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BEMAR: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BEMAR

BE 0807.623.186
NACE 77.110, Renting and leasing of cars and light motor vehicles
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€5,065
2024 · €6,903-€11,968
Equity
€256,642
2024 · €261,707-€5,065
Cash
€72,292
2024 · €52,423+€19,869
Balance sheet total
€530,441
2024 · €538,083-€7,642

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€39,432

    down €39,432 (-47.8%), from €82,553 to €43,121

    of which Trade receivables: -€39,432

  • Stocks and contracts +€21,927

    up €21,927 (+23.5%), from €93,371 to €115,299

  • Cash +€19,869

    up €19,869 (+37.9%), from €52,423 to €72,292

    mainly Receivables within one year (+€39,432) and Trade debts (+€14,504)

  • Tangible fixed assets -€10,003

    down €10,003 (-3.2%), from €308,986 to €298,983

Equity and liabilities
  • Tax, wage and social debts -€15,690

    down €15,690 (-63.5%), from €24,727 to €9,037

  • Trade debts +€14,504

    up €14,504 (+6523.2%), from €222 to €14,727

Income statement
  • Gross operating margin -€15,358

    down €15,358 (-75.9%), from €20,230 to €4,873

  • Taxes -€3,524

    no longer reported in 2025 (was €3,524)

  • Financial income -€1,359

    down €1,359 (-99.3%), from €1,368 to €9

  • Other operating charges -€1,208

    down €1,208 (-55.3%), from €2,184 to €977

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €6,903
Gross operating margin -€15,358
Other operating charges +€1,208
Financial income -€1,359
Financial charges +€17
Taxes +€3,524
Result 2025 -€5,065

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€19,869
Investment €0
Financing €0
Cash 2024 €52,423
Net result for the year -€5,065
Depreciation +€10,003
Stocks and contracts -€21,927
Receivables within one year +€39,432
Deferred charges and accrued income +€4
Provisions -€1,236
Trade debts +€14,504
Tax, wage and social debts -€15,690
Other debts -€156
Cash 2025 €72,292
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €538,083 €530,441 -€7,642 -1.4%
Fixed assets 21/28 €308,986 €298,983 -€10,003 -3.2%
Tangible fixed assets 22/27 €308,986 €298,983 -€10,003 -3.2%
Land and buildings 22 €308,986 €298,983 -€10,003 -3.2%
Current assets 29/58 €229,098 €231,458 +€2,361 +1.0%
Stocks and contracts in progress 3 €93,371 €115,299 +€21,927 +23.5%
Stocks 30/36 €93,371 €115,299 +€21,927 +23.5%
Amounts receivable within one year 40/41 €82,553 €43,121 -€39,432 -47.8%
Trade receivables 40 €81,203 €41,771 -€39,432 -48.6%
Other amounts receivable 41 €1,350 €1,350 = 0.0%
Cash at bank and in hand 54/58 €52,423 €72,292 +€19,869 +37.9%
Deferred charges and accrued income 490/1 €751 €747 -€4 -0.5%
Total equity and liabilities 10/49 €538,083 €530,441 -€7,642 -1.4%
Equity 10/15 €261,707 €256,642 -€5,065 -1.9%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €170,081 €166,374 -€3,707 -2.2%
Tax-exempt reserves 132 €170,081 €166,374 -€3,707 -2.2%
Profit (loss) carried forward 14 €73,025 €71,668 -€1,358 -1.9%
Provisions and deferred taxes 16 €56,694 €55,458 -€1,236 -2.2%
Deferred taxes 168 €56,694 €55,458 -€1,236 -2.2%
Amounts payable 17/49 €219,683 €218,342 -€1,341 -0.6%
Amounts payable within one year 42/48 €219,683 €218,342 -€1,341 -0.6%
Trade debts 44 €222 €14,727 +€14,504 +6523.2%
Suppliers 440/4 €222 €14,727 +€14,504 +6523.2%
Taxes, remuneration and social security 45 €24,727 €9,037 -€15,690 -63.5%
Taxes 450/3 €24,727 €9,037 -€15,690 -63.5%
Other amounts payable 47/48 €194,734 €194,578 -€156 -0.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €10,003 €10,003 = 0.0%
Other operating charges 640/8 €2,184 €977 -€1,208 -55.3%
Gross operating margin 9900 €20,230 €4,873 -€15,358 -75.9%
Operating profit (loss) 9901 €8,043 -€6,107 -€14,150
Financial income 75/76B €1,368 €9 -€1,359 -99.3%
Recurring financial income 75 €1,368 €9 -€1,359 -99.3%
Financial charges 65/66B €219 €203 -€17 -7.6%
Recurring financial charges 65 €219 €203 -€17 -7.6%
Profit (loss) for the period before taxes 9903 €9,192 -€6,301 -€15,493
Transfer from deferred taxes 780 €1,236 €1,236 +€0 0.0%
Income taxes 67/77 €3,524 - -€3,524
Profit (loss) for the period 9904 €6,903 -€5,065 -€11,968
Transfer from tax-exempt reserves 789 €3,707 €3,707 -€0 0.0%
Profit (loss) for the period to be appropriated 9905 €10,611 -€1,358 -€11,968

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.