BIANCADE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BIANCADE
Largest movements
- Cash +€136,192
up €136,192 (+205%), from €66,395 to €202,588
mainly Accrued charges and deferred income (+€262,285) and Other debts (+€35,004)
- Receivables within one year +€23,449
up €23,449 (+116%), from €20,233 to €43,683
of which Trade receivables: +€43,683
- Tangible fixed assets -€11,532
down €11,532 (-9.8%), from €118,103 to €106,571
of which Other tangible fixed assets: -€7,899
- Accrued charges and deferred income +€262,285
up €262,285 (+322%), from €81,475 to €343,761
- Trade debts -€102,617
down €102,617 (-72.3%), from €141,941 to €39,324
- Profit (loss) carried forward -€41,629
down €41,629 (-24.6%), from -€169,322 to -€210,951
- Other debts +€35,004
up €35,004 (+46.2%), from €75,835 to €110,839
- Debts after one year -€34,254
down €34,254 (-17.8%), from €192,650 to €158,396
- Gross operating margin +€200,785
up €200,785, from -€57,204 to €143,582
- Staff costs +€61,262
up €61,262 (+71.6%), from €85,530 to €146,792
- Depreciation +€8,599
up €8,599 (+59.3%), from €14,491 to €23,090
- Financial charges +€2,317
up €2,317 (+42.5%), from €5,453 to €7,769
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €414,646 | €565,898 | +€151,252 | +36.5% |
| Fixed assets | 21/28 | €124,183 | €112,093 | -€12,090 | -9.7% |
| Intangible fixed assets | 21 | €2,545 | €1,987 | -€558 | -21.9% |
| Tangible fixed assets | 22/27 | €118,103 | €106,571 | -€11,532 | -9.8% |
| Plant, machinery and equipment | 23 | €9,127 | €5,495 | -€3,633 | -39.8% |
| Other tangible fixed assets | 26 | €108,976 | €101,076 | -€7,899 | -7.2% |
| Financial fixed assets | 28 | €3,536 | €3,536 | = | 0.0% |
| Current assets | 29/58 | €290,463 | €453,804 | +€163,342 | +56.2% |
| Stocks and contracts in progress | 3 | €203,426 | €205,243 | +€1,817 | +0.9% |
| Stocks | 30/36 | €203,426 | €205,243 | +€1,817 | +0.9% |
| Amounts receivable within one year | 40/41 | €20,233 | €43,683 | +€23,449 | +116% |
| Trade receivables | 40 | - | €43,683 | +€43,683 | |
| Other amounts receivable | 41 | €20,233 | - | -€20,233 | |
| Cash at bank and in hand | 54/58 | €66,395 | €202,588 | +€136,192 | +205% |
| Deferred charges and accrued income | 490/1 | €407 | €2,291 | +€1,884 | +462% |
| Total equity and liabilities | 10/49 | €414,646 | €565,898 | +€151,252 | +36.5% |
| Equity | 10/15 | -€119,322 | -€160,951 | -€41,629 | -34.9% |
| Contributions | 10/11 | €50,000 | €50,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€169,322 | -€210,951 | -€41,629 | -24.6% |
| Amounts payable | 17/49 | €533,968 | €726,848 | +€192,880 | +36.1% |
| Amounts payable after more than one year | 17 | €192,650 | €158,396 | -€34,254 | -17.8% |
| Financial debts | 170/4 | €192,650 | €158,396 | -€34,254 | -17.8% |
| Amounts payable within one year | 42/48 | €259,842 | €224,692 | -€35,151 | -13.5% |
| Current portion of amounts payable after more than one year | 42 | €33,179 | €34,254 | +€1,075 | +3.2% |
| Trade debts | 44 | €141,941 | €39,324 | -€102,617 | -72.3% |
| Suppliers | 440/4 | €141,941 | €39,324 | -€102,617 | -72.3% |
| Taxes, remuneration and social security | 45 | €8,888 | €40,275 | +€31,387 | +353% |
| Taxes | 450/3 | - | €18,679 | +€18,679 | |
| Remuneration and social security | 454/9 | €8,888 | €21,596 | +€12,708 | +143% |
| Other amounts payable | 47/48 | €75,835 | €110,839 | +€35,004 | +46.2% |
| Accrued charges and deferred income | 492/3 | €81,475 | €343,761 | +€262,285 | +322% |
| Remuneration, social security and pensions | 62 | €85,530 | €146,792 | +€61,262 | +71.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,491 | €23,090 | +€8,599 | +59.3% |
| Other operating charges | 640/8 | €8,018 | €7,812 | -€207 | -2.6% |
| Gross operating margin | 9900 | -€57,204 | €143,582 | +€200,785 | |
| Operating profit (loss) | 9901 | -€165,243 | -€34,112 | +€131,131 | +79.4% |
| Financial income | 75/76B | €1,373 | €437 | -€936 | -68.2% |
| Recurring financial income | 75 | €1,373 | €437 | -€936 | -68.2% |
| Financial charges | 65/66B | €5,453 | €7,769 | +€2,317 | +42.5% |
| Recurring financial charges | 65 | €5,453 | €7,769 | +€2,317 | +42.5% |
| Profit (loss) for the period before taxes | 9903 | -€169,322 | -€41,444 | +€127,878 | +75.5% |
| Income taxes | 67/77 | - | €184 | +€184 | |
| Profit (loss) for the period | 9904 | -€169,322 | -€41,629 | +€127,693 | +75.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€169,322 | -€41,629 | +€127,693 | +75.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.