0.7% |
| Tangible fixed assets | 22/27 | €5,211 | €3,513 | -€1,698 | -32.6% |
| Plant, machinery and equipment | 23 | €74 | - | -€74 | |
| Furniture and vehicles | 24 | €3,010 | €1,737 | -€1,273 | -42.3% |
| Other tangible fixed assets | 26 | €2,127 | €1,776 | -€351 | -16.5% |
| Financial fixed assets | 28 | €226,187 | €226,187 | = | 0.0% |
| Current assets | 29/58 | €116,652 | €81,574 | -€35,078 | -30.1% |
| Amounts receivable after more than one year | 29 | €25,243 | €21,306 | -€3,937 | -15.6% |
| Other amounts receivable | 291 | €25,243 | €21,306 | -€3,937 | -15.6% |
| Amounts receivable within one year | 40/41 | €10,382 | €6,984 | -€3,398 | -32.7% |
| Trade receivables | 40 | €2,406 | €379 | -€2,026 | -84.2% |
| Other amounts receivable | 41 | €7,976 | €6,604 | -€1,372 | -17.2% |
| Current investments | 50/53 | €64,822 | €50,506 | -€14,316 | -22.1% |
| Cash at bank and in hand | 54/58 | €15,585 | €1,927 | -€13,659 | -87.6% |
| Deferred charges and accrued income | 490/1 | €620 | €852 | +€232 | +37.4% |
| Total equity and liabilities | 10/49 | €348,049 | €311,274 | -€36,776 | -10.6% |
| Equity | 10/15 | €199,642 | €115,297 | -€84,345 | -42.2% |
| Contributions | 10/11 | €7,000 | €7,000 | = | 0.0% |
| Reserves | 13 | €192,642 | €108,297 | -€84,345 | -43.8% |
| Distributable reserves | 133 | €192,642 | €108,297 | -€84,345 | -43.8% |
| Amounts payable | 17/49 | €148,407 | €195,977 | +€47,570 | +32.1% |
| Amounts payable after more than one year | 17 | €63,026 | €21,309 | -€41,717 | -66.2% |
| Financial debts | 170/4 | €63,026 | €21,309 | -€41,717 | -66.2% |
| Amounts payable within one year | 42/48 | €84,101 | €171,468 | +€87,366 | +103.9% |
| Current portion of amounts payable after more than one year | 42 | €40,542 | €41,717 | +€1,175 | +2.9% |
| Financial debts | 43 | €8,870 | - | -€8,870 | |
| Credit institutions | 430/8 | €8,870 | - | -€8,870 | |
| Trade debts | 44 | €18,607 | €12,921 | -€5,686 | -30.6% |
| Suppliers | 440/4 | €18,607 | €12,921 | -€5,686 | -30.6% |
| Taxes, remuneration and social security | 45 | €9,388 | €5,618 | -€3,770 | -40.2% |
| Taxes | 450/3 | €9,388 | €5,618 | -€3,770 | -40.2% |
| Other amounts payable | 47/48 | €6,694 | €111,212 | +€104,517 | +1561.2% |
| Accrued charges and deferred income | 492/3 | €1,280 | €3,200 | +€1,920 | +150.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,467 | €1,698 | +€231 | +15.7% |
| Other operating charges | 640/8 | €1,581 | €1,740 | +€159 | +10.1% |
| Gross operating margin | 9900 | €31,079 | €31,321 | +€242 | +0.8% |
| Operating profit (loss) | 9901 | €28,032 | €27,884 | -€148 | -0.5% |
| Financial income | 75/76B | €5,194 | €1,236 | -€3,959 | -76.2% |
| Recurring financial income | 75 | €5,194 | €1,236 | -€3,959 | -76.2% |
| Financial charges | 65/66B | €8,484 | €9,273 | +€789 | +9.3% |
| Recurring financial charges | 65 | €8,484 | €9,273 | +€789 | +9.3% |
| Profit (loss) for the period before taxes | 9903 | €24,742 | €19,846 | -€4,896 | -19.8% |
| Income taxes | 67/77 | €6,973 | €5,673 | -€1,300 | -18.6% |
| Profit (loss) for the period | 9904 | €17,769 | €14,173 | -€3,596 | -20.2% |
| Profit (loss) for the period to be appropriated | 9905 | €17,769 | €14,173 | -€3,596 | -20.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.