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Beta Construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Beta Construct

BE 0807.957.936
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€3,395
2024 · -€3,402+€6,796
Equity
€49,268
2024 · €46,706+€2,562
Cash
€30,864
2024 · €23,543+€7,321
Balance sheet total
€94,892
2024 · €82,177+€12,715

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€39,158

    down €39,158 (-76.1%), from €51,466 to €12,308

    of which Other amounts receivable: -€43,426

  • Tangible fixed assets +€24,754

    up €24,754 (+345.3%), from €7,169 to €31,923

    of which Furniture and vehicles: +€23,914

  • Deferred charges and accrued income +€17,616

    new in 2025: €17,616

  • Cash +€7,321

    up €7,321 (+31.1%), from €23,543 to €30,864

    mainly Receivables within one year (+€39,158) and Other debts (+€20,325)

  • Stocks and contracts +€2,182

    new in 2025: €2,182

Equity and liabilities
  • Other debts +€20,325

    up €20,325 (+2440.0%), from €833 to €21,158

  • Tax, wage and social debts -€15,966

    down €15,966 (-98.1%), from €16,283 to €317

  • Debts after one year +€6,709

    up €6,709 (+111.8%), from €6,000 to €12,709

  • Trade debts -€4,474

    down €4,474 (-37.4%), from €11,955 to €7,481

  • Current portion of long-term debt +€3,860

    new in 2025: €3,860

Income statement
  • Gross operating margin -€16,700

    down €16,700 (-53.3%), from €31,338 to €14,638

  • Financial charges -€14,784

    down €14,784 (-89.5%), from €16,523 to €1,739

  • Taxes -€13,568

    down €13,568 (-98.1%), from €13,829 to €261

  • Financial income -€3,943

    no longer reported in 2025 (was €3,943)

  • Other operating charges -€3,022

    down €3,022 (-67.5%), from €4,480 to €1,457

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€3,402
Gross operating margin -€16,700
Depreciation -€2,875
Other operating charges +€3,022
Other operating items -€1,061
Financial income -€3,943
Financial charges +€14,784
Taxes +€13,568
Result 2025 €3,395

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€29,065
Investment -€31,480
Financing +€9,736
Cash 2024 €23,543
Net result for the year +€3,395
Depreciation +€6,726
Stocks and contracts -€2,182
Receivables within one year +€39,158
Deferred charges and accrued income -€17,616
Trade debts -€4,474
Tax, wage and social debts -€15,966
Other debts +€20,325
Accrued charges and deferred income -€300
Investment in fixed assets (net) -€31,480
Debts after one year +€6,709
Current portion of long-term debt +€3,860
Contributions, distributions and other -€833
Cash 2025 €30,864
Every line side by side 43 lines
Line Code 2024 2025 Change %
Total assets 20/58 €82,177 €94,892 +€12,715 +15.5%
Fixed assets 21/28 €7,169 €31,923 +€24,754 +345.3%
Tangible fixed assets 22/27 €7,169 €31,923 +€24,754 +345.3%
Plant, machinery and equipment 23 - €840 +€840
Furniture and vehicles 24 €7,169 €31,083 +€23,914 +333.6%
Current assets 29/58 €75,009 €62,969 -€12,039 -16.1%
Stocks and contracts in progress 3 - €2,182 +€2,182
Stocks 30/36 - €2,182 +€2,182
Amounts receivable within one year 40/41 €51,466 €12,308 -€39,158 -76.1%
Trade receivables 40 €7,221 €11,489 +€4,268 +59.1%
Other amounts receivable 41 €44,245 €819 -€43,426 -98.1%
Cash at bank and in hand 54/58 €23,543 €30,864 +€7,321 +31.1%
Deferred charges and accrued income 490/1 - €17,616 +€17,616
Total equity and liabilities 10/49 €82,177 €94,892 +€12,715 +15.5%
Equity 10/15 €46,706 €49,268 +€2,562 +5.5%
Contributions 10/11 €14,000 €14,000 = 0.0%
Reserves 13 €32,706 €35,268 +€2,562 +7.8%
Distributable reserves 133 €32,706 €35,268 +€2,562 +7.8%
Amounts payable 17/49 €35,472 €45,625 +€10,153 +28.6%
Amounts payable after more than one year 17 €6,000 €12,709 +€6,709 +111.8%
Financial debts 170/4 €6,000 €12,709 +€6,709 +111.8%
Amounts payable within one year 42/48 €29,072 €32,816 +€3,744 +12.9%
Current portion of amounts payable after more than one year 42 - €3,860 +€3,860
Trade debts 44 €11,955 €7,481 -€4,474 -37.4%
Suppliers 440/4 €11,955 €7,481 -€4,474 -37.4%
Taxes, remuneration and social security 45 €16,283 €317 -€15,966 -98.1%
Taxes 450/3 €16,283 €317 -€15,966 -98.1%
Other amounts payable 47/48 €833 €21,158 +€20,325 +2440.0%
Accrued charges and deferred income 492/3 €400 €100 -€300 -75.0%
Non-recurring operating income 76A - €11,392 +€11,392
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €3,851 €6,726 +€2,875 +74.6%
Other operating charges 640/8 €4,480 €1,457 -€3,022 -67.5%
Non-recurring operating charges 66A - €1,061 +€1,061
Gross operating margin 9900 €31,338 €14,638 -€16,700 -53.3%
Operating profit (loss) 9901 €23,008 €5,395 -€17,613 -76.6%
Financial income 75/76B €3,943 - -€3,943
Recurring financial income 75 €3,943 - -€3,943
Financial charges 65/66B €16,523 €1,739 -€14,784 -89.5%
Recurring financial charges 65 €16,523 €1,739 -€14,784 -89.5%
Profit (loss) for the period before taxes 9903 €10,428 €3,656 -€6,772 -64.9%
Income taxes 67/77 €13,829 €261 -€13,568 -98.1%
Profit (loss) for the period 9904 -€3,402 €3,395 +€6,796
Profit (loss) for the period to be appropriated 9905 -€3,402 €3,395 +€6,796

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.