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BG. DECOR: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BG. DECOR

BE 0806.074.849
NACE 43.341, Painting of buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€9,179
2024 · -€4,375+€13,554
Equity
€142,311
2024 · €133,133+€9,179
Cash
€12,200
2024 · €26,915-€14,715
Balance sheet total
€654,931
2024 · €676,914-€21,983

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€44,121

    down €44,121 (-7.0%), from €627,641 to €583,520

    of which Land and buildings: -€38,790

  • Stocks and contracts +€30,269

    up €30,269 (+1067.4%), from €2,836 to €33,105

    of which Contracts in progress: +€28,000

  • Cash -€14,715

    down €14,715 (-54.7%), from €26,915 to €12,200

    mainly Debts after one year (-€40,053) and Stocks and contracts (-€30,269)

  • Receivables within one year +€8,108

    up €8,108 (+71.4%), from €11,351 to €19,459

    of which Trade receivables: +€7,714

Equity and liabilities
  • Debts after one year -€40,053

    down €40,053 (-9.6%), from €415,131 to €375,078

  • Profit (loss) carried forward +€9,179

    up €9,179 (+8.7%), from €106,083 to €115,261

Income statement
  • Gross operating margin +€31,504

    up €31,504 (+23.6%), from €133,449 to €164,953

  • Depreciation +€11,033

    up €11,033 (+30.3%), from €36,357 to €47,390

  • Staff costs +€4,227

    up €4,227 (+6.9%), from €61,112 to €65,339

  • Financial charges +€2,054

    up €2,054 (+9.1%), from €22,670 to €24,724

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€4,375
Gross operating margin +€31,504
Staff costs -€4,227
Depreciation -€11,033
Other operating charges -€54
Other operating items +€1,051
Financial income +€2
Financial charges -€2,054
Taxes -€1,635
Result 2025 €9,179

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€26,846
Investment -€3,270
Financing -€38,291
Cash 2024 €26,915
Net result for the year +€9,179
Depreciation +€47,390
Stocks and contracts -€30,269
Receivables within one year -€8,108
Deferred charges and accrued income +€1,525
Trade debts +€1,854
Tax, wage and social debts +€2,737
Other debts +€2,537
Investment in fixed assets (net) -€3,270
Debts after one year -€40,053
Current portion of long-term debt +€1,762
Cash 2025 €12,200
Every line side by side 48 lines
Line Code 2024 2025 Change %
Total assets 20/58 €676,914 €654,931 -€21,983 -3.2%
Fixed assets 21/28 €627,641 €583,520 -€44,121 -7.0%
Tangible fixed assets 22/27 €627,641 €583,520 -€44,121 -7.0%
Land and buildings 22 €592,907 €554,117 -€38,790 -6.5%
Plant, machinery and equipment 23 €14,134 €13,182 -€952 -6.7%
Furniture and vehicles 24 €20,600 €16,221 -€4,378 -21.3%
Current assets 29/58 €49,274 €71,411 +€22,137 +44.9%
Stocks and contracts in progress 3 €2,836 €33,105 +€30,269 +1067.4%
Stocks 30/36 €2,836 €5,105 +€2,269 +80.0%
Contracts in progress 37 - €28,000 +€28,000
Amounts receivable within one year 40/41 €11,351 €19,459 +€8,108 +71.4%
Trade receivables 40 €9,977 €17,691 +€7,714 +77.3%
Other amounts receivable 41 €1,374 €1,769 +€394 +28.7%
Cash at bank and in hand 54/58 €26,915 €12,200 -€14,715 -54.7%
Deferred charges and accrued income 490/1 €8,171 €6,646 -€1,525 -18.7%
Total equity and liabilities 10/49 €676,914 €654,931 -€21,983 -3.2%
Equity 10/15 €133,133 €142,311 +€9,179 +6.9%
Contributions 10/11 €22,000 €22,000 = 0.0%
Reserves 13 €5,050 €5,050 = 0.0%
Distributable reserves 133 €5,050 €5,050 = 0.0%
Profit (loss) carried forward 14 €106,083 €115,261 +€9,179 +8.7%
Provisions and deferred taxes 16 €32,369 €32,369 = 0.0%
Provisions for liabilities and charges 160/5 €32,369 €32,369 = 0.0%
Pensions and similar obligations 160 €32,369 €32,369 = 0.0%
Amounts payable 17/49 €511,413 €480,251 -€31,162 -6.1%
Amounts payable after more than one year 17 €415,131 €375,078 -€40,053 -9.6%
Financial debts 170/4 €415,131 €375,078 -€40,053 -9.6%
Amounts payable within one year 42/48 €96,282 €105,173 +€8,891 +9.2%
Current portion of amounts payable after more than one year 42 €38,291 €40,053 +€1,762 +4.6%
Trade debts 44 €14,635 €16,490 +€1,854 +12.7%
Suppliers 440/4 €14,635 €16,490 +€1,854 +12.7%
Taxes, remuneration and social security 45 €13,877 €16,614 +€2,737 +19.7%
Taxes 450/3 €13,877 €16,614 +€2,737 +19.7%
Other amounts payable 47/48 €29,478 €32,016 +€2,537 +8.6%
Remuneration, social security and pensions 62 €61,112 €65,339 +€4,227 +6.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €36,357 €47,390 +€11,033 +30.3%
Other operating charges 640/8 €5,652 €5,706 +€54 +0.9%
Non-recurring operating charges 66A €1,051 - -€1,051
Gross operating margin 9900 €133,449 €164,953 +€31,504 +23.6%
Operating profit (loss) 9901 €29,277 €46,518 +€17,241 +58.9%
Financial income 75/76B €7 €9 +€2 +27.5%
Recurring financial income 75 €7 €9 +€2 +27.5%
Financial charges 65/66B €22,670 €24,724 +€2,054 +9.1%
Recurring financial charges 65 €22,670 €24,724 +€2,054 +9.1%
Profit (loss) for the period before taxes 9903 €6,614 €21,803 +€15,189 +229.6%
Income taxes 67/77 €10,990 €12,625 +€1,635 +14.9%
Profit (loss) for the period 9904 -€4,375 €9,179 +€13,554
Profit (loss) for the period to be appropriated 9905 -€4,375 €9,179 +€13,554

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.