BEX KLEDING HEREN: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
BEX KLEDING HEREN
NACE 46.423, Wholesale of clothing, excluding workwear and underwear
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€399,751
2024 · €556,353-€156,602
Equity
€4.9m
2024 · €4.5m+€399,751
Cash
€943,268
2024 · €1.4m-€491,206
Balance sheet total
€5.0m
2024 · €4.7m+€363,188
Largest movements
Assets
- Current investments +€840,805
up €840,805 (+31.1%), from €2.7m to €3.5m
- Cash -€491,206
down €491,206 (-34.2%), from €1.4m to €943,268
mainly Current investments (-€840,805) and Investment in fixed assets (net) (-€56,487)
Equity and liabilities
- Reserves +€399,751
up €399,751 (+9.0%), from €4.5m to €4.9m
Income statement
- Financial income -€123,151
down €123,151 (-54.2%), from €227,108 to €103,957
- Financial charges +€69,638
up €69,638, from -€58,301 to €11,337
- Taxes -€50,572
down €50,572 (-21.4%), from €236,496 to €185,925
- Gross operating margin -€25,832
down €25,832 (-2.8%), from €925,565 to €899,733
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€556,353
Gross operating margin
-€25,832
Staff costs
+€7,222
Depreciation
+€9,204
Other operating charges
+€377
Other operating items
-€5,356
Financial income
-€123,151
Financial charges
-€69,638
Taxes
+€50,572
Result 2025
€399,751
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€406,086
Investment
-€897,292
Financing
€0
Cash 2024
€1.4m
From operations (derived)
+€406,086
Net result for the year
+€399,751
Depreciation
+€48,347
Stocks and contracts
-€3,335
Receivables within one year
-€10,535
Deferred charges and accrued income
+€8,420
Trade debts
-€23,667
Tax, wage and social debts
-€10,859
Other debts
+€76
Accrued charges and deferred income
-€2,113
Investment (derived)
-€897,292
Investment in fixed assets (net)
-€56,487
Current investments
-€840,805
Cash 2025
€943,268
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,679,501 | €5,042,689 | +€363,188 | +7.8% |
| Fixed assets | 21/28 | €216,237 | €224,377 | +€8,140 | +3.8% |
| Tangible fixed assets | 22/27 | €216,237 | €224,377 | +€8,140 | +3.8% |
| Plant, machinery and equipment | 23 | €29,397 | €22,132 | -€7,266 | -24.7% |
| Furniture and vehicles | 24 | €30,694 | €69,866 | +€39,172 | +128% |
| Other tangible fixed assets | 26 | €156,145 | €132,379 | -€23,766 | -15.2% |
| Current assets | 29/58 | €4,463,264 | €4,818,312 | +€355,048 | +8.0% |
| Stocks and contracts in progress | 3 | €308,297 | €311,632 | +€3,335 | +1.1% |
| Stocks | 30/36 | €308,297 | €311,632 | +€3,335 | +1.1% |
| Amounts receivable within one year | 40/41 | €512 | €11,048 | +€10,535 | +2,056% |
| Trade receivables | 40 | €412 | €1,743 | +€1,330 | +323% |
| Other amounts receivable | 41 | €100 | €9,305 | +€9,205 | +9,205% |
| Current investments | 50/53 | €2,705,857 | €3,546,662 | +€840,805 | +31.1% |
| Cash at bank and in hand | 54/58 | €1,434,474 | €943,268 | -€491,206 | -34.2% |
| Deferred charges and accrued income | 490/1 | €14,123 | €5,703 | -€8,420 | -59.6% |
| Total equity and liabilities | 10/49 | €4,679,501 | €5,042,689 | +€363,188 | +7.8% |
| Equity | 10/15 | €4,474,560 | €4,874,311 | +€399,751 | +8.9% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €4,455,960 | €4,855,711 | +€399,751 | +9.0% |
| Distributable reserves | 133 | €4,455,960 | €4,855,711 | +€399,751 | +9.0% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €204,941 | €168,378 | -€36,563 | -17.8% |
| Amounts payable within one year | 42/48 | €202,828 | €168,378 | -€34,450 | -17.0% |
| Trade debts | 44 | €56,418 | €32,751 | -€23,667 | -41.9% |
| Suppliers | 440/4 | €56,418 | €32,751 | -€23,667 | -41.9% |
| Taxes, remuneration and social security | 45 | €141,896 | €131,037 | -€10,859 | -7.7% |
| Taxes | 450/3 | €121,377 | €96,510 | -€24,866 | -20.5% |
| Remuneration and social security | 454/9 | €20,519 | €34,526 | +€14,007 | +68.3% |
| Other amounts payable | 47/48 | €4,514 | €4,591 | +€76 | +1.7% |
| Accrued charges and deferred income | 492/3 | €2,113 | €0 | -€2,113 | -100% |
| Remuneration, social security and pensions | 62 | €347,725 | €340,502 | -€7,222 | -2.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €57,551 | €48,347 | -€9,204 | -16.0% |
| Other operating charges | 640/8 | €12,850 | €12,472 | -€377 | -2.9% |
| Non-recurring operating charges | 66A | - | €5,356 | +€5,356 | |
| Gross operating margin | 9900 | €925,565 | €899,733 | -€25,832 | -2.8% |
| Operating profit (loss) | 9901 | €507,440 | €493,056 | -€14,384 | -2.8% |
| Financial income | 75/76B | €227,108 | €103,957 | -€123,151 | -54.2% |
| Recurring financial income | 75 | €227,108 | €103,957 | -€123,151 | -54.2% |
| Financial charges | 65/66B | -€58,301 | €11,337 | +€69,638 | |
| Recurring financial charges | 65 | -€58,301 | €11,337 | +€69,638 | |
| Profit (loss) for the period before taxes | 9903 | €792,849 | €585,676 | -€207,173 | -26.1% |
| Income taxes | 67/77 | €236,496 | €185,925 | -€50,572 | -21.4% |
| Profit (loss) for the period | 9904 | €556,353 | €399,751 | -€156,602 | -28.1% |
| Transfer from tax-exempt reserves | 789 | €0 | - | = | |
| Profit (loss) for the period to be appropriated | 9905 | €556,353 | €399,751 | -€156,602 | -28.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.