BHLife: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BHLife
Largest movements
- Financial fixed assets +€12,500
new in 2025: €12,500
- Receivables within one year +€12,351
up €12,351 (+3937.1%), from €314 to €12,665
- Cash -€10,905
down €10,905 (-82.9%), from €13,149 to €2,244
mainly Contributions, distributions and other (-€35,294) and Investment in fixed assets (net) (-€12,500)
- Tangible fixed assets -€1,824
down €1,824 (-34.6%), from €5,264 to €3,441
- Tax, wage and social debts +€13,933
up €13,933 (+107.6%), from €12,950 to €26,883
- Other debts -€967
no longer reported in 2025 (was €967)
- Profit (loss) carried forward -€614
down €614 (-51.2%), from €1,199 to €585
- Gross operating margin +€11,730
up €11,730 (+26.9%), from €43,573 to €55,303
- Taxes +€4,299
up €4,299 (+51.8%), from €8,295 to €12,594
- Other operating charges -€3,406
down €3,406 (-65.7%), from €5,185 to €1,779
- Depreciation +€1,617
up €1,617 (+782.0%), from €207 to €1,824
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €19,283 | €31,456 | +€12,173 | +63.1% |
| Fixed assets | 21/28 | €5,264 | €15,941 | +€10,676 | +202.8% |
| Tangible fixed assets | 22/27 | €5,264 | €3,441 | -€1,824 | -34.6% |
| Furniture and vehicles | 24 | €5,264 | €3,441 | -€1,824 | -34.6% |
| Financial fixed assets | 28 | - | €12,500 | +€12,500 | |
| Current assets | 29/58 | €14,019 | €15,516 | +€1,497 | +10.7% |
| Amounts receivable within one year | 40/41 | €314 | €12,665 | +€12,351 | +3937.1% |
| Other amounts receivable | 41 | €314 | €12,665 | +€12,351 | +3937.1% |
| Cash at bank and in hand | 54/58 | €13,149 | €2,244 | -€10,905 | -82.9% |
| Deferred charges and accrued income | 490/1 | €556 | €607 | +€51 | +9.2% |
| Total equity and liabilities | 10/49 | €19,283 | €31,456 | +€12,173 | +63.1% |
| Equity | 10/15 | €4,199 | €3,585 | -€614 | -14.6% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,199 | €585 | -€614 | -51.2% |
| Amounts payable | 17/49 | €15,084 | €27,872 | +€12,787 | +84.8% |
| Amounts payable within one year | 42/48 | €15,084 | €27,872 | +€12,787 | +84.8% |
| Trade debts | 44 | €1,167 | €988 | -€179 | -15.3% |
| Suppliers | 440/4 | €1,167 | €988 | -€179 | -15.3% |
| Taxes, remuneration and social security | 45 | €12,950 | €26,883 | +€13,933 | +107.6% |
| Taxes | 450/3 | €12,950 | €26,883 | +€13,933 | +107.6% |
| Other amounts payable | 47/48 | €967 | - | -€967 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €207 | €1,824 | +€1,617 | +782.0% |
| Other operating charges | 640/8 | €5,185 | €1,779 | -€3,406 | -65.7% |
| Gross operating margin | 9900 | €43,573 | €55,303 | +€11,730 | +26.9% |
| Operating profit (loss) | 9901 | €38,181 | €51,700 | +€13,519 | +35.4% |
| Financial charges | 65/66B | €4,771 | €4,426 | -€345 | -7.2% |
| Recurring financial charges | 65 | €4,771 | €4,426 | -€345 | -7.2% |
| Profit (loss) for the period before taxes | 9903 | €33,410 | €47,274 | +€13,864 | +41.5% |
| Income taxes | 67/77 | €8,295 | €12,594 | +€4,299 | +51.8% |
| Profit (loss) for the period | 9904 | €25,115 | €34,680 | +€9,565 | +38.1% |
| Profit (loss) for the period to be appropriated | 9905 | €25,115 | €34,680 | +€9,565 | +38.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.