Bien à la maison: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Bien à la maison
Largest movements
- Tangible fixed assets +€16,920
new in 2025: €16,920
- Receivables within one year +€6,754
up €6,754 (+22.6%), from €29,881 to €36,636
of which Other amounts receivable: +€5,069
- Cash +€797
up €797 (+1,947%), from €41 to €838
mainly Debts after one year (+€13,342) and Net result for the year (+€5,312)
- Debts after one year +€13,342
new in 2025: €13,342
- Reserves +€4,000
up €4,000 (+24.3%), from €16,442 to €20,442
- Current portion of long-term debt +€3,951
new in 2025: €3,951
- Profit (loss) carried forward +€1,312
up €1,312, from -€592 to €720
- Trade debts +€1,221
new in 2025: €1,221
- Gross operating margin +€11,766
up €11,766, from -€673 to €11,093
- Depreciation +€3,770
new in 2025: €3,770
- Taxes +€2,417
up €2,417 (+1,952%), from €124 to €2,541
- Financial charges +€578
up €578 (+350%), from €165 to €743
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €29,922 | €54,736 | +€24,814 | +82.9% |
| Fixed assets | 21/28 | - | €16,920 | +€16,920 | |
| Tangible fixed assets | 22/27 | - | €16,920 | +€16,920 | |
| Furniture and vehicles | 24 | - | €16,920 | +€16,920 | |
| Current assets | 29/58 | €29,922 | €37,816 | +€7,893 | +26.4% |
| Amounts receivable within one year | 40/41 | €29,881 | €36,636 | +€6,754 | +22.6% |
| Trade receivables | 40 | - | €1,685 | +€1,685 | |
| Other amounts receivable | 41 | €29,881 | €34,951 | +€5,069 | +17.0% |
| Cash at bank and in hand | 54/58 | €41 | €838 | +€797 | +1,947% |
| Deferred charges and accrued income | 490/1 | - | €342 | +€342 | |
| Total equity and liabilities | 10/49 | €29,922 | €54,736 | +€24,814 | +82.9% |
| Equity | 10/15 | €28,250 | €33,562 | +€5,312 | +18.8% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €16,442 | €20,442 | +€4,000 | +24.3% |
| Distributable reserves | 133 | €16,442 | €20,442 | +€4,000 | +24.3% |
| Profit (loss) carried forward | 14 | -€592 | €720 | +€1,312 | |
| Amounts payable | 17/49 | €1,673 | €21,175 | +€19,502 | +1,166% |
| Amounts payable after more than one year | 17 | - | €13,342 | +€13,342 | |
| Financial debts | 170/4 | - | €13,342 | +€13,342 | |
| Amounts payable within one year | 42/48 | €1,673 | €7,832 | +€6,160 | +368% |
| Current portion of amounts payable after more than one year | 42 | - | €3,951 | +€3,951 | |
| Trade debts | 44 | - | €1,221 | +€1,221 | |
| Suppliers | 440/4 | - | €1,221 | +€1,221 | |
| Taxes, remuneration and social security | 45 | €1,673 | €2,660 | +€988 | +59.0% |
| Taxes | 450/3 | €1,673 | €2,660 | +€988 | +59.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €3,770 | +€3,770 | |
| Other operating charges | 640/8 | €387 | €485 | +€97 | +25.1% |
| Gross operating margin | 9900 | -€673 | €11,093 | +€11,766 | |
| Operating profit (loss) | 9901 | -€1,060 | €6,839 | +€7,899 | |
| Financial income | 75/76B | €1,705 | €1,757 | +€52 | +3.0% |
| Recurring financial income | 75 | €1,705 | €1,757 | +€52 | +3.0% |
| Financial charges | 65/66B | €165 | €743 | +€578 | +350% |
| Recurring financial charges | 65 | €165 | €743 | +€578 | +350% |
| Profit (loss) for the period before taxes | 9903 | €480 | €7,853 | +€7,373 | +1,537% |
| Income taxes | 67/77 | €124 | €2,541 | +€2,417 | +1,952% |
| Profit (loss) for the period | 9904 | €356 | €5,312 | +€4,956 | +1,393% |
| Profit (loss) for the period to be appropriated | 9905 | €356 | €5,312 | +€4,956 | +1,393% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.