BG Carrelage: what changed
BG Carrelage
Largest movements
- Cash +€48,742
up €48,742 (+90.3%), from €54,002 to €102,744
mainly Debts after one year (+€39,404) and Net result for the year (+€26,509)
- Receivables within one year +€13,870
up €13,870 (+42.0%), from €33,062 to €46,932
of which Trade receivables: +€9,913
- Debts after one year +€39,404
up €39,404 (+31.1%), from €126,499 to €165,904
- Reserves +€26,509
up €26,509 (+35.3%), from €75,164 to €101,673
of which Distributable reserves: +€26,509
- Other debts -€19,747
down €19,747 (-23.5%), from €83,951 to €64,203
- Trade debts +€15,625
up €15,625 (+508%), from €3,076 to €18,701
- Current portion of long-term debt +€6,659
up €6,659 (+36.0%), from €18,502 to €25,161
- Staff costs +€30,442
up €30,442 (+159%), from €19,107 to €49,549
- Gross operating margin -€11,890
down €11,890 (-8.9%), from €133,101 to €121,212
- Depreciation +€7,179
up €7,179 (+44.6%), from €16,098 to €23,277
- Taxes -€5,882
down €5,882 (-35.5%), from €16,579 to €10,697
- Financial charges +€4,440
up €4,440 (+77.3%), from €5,745 to €10,185
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €464,176 | €530,911 | +€66,735 | +14.4% |
| Fixed assets | 21/28 | €372,442 | €376,500 | +€4,059 | +1.1% |
| Tangible fixed assets | 22/27 | €370,937 | €374,995 | +€4,059 | +1.1% |
| Land and buildings | 22 | €369,628 | €373,983 | +€4,354 | +1.2% |
| Plant, machinery and equipment | 23 | €1,308 | €1,013 | -€295 | -22.6% |
| Furniture and vehicles | 24 | €0 | - | = | |
| Financial fixed assets | 28 | €1,505 | €1,505 | = | 0.0% |
| Current assets | 29/58 | €91,734 | €154,410 | +€62,676 | +68.3% |
| Amounts receivable within one year | 40/41 | €33,062 | €46,932 | +€13,870 | +42.0% |
| Trade receivables | 40 | €25,960 | €35,872 | +€9,913 | +38.2% |
| Other amounts receivable | 41 | €7,102 | €11,059 | +€3,957 | +55.7% |
| Cash at bank and in hand | 54/58 | €54,002 | €102,744 | +€48,742 | +90.3% |
| Deferred charges and accrued income | 490/1 | €4,670 | €4,734 | +€64 | +1.4% |
| Total equity and liabilities | 10/49 | €464,176 | €530,911 | +€66,735 | +14.4% |
| Equity | 10/15 | €215,230 | €241,739 | +€26,509 | +12.3% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €75,164 | €101,673 | +€26,509 | +35.3% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €73,304 | €99,813 | +€26,509 | +36.2% |
| Profit (loss) carried forward | 14 | €121,466 | €121,466 | = | 0.0% |
| Amounts payable | 17/49 | €248,946 | €289,172 | +€40,226 | +16.2% |
| Amounts payable after more than one year | 17 | €126,499 | €165,904 | +€39,404 | +31.1% |
| Financial debts | 170/4 | €126,499 | €165,904 | +€39,404 | +31.1% |
| Amounts payable within one year | 42/48 | €120,626 | €121,447 | +€821 | +0.7% |
| Current portion of amounts payable after more than one year | 42 | €18,502 | €25,161 | +€6,659 | +36.0% |
| Trade debts | 44 | €3,076 | €18,701 | +€15,625 | +508% |
| Suppliers | 440/4 | €3,076 | €18,701 | +€15,625 | +508% |
| Advances received on contracts in progress | 46 | €695 | €730 | +€35 | +5.0% |
| Taxes, remuneration and social security | 45 | €14,403 | €12,652 | -€1,751 | -12.2% |
| Taxes | 450/3 | €8,818 | €7,100 | -€1,718 | -19.5% |
| Remuneration and social security | 454/9 | €5,585 | €5,553 | -€33 | -0.6% |
| Other amounts payable | 47/48 | €83,951 | €64,203 | -€19,747 | -23.5% |
| Accrued charges and deferred income | 492/3 | €1,820 | €1,820 | = | 0.0% |
| Remuneration, social security and pensions | 62 | €19,107 | €49,549 | +€30,442 | +159% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €16,098 | €23,277 | +€7,179 | +44.6% |
| Other operating charges | 640/8 | €5,856 | €1,457 | -€4,399 | -75.1% |
| Gross operating margin | 9900 | €133,101 | €121,212 | -€11,890 | -8.9% |
| Operating profit (loss) | 9901 | €92,040 | €46,928 | -€45,112 | -49.0% |
| Financial income | 75/76B | €0 | €462 | +€462 | |
| Recurring financial income | 75 | €0 | €462 | +€462 | |
| Financial charges | 65/66B | €5,745 | €10,185 | +€4,440 | +77.3% |
| Recurring financial charges | 65 | €5,745 | €10,185 | +€4,440 | +77.3% |
| Profit (loss) for the period before taxes | 9903 | €86,295 | €37,206 | -€49,089 | -56.9% |
| Income taxes | 67/77 | €16,579 | €10,697 | -€5,882 | -35.5% |
| Profit (loss) for the period | 9904 | €69,716 | €26,509 | -€43,207 | -62.0% |
| Profit (loss) for the period to be appropriated | 9905 | €69,716 | €26,509 | -€43,207 | -62.0% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.