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BELL TOWER: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BELL TOWER

BE 0663.528.993
NACE 68.310, Real estate agency activities
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€9,725
2023 · -€16,090+€6,365
Equity
-€79,005
2023 · -€69,279-€9,725
Cash
€44,164
2023 · €49,299-€5,135
Balance sheet total
€865,368
2023 · €763,635+€101,734

Largest movements

2023 to 2024
Assets
  • Stocks and contracts +€102,155

    up €102,155 (+14.5%), from €704,988 to €807,142

Equity and liabilities
  • Debts after one year +€111,632

    up €111,632 (+13.6%), from €823,408 to €935,040

  • Profit (loss) carried forward -€9,725

    down €9,725 (-11.1%), from -€87,829 to -€97,555

Income statement
  • Gross operating margin +€6,381

    up €6,381 (+41.1%), from -€15,529 to -€9,149

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€16,090
Gross operating margin +€6,381
Other operating charges -€3
Financial charges -€13
Result 2024 -€9,725

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€116,767
Investment €0
Financing +€111,632
Cash 2023 €49,299
Net result for the year -€9,725
Stocks and contracts -€102,155
Receivables within one year -€4,677
Deferred charges and accrued income -€36
Trade debts +€1,966
Accrued charges and deferred income -€2,139
Debts after one year +€111,632
Cash 2024 €44,164
Every line side by side 30 lines
Line Code 2023 2024 Change %
Total assets 20/58 €763,635 €865,368 +€101,734 +13.3%
Current assets 29/58 €763,635 €865,368 +€101,734 +13.3%
Stocks and contracts in progress 3 €704,988 €807,142 +€102,155 +14.5%
Stocks 30/36 €704,988 €807,142 +€102,155 +14.5%
Amounts receivable within one year 40/41 €8,205 €12,882 +€4,677 +57.0%
Trade receivables 40 - €8,892 +€8,892
Other amounts receivable 41 €8,205 €3,990 -€4,215 -51.4%
Cash at bank and in hand 54/58 €49,299 €44,164 -€5,135 -10.4%
Deferred charges and accrued income 490/1 €1,143 €1,180 +€36 +3.2%
Total equity and liabilities 10/49 €763,635 €865,368 +€101,734 +13.3%
Equity 10/15 -€69,279 -€79,005 -€9,725 -14.0%
Contributions 10/11 €18,550 €18,550 = 0.0%
Profit (loss) carried forward 14 -€87,829 -€97,555 -€9,725 -11.1%
Amounts payable 17/49 €832,914 €944,373 +€111,459 +13.4%
Amounts payable after more than one year 17 €823,408 €935,040 +€111,632 +13.6%
Financial debts 170/4 €823,408 €935,040 +€111,632 +13.6%
Amounts payable within one year 42/48 €7,367 €9,333 +€1,966 +26.7%
Trade debts 44 €7,367 €9,333 +€1,966 +26.7%
Suppliers 440/4 €7,367 €9,333 +€1,966 +26.7%
Taxes, remuneration and social security 45 €0 - =
Taxes 450/3 €0 - =
Accrued charges and deferred income 492/3 €2,139 €0 -€2,139 -100.0%
Other operating charges 640/8 €384 €387 +€3 +0.8%
Gross operating margin 9900 -€15,529 -€9,149 +€6,381 +41.1%
Operating profit (loss) 9901 -€15,914 -€9,536 +€6,378 +40.1%
Financial charges 65/66B €177 €189 +€13 +7.3%
Recurring financial charges 65 €177 €189 +€13 +7.3%
Profit (loss) for the period before taxes 9903 -€16,090 -€9,725 +€6,365 +39.6%
Profit (loss) for the period 9904 -€16,090 -€9,725 +€6,365 +39.6%
Profit (loss) for the period to be appropriated 9905 -€16,090 -€9,725 +€6,365 +39.6%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.