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BeNaZo: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BeNaZo

BE 0442.053.843
NACE 56.111, Full-service restaurants
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€35,741
2024 · -€3,078-€32,663
Equity
-€7,738
2024 · €28,002-€35,741
Cash
€2,990
2024 · €16,981-€13,991
Balance sheet total
€147,066
2024 · €129,722+€17,344

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€26,195

    up €26,195 (+45.3%), from €57,876 to €84,071

    of which Plant, machinery and equipment: +€27,065

  • Cash -€13,991

    down €13,991 (-82.4%), from €16,981 to €2,990

    mainly Investment in fixed assets (net) (-€47,039) and Net result for the year (-€35,741)

  • Deferred charges and accrued income +€7,981

    up €7,981 (+68.5%), from €11,650 to €19,631

  • Stocks and contracts -€1,911

    down €1,911 (-7.9%), from €24,084 to €22,173

Equity and liabilities
  • Profit (loss) carried forward -€35,741

    down €35,741 (-33.0%), from -€108,339 to -€144,080

  • Short-term financial debts +€22,963

    up €22,963 (+236.0%), from €9,732 to €32,695

  • Debts after one year +€14,270

    new in 2025: €14,270

  • Current portion of long-term debt +€9,361

    up €9,361 (+423.2%), from €2,212 to €11,573

  • Tax, wage and social debts +€6,164

    up €6,164 (+10.5%), from €58,819 to €64,983

    of which Taxes: +€3,305

Income statement
  • Staff costs +€54,638

    up €54,638 (+9.4%), from €582,150 to €636,788

  • Gross operating margin +€24,398

    up €24,398 (+4.0%), from €607,513 to €631,910

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€3,078
Gross operating margin +€24,398
Staff costs -€54,638
Depreciation -€1,784
Other operating charges +€321
Other operating items +€108
Financial income -€756
Financial charges -€299
Taxes -€13
Result 2025 -€35,741

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€13,545
Investment -€47,039
Financing +€46,593
Cash 2024 €16,981
Net result for the year -€35,741
Depreciation +€20,844
Stocks and contracts +€1,911
Receivables within one year +€930
Deferred charges and accrued income -€7,981
Trade debts +€2,015
Tax, wage and social debts +€6,164
Advances received -€1,672
Other debts +€205
Accrued charges and deferred income -€221
Investment in fixed assets (net) -€47,039
Debts after one year +€14,270
Current portion of long-term debt +€9,361
Short-term financial debts +€22,963
Cash 2025 €2,990
Every line side by side 52 lines
Line Code 2024 2025 Change %
Total assets 20/58 €129,722 €147,066 +€17,344 +13.4%
Fixed assets 21/28 €58,648 €84,844 +€26,195 +44.7%
Tangible fixed assets 22/27 €57,876 €84,071 +€26,195 +45.3%
Plant, machinery and equipment 23 €14,662 €41,727 +€27,065 +184.6%
Furniture and vehicles 24 €7,144 €14,588 +€7,444 +104.2%
Leasing and similar rights 25 €1,964 - -€1,964
Other tangible fixed assets 26 €34,106 €27,757 -€6,350 -18.6%
Financial fixed assets 28 €773 €773 = 0.0%
Current assets 29/58 €71,073 €62,222 -€8,851 -12.5%
Stocks and contracts in progress 3 €24,084 €22,173 -€1,911 -7.9%
Stocks 30/36 €24,084 €22,173 -€1,911 -7.9%
Amounts receivable within one year 40/41 €12,353 €11,422 -€930 -7.5%
Trade receivables 40 €9,096 €3,550 -€5,545 -61.0%
Other amounts receivable 41 €3,257 €7,872 +€4,615 +141.7%
Current investments 50/53 €6,005 €6,005 = 0.0%
Cash at bank and in hand 54/58 €16,981 €2,990 -€13,991 -82.4%
Deferred charges and accrued income 490/1 €11,650 €19,631 +€7,981 +68.5%
Total equity and liabilities 10/49 €129,722 €147,066 +€17,344 +13.4%
Equity 10/15 €28,002 -€7,738 -€35,741
Contributions 10/11 €123,947 €123,947 = 0.0%
Reserves 13 €12,395 €12,395 = 0.0%
Distributable reserves 133 €12,395 €12,395 = 0.0%
Profit (loss) carried forward 14 -€108,339 -€144,080 -€35,741 -33.0%
Amounts payable 17/49 €101,719 €154,804 +€53,085 +52.2%
Amounts payable after more than one year 17 - €14,270 +€14,270
Financial debts 170/4 - €14,270 +€14,270
Amounts payable within one year 42/48 €99,877 €138,913 +€39,036 +39.1%
Current portion of amounts payable after more than one year 42 €2,212 €11,573 +€9,361 +423.2%
Financial debts 43 €9,732 €32,695 +€22,963 +236.0%
Credit institutions 430/8 €9,732 €32,695 +€22,963 +236.0%
Trade debts 44 €25,735 €27,750 +€2,015 +7.8%
Suppliers 440/4 €25,735 €27,750 +€2,015 +7.8%
Advances received on contracts in progress 46 €3,044 €1,372 -€1,672 -54.9%
Taxes, remuneration and social security 45 €58,819 €64,983 +€6,164 +10.5%
Taxes 450/3 €12,626 €15,931 +€3,305 +26.2%
Remuneration and social security 454/9 €46,192 €49,052 +€2,859 +6.2%
Other amounts payable 47/48 €336 €541 +€205 +61.1%
Accrued charges and deferred income 492/3 €1,842 €1,621 -€221 -12.0%
Remuneration, social security and pensions 62 €582,150 €636,788 +€54,638 +9.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €19,060 €20,844 +€1,784 +9.4%
Other operating charges 640/8 €2,036 €1,715 -€321 -15.8%
Non-recurring operating charges 66A €108 - -€108
Gross operating margin 9900 €607,513 €631,910 +€24,398 +4.0%
Operating profit (loss) 9901 €4,158 -€27,436 -€31,594
Financial income 75/76B €1,917 €1,161 -€756 -39.4%
Recurring financial income 75 €1,917 €1,161 -€756 -39.4%
Financial charges 65/66B €9,026 €9,325 +€299 +3.3%
Recurring financial charges 65 €9,026 €9,325 +€299 +3.3%
Profit (loss) for the period before taxes 9903 -€2,950 -€35,600 -€32,650 -1106.7%
Income taxes 67/77 €128 €141 +€13 +10.1%
Profit (loss) for the period 9904 -€3,078 -€35,741 -€32,663 -1061.1%
Profit (loss) for the period to be appropriated 9905 -€3,078 -€35,741 -€32,663 -1061.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.