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BEN: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BEN

BE 0812.010.952
NACE 74.111, Design of textile patterns, clothing, jewellery, furniture and decorative items
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€27,798
2024 · €83,236-€55,438
Equity
€1.2m
2024 · €1.2m+€27,798
Cash
€192,384
2024 · €356,394-€164,009
Balance sheet total
€2.5m
2024 · €2.5m+€49,882

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€229,522

    up €229,522 (+17.7%), from €1.3m to €1.5m

    of which Trade receivables: +€213,437

  • Cash -€164,009

    down €164,009 (-46.0%), from €356,394 to €192,384

    mainly Receivables within one year (-€229,522) and Deferred charges and accrued income (-€24,969)

  • Financial fixed assets -€36,868

    down €36,868 (-59.2%), from €62,303 to €25,435

Equity and liabilities
  • Trade debts +€43,330

    up €43,330 (+11.6%), from €374,088 to €417,418

  • Profit (loss) carried forward +€27,798

    up €27,798 (+3.0%), from -€935,381 to -€907,583

Income statement
  • Gross operating margin -€153,376

    down €153,376 (-15.6%), from €984,456 to €831,080

  • Staff costs -€74,961

    down €74,961 (-9.6%), from €781,771 to €706,810

  • Depreciation -€32,280

    down €32,280 (-71.0%), from €45,453 to €13,173

  • Financial charges +€20,214

    up €20,214 (+26.7%), from €75,692 to €95,907

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €83,236
Gross operating margin -€153,376
Staff costs +€74,961
Depreciation +€32,280
Write-downs +€8,982
Other operating charges +€1,196
Financial income +€773
Financial charges -€20,214
Taxes -€40
Result 2025 €27,798

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€180,274
Investment +€32,556
Financing -€16,291
Cash 2024 €356,394
Net result for the year +€27,798
Depreciation +€13,173
Stocks and contracts -€5,129
Receivables within one year -€229,522
Deferred charges and accrued income -€24,969
Trade debts +€43,330
Tax, wage and social debts +€5,018
Advances received -€8,220
Accrued charges and deferred income -€1,753
Investment in fixed assets (net) +€32,556
Short-term financial debts -€16,291
Cash 2025 €192,384
Every line side by side 50 lines
Line Code 2024 2025 Change %
Total assets 20/58 €2,483,574 €2,533,456 +€49,882 +2.0%
Fixed assets 21/28 €83,704 €37,976 -€45,729 -54.6%
Tangible fixed assets 22/27 €21,402 €12,541 -€8,861 -41.4%
Plant, machinery and equipment 23 €8,495 €7,413 -€1,081 -12.7%
Other tangible fixed assets 26 €12,907 €5,127 -€7,780 -60.3%
Financial fixed assets 28 €62,303 €25,435 -€36,868 -59.2%
Current assets 29/58 €2,399,869 €2,495,481 +€95,611 +4.0%
Stocks and contracts in progress 3 €359,695 €364,825 +€5,129 +1.4%
Stocks 30/36 €359,695 €364,825 +€5,129 +1.4%
Amounts receivable within one year 40/41 €1,299,172 €1,528,695 +€229,522 +17.7%
Trade receivables 40 €1,099,605 €1,313,042 +€213,437 +19.4%
Other amounts receivable 41 €199,568 €215,653 +€16,085 +8.1%
Cash at bank and in hand 54/58 €356,394 €192,384 -€164,009 -46.0%
Deferred charges and accrued income 490/1 €384,608 €409,577 +€24,969 +6.5%
Total equity and liabilities 10/49 €2,483,574 €2,533,456 +€49,882 +2.0%
Equity 10/15 €1,152,619 €1,180,417 +€27,798 +2.4%
Contributions 10/11 €2,080,000 €2,080,000 = 0.0%
Capital 10 €2,080,000 €2,080,000 = 0.0%
Issued capital 100 €2,080,000 €2,080,000 = 0.0%
Reserves 13 €8,000 €8,000 = 0.0%
Non-distributable reserves 130/1 €8,000 €8,000 = 0.0%
Legal reserve 130 €8,000 €8,000 = 0.0%
Profit (loss) carried forward 14 -€935,381 -€907,583 +€27,798 +3.0%
Amounts payable 17/49 €1,330,955 €1,353,039 +€22,084 +1.7%
Amounts payable within one year 42/48 €1,322,035 €1,345,872 +€23,837 +1.8%
Financial debts 43 €806,297 €790,006 -€16,291 -2.0%
Credit institutions 430/8 €806,297 €790,006 -€16,291 -2.0%
Trade debts 44 €374,088 €417,418 +€43,330 +11.6%
Suppliers 440/4 €374,088 €417,418 +€43,330 +11.6%
Advances received on contracts in progress 46 €12,337 €4,117 -€8,220 -66.6%
Taxes, remuneration and social security 45 €79,314 €84,332 +€5,018 +6.3%
Taxes 450/3 €14,433 €13,578 -€855 -5.9%
Remuneration and social security 454/9 €64,881 €70,754 +€5,873 +9.1%
Other amounts payable 47/48 €50,000 €50,000 = 0.0%
Accrued charges and deferred income 492/3 €8,919 €7,166 -€1,753 -19.7%
Non-recurring operating income 76A €650 - -€650
Remuneration, social security and pensions 62 €781,771 €706,810 -€74,961 -9.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €45,453 €13,173 -€32,280 -71.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €8,982 - -€8,982
Other operating charges 640/8 €11,450 €10,254 -€1,196 -10.4%
Gross operating margin 9900 €984,456 €831,080 -€153,376 -15.6%
Operating profit (loss) 9901 €136,800 €100,843 -€35,957 -26.3%
Financial income 75/76B €22,373 €23,146 +€773 +3.5%
Recurring financial income 75 €22,373 €23,146 +€773 +3.5%
Financial charges 65/66B €75,692 €95,907 +€20,214 +26.7%
Recurring financial charges 65 €75,692 €95,907 +€20,214 +26.7%
Profit (loss) for the period before taxes 9903 €83,480 €28,082 -€55,398 -66.4%
Income taxes 67/77 €244 €284 +€40 +16.2%
Profit (loss) for the period 9904 €83,236 €27,798 -€55,438 -66.6%
Profit (loss) for the period to be appropriated 9905 €83,236 €27,798 -€55,438 -66.6%

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.