BFintastic: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BFintastic
Largest movements
- Cash +€30,769
up €30,769 (+102.4%), from €30,059 to €60,828
mainly Net result for the year (+€27,548) and Current portion of long-term debt (+€12,509)
- Tangible fixed assets +€17,716
new in 2025: €17,716
of which Leasing and similar rights: +€13,478
- Receivables within one year +€4,338
up €4,338 (+43.9%), from €9,880 to €14,218
- Reserves +€27,548
up €27,548 (+105.8%), from €26,031 to €53,579
- Current portion of long-term debt +€12,509
new in 2025: €12,509
- Tax, wage and social debts +€11,588
up €11,588 (+100.8%), from €11,499 to €23,087
- Trade debts +€1,318
up €1,318 (+501.9%), from €263 to €1,580
- Gross operating margin +€8,207
up €8,207 (+23.8%), from €34,513 to €42,720
- Taxes +€5,660
up €5,660 (+83.8%), from €6,750 to €12,410
- Other operating charges +€629
up €629 (+115.2%), from €546 to €1,176
- Financial charges +€428
up €428 (+2858.7%), from €15 to €443
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €40,131 | €92,936 | +€52,805 | +131.6% |
| Fixed assets | 21/28 | - | €17,716 | +€17,716 | |
| Tangible fixed assets | 22/27 | - | €17,716 | +€17,716 | |
| Furniture and vehicles | 24 | - | €659 | +€659 | |
| Leasing and similar rights | 25 | - | €13,478 | +€13,478 | |
| Assets under construction and advance payments | 27 | - | €3,579 | +€3,579 | |
| Current assets | 29/58 | €40,131 | €75,220 | +€35,089 | +87.4% |
| Amounts receivable within one year | 40/41 | €9,880 | €14,218 | +€4,338 | +43.9% |
| Trade receivables | 40 | €9,880 | €14,218 | +€4,338 | +43.9% |
| Cash at bank and in hand | 54/58 | €30,059 | €60,828 | +€30,769 | +102.4% |
| Deferred charges and accrued income | 490/1 | €192 | €174 | -€18 | -9.2% |
| Total equity and liabilities | 10/49 | €40,131 | €92,936 | +€52,805 | +131.6% |
| Equity | 10/15 | €28,031 | €55,579 | +€27,548 | +98.3% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Outside capital | 11 | €2,000 | - | -€2,000 | |
| Other | 1109/19 | €2,000 | - | -€2,000 | |
| Reserves | 13 | €26,031 | €53,579 | +€27,548 | +105.8% |
| Distributable reserves | 133 | €26,031 | €53,579 | +€27,548 | +105.8% |
| Amounts payable | 17/49 | €12,100 | €37,357 | +€25,256 | +208.7% |
| Amounts payable within one year | 42/48 | €12,100 | €37,357 | +€25,256 | +208.7% |
| Current portion of amounts payable after more than one year | 42 | - | €12,509 | +€12,509 | |
| Trade debts | 44 | €263 | €1,580 | +€1,318 | +501.9% |
| Suppliers | 440/4 | €263 | €1,580 | +€1,318 | +501.9% |
| Taxes, remuneration and social security | 45 | €11,499 | €23,087 | +€11,588 | +100.8% |
| Taxes | 450/3 | €11,499 | €23,087 | +€11,588 | +100.8% |
| Other amounts payable | 47/48 | €339 | €180 | -€159 | -46.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,171 | €1,144 | -€28 | -2.4% |
| Other operating charges | 640/8 | €546 | €1,176 | +€629 | +115.2% |
| Gross operating margin | 9900 | €34,513 | €42,720 | +€8,207 | +23.8% |
| Operating profit (loss) | 9901 | €32,795 | €40,401 | +€7,605 | +23.2% |
| Financial income | 75/76B | €0 | €0 | = | 0.0% |
| Recurring financial income | 75 | €0 | €0 | = | 0.0% |
| Financial charges | 65/66B | €15 | €443 | +€428 | +2858.7% |
| Recurring financial charges | 65 | €15 | €443 | +€428 | +2858.7% |
| Profit (loss) for the period before taxes | 9903 | €32,781 | €39,958 | +€7,177 | +21.9% |
| Income taxes | 67/77 | €6,750 | €12,410 | +€5,660 | +83.8% |
| Profit (loss) for the period | 9904 | €26,031 | €27,548 | +€1,517 | +5.8% |
| Profit (loss) for the period to be appropriated | 9905 | €26,031 | €27,548 | +€1,517 | +5.8% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.