Bemint: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Bemint
Largest movements
- Receivables within one year -€29,410
down €29,410 (-83.6%), from €35,191 to €5,781
of which Trade receivables: -€31,951
- Tangible fixed assets -€18,787
down €18,787 (-100.0%), from €18,787 to €0
- Cash +€6,073
up €6,073 (+21.1%), from €28,821 to €34,895
mainly Receivables within one year (+€29,410) and Investment in fixed assets (net) (+€18,787)
- Reserves -€40,613
down €40,613 (-60.4%), from €67,241 to €26,628
- Trade debts +€6,972
up €6,972 (+541.1%), from €1,288 to €8,261
- Tax, wage and social debts -€6,460
down €6,460 (-96.3%), from €6,707 to €248
- Other debts -€2,023
down €2,023 (-47.2%), from €4,283 to €2,260
- Gross operating margin -€11,783
down €11,783 (-35.9%), from €32,809 to €21,026
- Other operating charges +€7,709
up €7,709 (+662.4%), from €1,164 to €8,872
- Taxes -€4,177
down €4,177 (-45.7%), from €9,136 to €4,958
- Depreciation -€2,568
down €2,568 (-100.0%), from €2,568 to €0
- Write-downs -€1,200
down €1,200, from €600 to -€600
From the 2025 result to the 2026 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €82,799 | €40,676 | -€42,123 | -50.9% |
| Fixed assets | 21/28 | €18,787 | €0 | -€18,787 | -100.0% |
| Tangible fixed assets | 22/27 | €18,787 | €0 | -€18,787 | -100.0% |
| Furniture and vehicles | 24 | €18,787 | €0 | -€18,787 | -100.0% |
| Current assets | 29/58 | €64,012 | €40,676 | -€23,336 | -36.5% |
| Amounts receivable within one year | 40/41 | €35,191 | €5,781 | -€29,410 | -83.6% |
| Trade receivables | 40 | €35,191 | €3,240 | -€31,951 | -90.8% |
| Other amounts receivable | 41 | €0 | €2,542 | +€2,542 | |
| Cash at bank and in hand | 54/58 | €28,821 | €34,895 | +€6,073 | +21.1% |
| Total equity and liabilities | 10/49 | €82,799 | €40,676 | -€42,123 | -50.9% |
| Equity | 10/15 | €70,520 | €29,907 | -€40,613 | -57.6% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Reserves | 13 | €67,241 | €26,628 | -€40,613 | -60.4% |
| Distributable reserves | 133 | €67,241 | €26,628 | -€40,613 | -60.4% |
| Profit (loss) carried forward | 14 | €779 | €779 | = | 0.0% |
| Amounts payable | 17/49 | €12,279 | €10,769 | -€1,510 | -12.3% |
| Amounts payable within one year | 42/48 | €12,279 | €10,769 | -€1,510 | -12.3% |
| Trade debts | 44 | €1,288 | €8,261 | +€6,972 | +541.1% |
| Suppliers | 440/4 | €1,288 | €8,261 | +€6,972 | +541.1% |
| Advances received on contracts in progress | 46 | €0 | - | = | |
| Taxes, remuneration and social security | 45 | €6,707 | €248 | -€6,460 | -96.3% |
| Taxes | 450/3 | €6,707 | €248 | -€6,460 | -96.3% |
| Other amounts payable | 47/48 | €4,283 | €2,260 | -€2,023 | -47.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,568 | €0 | -€2,568 | -100.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €600 | -€600 | -€1,200 | |
| Other operating charges | 640/8 | €1,164 | €8,872 | +€7,709 | +662.4% |
| Gross operating margin | 9900 | €32,809 | €21,026 | -€11,783 | -35.9% |
| Operating profit (loss) | 9901 | €28,477 | €12,754 | -€15,723 | -55.2% |
| Financial income | 75/76B | €80 | €0 | -€80 | -99.5% |
| Recurring financial income | 75 | €80 | €0 | -€80 | -99.5% |
| Financial charges | 65/66B | €180 | €409 | +€229 | +127.1% |
| Recurring financial charges | 65 | €180 | €409 | +€229 | +127.1% |
| Profit (loss) for the period before taxes | 9903 | €28,377 | €12,345 | -€16,032 | -56.5% |
| Income taxes | 67/77 | €9,136 | €4,958 | -€4,177 | -45.7% |
| Profit (loss) for the period | 9904 | €19,241 | €7,387 | -€11,854 | -61.6% |
| Profit (loss) for the period to be appropriated | 9905 | €19,241 | €7,387 | -€11,854 | -61.6% |
Source: filed annual accounts (NBB), financial years ended 30 June 2025 and 30 June 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.