BEMAP IMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BEMAP IMMO
Largest movements
- Financial fixed assets -€604,901
down €604,901 (-30.4%), from €2.0m to €1.4m
- Receivables within one year +€484,306
up €484,306 (+6.8%), from €7.2m to €7.6m
of which Other amounts receivable: +€484,036
- Stocks and contracts +€139,898
up €139,898 (+5.1%), from €2.7m to €2.9m
- Short-term financial debts +€1.6m
new in 2025: €1.6m
- Debts after one year -€1.1m
down €1.1m (-9.0%), from €12.2m to €11.1m
- Profit (loss) carried forward -€533,496
down €533,496 (-91.5%), from -€583,253 to -€1.1m
- Gross operating margin -€2.4m
down €2.4m, from €2.1m to -€228,631
- Taxes +€298,900
new in 2025: €298,900
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €11,880,965 | €11,907,463 | +€26,498 | +0.2% |
| Fixed assets | 21/28 | €1,991,648 | €1,386,747 | -€604,901 | -30.4% |
| Financial fixed assets | 28 | €1,991,648 | €1,386,747 | -€604,901 | -30.4% |
| Current assets | 29/58 | €9,889,318 | €10,520,716 | +€631,399 | +6.4% |
| Stocks and contracts in progress | 3 | €2,735,942 | €2,875,840 | +€139,898 | +5.1% |
| Stocks | 30/36 | €2,735,942 | €2,875,840 | +€139,898 | +5.1% |
| Amounts receivable within one year | 40/41 | €7,153,134 | €7,637,440 | +€484,306 | +6.8% |
| Trade receivables | 40 | €4,821,200 | €4,821,470 | +€270 | 0.0% |
| Other amounts receivable | 41 | €2,331,934 | €2,815,970 | +€484,036 | +20.8% |
| Cash at bank and in hand | 54/58 | €241 | €6,045 | +€5,803 | +2405.0% |
| Deferred charges and accrued income | 490/1 | - | €1,392 | +€1,392 | |
| Total equity and liabilities | 10/49 | €11,880,965 | €11,907,463 | +€26,498 | +0.2% |
| Equity | 10/15 | -€333,253 | -€866,749 | -€533,496 | -160.1% |
| Contributions | 10/11 | €250,000 | €250,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€583,253 | -€1,116,749 | -€533,496 | -91.5% |
| Amounts payable | 17/49 | €12,214,218 | €12,774,212 | +€559,995 | +4.6% |
| Amounts payable after more than one year | 17 | €12,187,538 | €11,093,443 | -€1.1m | -9.0% |
| Financial debts | 170/4 | €12,187,538 | €11,093,443 | -€1.1m | -9.0% |
| Amounts payable within one year | 42/48 | €26,679 | €1,680,723 | +€1.7m | +6199.7% |
| Financial debts | 43 | - | €1,645,826 | +€1.6m | |
| Credit institutions | 430/8 | - | €1,645,826 | +€1.6m | |
| Trade debts | 44 | €26,679 | €34,898 | +€8,218 | +30.8% |
| Suppliers | 440/4 | €26,679 | €34,898 | +€8,218 | +30.8% |
| Accrued charges and deferred income | 492/3 | - | €46 | +€46 | |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €204 | +€204 | |
| Other operating charges | 640/8 | €968 | €998 | +€31 | +3.2% |
| Gross operating margin | 9900 | €2,130,189 | -€228,631 | -€2.4m | |
| Operating profit (loss) | 9901 | €2,129,221 | -€229,833 | -€2.4m | |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €9,221 | €4,763 | -€4,458 | -48.3% |
| Recurring financial charges | 65 | €9,221 | €4,763 | -€4,458 | -48.3% |
| Profit (loss) for the period before taxes | 9903 | €2,120,000 | -€234,596 | -€2.4m | |
| Income taxes | 67/77 | - | €298,900 | +€298,900 | |
| Profit (loss) for the period | 9904 | €2,120,000 | -€533,496 | -€2.7m | |
| Profit (loss) for the period to be appropriated | 9905 | €2,120,000 | -€533,496 | -€2.7m |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.