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BFL Construct: what changed

Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BFL Construct

BE 0658.780.844
NACE 68.121, Development of residential building projects
financial year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€5,883
2024 · -€8,275+€2,391
Equity
€55,968
2024 · €61,851-€5,883
Cash
€3,904
2024 · €61,515-€57,611
Balance sheet total
€55,968
2024 · €61,851-€5,883

Largest movements

2024 to 2025
Assets
  • Cash -€57,611

    down €57,611 (-93.7%), from €61,515 to €3,904

    mainly Receivables within one year (-€49,728) and Net result for the year (-€5,883)

  • Receivables within one year +€49,728

    up €49,728 (+14788.5%), from €336 to €50,064

  • Deferred charges and accrued income +€2,000

    new in 2025: €2,000

Equity and liabilities
  • Profit (loss) carried forward -€5,883

    down €5,883 (-92.7%), from -€6,349 to -€12,232

Income statement
  • Financial income +€1,978

    up €1,978 (+8933.4%), from €22 to €2,000

  • Other operating charges -€764

    down €764 (-65.6%), from €1,163 to €400

  • Gross operating margin -€479

    down €479 (-8.1%), from -€5,947 to -€6,427

  • Financial charges -€129

    down €129 (-10.9%), from €1,186 to €1,057

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€8,275
Gross operating margin -€479
Other operating charges +€764
Financial income +€1,978
Financial charges +€129
Result 2025 -€5,883

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€57,611
Investment €0
Financing €0
Cash 2024 €61,515
Net result for the year -€5,883
Receivables within one year -€49,728
Deferred charges and accrued income -€2,000
Cash 2025 €3,904
Every line side by side 26 lines
Line Code 2024 2025 Change %
Total assets 20/58 €61,851 €55,968 -€5,883 -9.5%
Current assets 29/58 €61,851 €55,968 -€5,883 -9.5%
Amounts receivable within one year 40/41 €336 €50,064 +€49,728 +14788.5%
Other amounts receivable 41 €336 €50,064 +€49,728 +14788.5%
Cash at bank and in hand 54/58 €61,515 €3,904 -€57,611 -93.7%
Deferred charges and accrued income 490/1 - €2,000 +€2,000
Total equity and liabilities 10/49 €61,851 €55,968 -€5,883 -9.5%
Equity 10/15 €61,851 €55,968 -€5,883 -9.5%
Contributions 10/11 €62,000 €62,000 = 0.0%
Capital 10 €62,000 - -€62,000
Issued capital 100 €62,000 - -€62,000
Reserves 13 €6,200 €6,200 = 0.0%
Non-distributable reserves 130/1 €6,200 €6,200 = 0.0%
Legal reserve 130 €6,200 - -€6,200
Reserves not available under the articles 1311 - €6,200 +€6,200
Profit (loss) carried forward 14 -€6,349 -€12,232 -€5,883 -92.7%
Other operating charges 640/8 €1,163 €400 -€764 -65.6%
Gross operating margin 9900 -€5,947 -€6,427 -€479 -8.1%
Operating profit (loss) 9901 -€7,111 -€6,826 +€284 +4.0%
Financial income 75/76B €22 €2,000 +€1,978 +8933.4%
Recurring financial income 75 €22 €2,000 +€1,978 +8933.4%
Financial charges 65/66B €1,186 €1,057 -€129 -10.9%
Recurring financial charges 65 €1,186 €1,057 -€129 -10.9%
Profit (loss) for the period before taxes 9903 -€8,275 -€5,883 +€2,391 +28.9%
Profit (loss) for the period 9904 -€8,275 -€5,883 +€2,391 +28.9%
Profit (loss) for the period to be appropriated 9905 -€8,275 -€5,883 +€2,391 +28.9%

Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.