binvest: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
binvest
Largest movements
- Receivables within one year +€4,529
up €4,529 (+86.0%), from €5,265 to €9,794
of which Trade receivables: +€5,170
- Profit (loss) carried forward +€4,493
up €4,493 (+96.2%), from -€4,673 to -€179
- Gross operating margin +€4,921
up €4,921, from -€91 to €4,831
- Other operating charges +€186
new in 2025: €186
- Financial income -€55
no longer reported in 2025 (was €55)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €5,327 | €9,821 | +€4,493 | +84.3% |
| Current assets | 29/58 | €5,327 | €9,821 | +€4,493 | +84.3% |
| Amounts receivable within one year | 40/41 | €5,265 | €9,794 | +€4,529 | +86.0% |
| Trade receivables | 40 | €4,250 | €9,420 | +€5,170 | +121.6% |
| Other amounts receivable | 41 | €1,015 | €374 | -€641 | -63.1% |
| Cash at bank and in hand | 54/58 | €7 | €26 | +€19 | +259.9% |
| Deferred charges and accrued income | 490/1 | €55 | - | -€55 | |
| Total equity and liabilities | 10/49 | €5,327 | €9,821 | +€4,493 | +84.3% |
| Equity | 10/15 | €5,327 | €9,821 | +€4,493 | +84.3% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€4,673 | -€179 | +€4,493 | +96.2% |
| Other operating charges | 640/8 | - | €186 | +€186 | |
| Gross operating margin | 9900 | -€91 | €4,831 | +€4,921 | |
| Operating profit (loss) | 9901 | -€91 | €4,645 | +€4,736 | |
| Financial income | 75/76B | €55 | - | -€55 | |
| Recurring financial income | 75 | €55 | - | -€55 | |
| Financial charges | 65/66B | €163 | €152 | -€11 | -6.9% |
| Recurring financial charges | 65 | €163 | €152 | -€11 | -6.9% |
| Profit (loss) for the period before taxes | 9903 | -€198 | €4,493 | +€4,692 | |
| Profit (loss) for the period | 9904 | -€198 | €4,493 | +€4,692 | |
| Profit (loss) for the period to be appropriated | 9905 | -€198 | €4,493 | +€4,692 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.