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BEL: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BEL

BE 0448.094.468
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€287
2024 · €3,541-€3,254
Equity
€335,971
2024 · €335,684+€287
Cash
€167,243
2024 · €269,551-€102,307
Balance sheet total
€372,199
2024 · €461,862-€89,662

Largest movements

2024 to 2025
Assets
  • Cash -€102,307

    down €102,307 (-38.0%), from €269,551 to €167,243

    mainly Tax, wage and social debts (-€78,472) and Receivables after one year (-€57,000)

  • Receivables within one year -€70,119

    down €70,119 (-99.5%), from €70,500 to €381

    of which Other amounts receivable: -€70,500

  • Receivables after one year +€57,000

    new in 2025: €57,000

  • Tangible fixed assets +€23,629

    up €23,629 (+19.5%), from €121,439 to €145,068

Equity and liabilities
  • Tax, wage and social debts -€78,472

    down €78,472 (-98.5%), from €79,686 to €1,214

  • Other debts -€14,872

    down €14,872 (-32.2%), from €46,246 to €31,375

Income statement
  • Financial income -€6,540

    down €6,540 (-99.2%), from €6,590 to €50

  • Gross operating margin +€2,030

    up €2,030 (+34.5%), from €5,891 to €7,921

  • Taxes -€1,008

    down €1,008 (-48.0%), from €2,100 to €1,091

  • Other operating charges -€757

    down €757 (-11.1%), from €6,792 to €6,036

  • Depreciation +€512

    new in 2025: €512

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €3,541
Gross operating margin +€2,030
Depreciation -€512
Other operating charges +€757
Financial income -€6,540
Financial charges +€3
Taxes +€1,008
Result 2025 €287

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€78,166
Investment -€24,142
Financing €0
Cash 2024 €269,551
Net result for the year +€287
Depreciation +€512
Receivables after one year -€57,000
Receivables within one year +€70,119
Deferred charges and accrued income -€2,134
Trade debts +€3,394
Tax, wage and social debts -€78,472
Other debts -€14,872
Investment in fixed assets (net) -€24,142
Cash 2025 €167,243
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €461,862 €372,199 -€89,662 -19.4%
Fixed assets 21/28 €121,811 €145,440 +€23,629 +19.4%
Tangible fixed assets 22/27 €121,439 €145,068 +€23,629 +19.5%
Land and buildings 22 €121,439 €145,068 +€23,629 +19.5%
Financial fixed assets 28 €372 €372 = 0.0%
Current assets 29/58 €340,051 €226,759 -€113,292 -33.3%
Amounts receivable after more than one year 29 - €57,000 +€57,000
Other amounts receivable 291 - €57,000 +€57,000
Amounts receivable within one year 40/41 €70,500 €381 -€70,119 -99.5%
Trade receivables 40 - €381 +€381
Other amounts receivable 41 €70,500 - -€70,500
Cash at bank and in hand 54/58 €269,551 €167,243 -€102,307 -38.0%
Deferred charges and accrued income 490/1 - €2,134 +€2,134
Total equity and liabilities 10/49 €461,862 €372,199 -€89,662 -19.4%
Equity 10/15 €335,684 €335,971 +€287 +0.1%
Contributions 10/11 €84,284 €84,284 = 0.0%
Capital 10 €84,284 €84,284 = 0.0%
Issued capital 100 €84,284 €84,284 = 0.0%
Reserves 13 €251,400 €251,687 +€287 +0.1%
Non-distributable reserves 130/1 €8,428 €8,428 = 0.0%
Legal reserve 130 €8,428 €8,428 = 0.0%
Distributable reserves 133 €242,972 €243,258 +€287 +0.1%
Amounts payable 17/49 €126,178 €36,229 -€89,949 -71.3%
Amounts payable within one year 42/48 €126,178 €36,229 -€89,949 -71.3%
Trade debts 44 €246 €3,640 +€3,394 +1379.0%
Suppliers 440/4 €246 €3,640 +€3,394 +1379.0%
Taxes, remuneration and social security 45 €79,686 €1,214 -€78,472 -98.5%
Taxes 450/3 €79,686 €1,214 -€78,472 -98.5%
Other amounts payable 47/48 €46,246 €31,375 -€14,872 -32.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 - €512 +€512
Other operating charges 640/8 €6,792 €6,036 -€757 -11.1%
Gross operating margin 9900 €5,891 €7,921 +€2,030 +34.5%
Operating profit (loss) 9901 -€901 €1,373 +€2,274
Financial income 75/76B €6,590 €50 -€6,540 -99.2%
Recurring financial income 75 €6,590 €50 -€6,540 -99.2%
Financial charges 65/66B €48 €45 -€3 -6.3%
Recurring financial charges 65 €48 €45 -€3 -6.3%
Profit (loss) for the period before taxes 9903 €5,641 €1,378 -€4,263 -75.6%
Income taxes 67/77 €2,100 €1,091 -€1,008 -48.0%
Profit (loss) for the period 9904 €3,541 €287 -€3,254 -91.9%
Profit (loss) for the period to be appropriated 9905 €3,541 €287 -€3,254 -91.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.