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BIENFAIT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BIENFAIT

BE 0524.676.661
NACE 47.551, Retail sale of household furniture
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€20,165
2024 · €55,719-€75,884
Equity
€332,948
2024 · €393,113-€60,165
Cash
€190,138
2024 · €240,963-€50,825
Balance sheet total
€511,909
2024 · €658,096-€146,187

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€80,903

    down €80,903 (-74.4%), from €108,699 to €27,796

    of which Trade receivables: -€83,213

  • Cash -€50,825

    down €50,825 (-21.1%), from €240,963 to €190,138

    mainly Contributions, distributions and other (-€40,000) and Advances received (-€37,725)

  • Tangible fixed assets -€21,835

    down €21,835 (-10.8%), from €202,914 to €181,079

    of which Land and buildings: -€14,794

  • Stocks and contracts +€6,875

    up €6,875 (+6.5%), from €105,520 to €112,395

Equity and liabilities
  • Reserves -€40,000

    down €40,000 (-19.8%), from €202,000 to €162,000

    of which Distributable reserves: -€40,000

  • Advances received -€37,725

    down €37,725 (-69.0%), from €54,687 to €16,962

  • Other debts -€24,502

    down €24,502 (-78.6%), from €31,154 to €6,652

  • Profit (loss) carried forward -€20,165

    down €20,165 (-11.8%), from €171,113 to €150,948

  • Debts after one year -€19,885

    down €19,885 (-15.4%), from €129,206 to €109,321

Income statement
  • Gross operating margin -€92,763

    down €92,763 (-92.0%), from €100,792 to €8,029

  • Taxes -€11,478

    down €11,478 (-97.2%), from €11,810 to €332

  • Depreciation -€5,427

    down €5,427 (-19.9%), from €27,262 to €21,835

  • Financial charges +€4,560

    up €4,560 (+97.6%), from €4,671 to €9,231

    of which Financial charges: +€3,018

  • Financial income +€3,788

    up €3,788 (+234.0%), from €1,619 to €5,407

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €55,719
Gross operating margin -€92,763
Staff costs -€158
Depreciation +€5,427
Other operating charges +€729
Other operating items +€175
Financial income +€3,788
Financial charges -€4,560
Taxes +€11,478
Result 2025 -€20,165

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€8,655
Investment €0
Financing -€59,480
Cash 2024 €240,963
Net result for the year -€20,165
Depreciation +€21,835
Stocks and contracts -€6,875
Receivables within one year +€80,903
Deferred charges and accrued income -€501
Trade debts -€2,243
Tax, wage and social debts -€2,071
Advances received -€37,725
Other debts -€24,502
Accrued charges and deferred income -€1
Debts after one year -€19,885
Current portion of long-term debt +€405
Contributions, distributions and other -€40,000
Cash 2025 €190,138
Every line side by side 50 lines
Line Code 2024 2025 Change %
Total assets 20/58 €658,096 €511,909 -€146,187 -22.2%
Fixed assets 21/28 €202,914 €181,079 -€21,835 -10.8%
Tangible fixed assets 22/27 €202,914 €181,079 -€21,835 -10.8%
Land and buildings 22 €177,520 €162,726 -€14,794 -8.3%
Plant, machinery and equipment 23 €23,085 €17,736 -€5,349 -23.2%
Furniture and vehicles 24 €2,309 €617 -€1,692 -73.3%
Current assets 29/58 €455,182 €330,830 -€124,352 -27.3%
Stocks and contracts in progress 3 €105,520 €112,395 +€6,875 +6.5%
Stocks 30/36 €105,520 €112,395 +€6,875 +6.5%
Amounts receivable within one year 40/41 €108,699 €27,796 -€80,903 -74.4%
Trade receivables 40 €108,699 €25,486 -€83,213 -76.6%
Other amounts receivable 41 - €2,310 +€2,310
Cash at bank and in hand 54/58 €240,963 €190,138 -€50,825 -21.1%
Deferred charges and accrued income 490/1 - €501 +€501
Total equity and liabilities 10/49 €658,096 €511,909 -€146,187 -22.2%
Equity 10/15 €393,113 €332,948 -€60,165 -15.3%
Contributions 10/11 €20,000 €20,000 = 0.0%
Reserves 13 €202,000 €162,000 -€40,000 -19.8%
Non-distributable reserves 130/1 €2,000 €2,000 = 0.0%
Reserves not available under the articles 1311 €2,000 €2,000 = 0.0%
Distributable reserves 133 €200,000 €160,000 -€40,000 -20.0%
Profit (loss) carried forward 14 €171,113 €150,948 -€20,165 -11.8%
Amounts payable 17/49 €264,983 €178,961 -€86,022 -32.5%
Amounts payable after more than one year 17 €129,206 €109,321 -€19,885 -15.4%
Financial debts 170/4 €129,206 €109,321 -€19,885 -15.4%
Amounts payable within one year 42/48 €134,060 €67,924 -€66,136 -49.3%
Current portion of amounts payable after more than one year 42 €17,481 €17,886 +€405 +2.3%
Trade debts 44 €10,800 €8,557 -€2,243 -20.8%
Suppliers 440/4 €10,800 €8,557 -€2,243 -20.8%
Advances received on contracts in progress 46 €54,687 €16,962 -€37,725 -69.0%
Taxes, remuneration and social security 45 €19,938 €17,867 -€2,071 -10.4%
Taxes 450/3 €19,938 €17,867 -€2,071 -10.4%
Other amounts payable 47/48 €31,154 €6,652 -€24,502 -78.6%
Accrued charges and deferred income 492/3 €1,717 €1,716 -€1 -0.1%
Non-recurring operating income 76A - €23 +€23
Remuneration, social security and pensions 62 -€71 €87 +€158
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €27,262 €21,835 -€5,427 -19.9%
Other operating charges 640/8 €2,663 €1,934 -€729 -27.4%
Non-recurring operating charges 66A €357 €182 -€175 -49.0%
Gross operating margin 9900 €100,792 €8,029 -€92,763 -92.0%
Operating profit (loss) 9901 €70,581 -€16,009 -€86,590
Financial income 75/76B €1,619 €5,407 +€3,788 +234.0%
Recurring financial income 75 €1,619 €5,407 +€3,788 +234.0%
Financial charges 65/66B €4,671 €9,231 +€4,560 +97.6%
Recurring financial charges 65 €4,668 €7,686 +€3,018 +64.7%
Non-recurring financial charges 66B €3 €1,545 +€1,542 +51400.0%
Profit (loss) for the period before taxes 9903 €67,529 -€19,833 -€87,362
Income taxes 67/77 €11,810 €332 -€11,478 -97.2%
Profit (loss) for the period 9904 €55,719 -€20,165 -€75,884
Profit (loss) for the period to be appropriated 9905 €55,719 -€20,165 -€75,884

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.