BeHousing Groep: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BeHousing Groep
Largest movements
- Cash -€7.9m
down €7.9m (-80.4%), from €9.8m to €1.9m
mainly Receivables within one year (-€4.8m) and Current portion of long-term debt (-€4.7m)
- Receivables within one year +€4.8m
up €4.8m (+59.8%), from €8.1m to €12.9m
of which Other amounts receivable: +€4.8m
- Current investments +€1.8m
up €1.8m (+106%), from €1.7m to €3.6m
- Current portion of long-term debt -€4.7m
down €4.7m (-100%), from €4.7m to €0
- Other debts +€1.8m
up €1.8m (+70.0%), from €2.5m to €4.3m
- Reserves +€1.6m
up €1.6m (+3.6%), from €44.1m to €45.7m
of which Distributable reserves: +€1.6m
- Financial income -€3.2m
down €3.2m (-62.7%), from €5.1m to €1.9m
- Staff costs +€133,729
up €133,729 (+24.1%), from €555,221 to €688,950
- Gross operating margin +€63,955
up €63,955 (+10.1%), from €632,633 to €696,588
- Financial charges +€52,332
up €52,332 (+94.9%), from €55,127 to €107,459
- Taxes -€42,641
down €42,641 (-19.9%), from €213,935 to €171,294
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €67,840,996 | €66,601,537 | -€1.2m | -1.8% |
| Fixed assets | 21/28 | €48,181,307 | €48,143,461 | -€37,846 | -0.1% |
| Tangible fixed assets | 22/27 | €393,001 | €355,156 | -€37,846 | -9.6% |
| Land and buildings | 22 | €309,429 | €293,143 | -€16,286 | -5.3% |
| Furniture and vehicles | 24 | €78,459 | €58,142 | -€20,317 | -25.9% |
| Other tangible fixed assets | 26 | €5,113 | €3,871 | -€1,243 | -24.3% |
| Financial fixed assets | 28 | €47,788,306 | €47,788,306 | = | 0.0% |
| Current assets | 29/58 | €19,659,689 | €18,458,076 | -€1.2m | -6.1% |
| Amounts receivable within one year | 40/41 | €8,078,005 | €12,904,830 | +€4.8m | +59.8% |
| Trade receivables | 40 | €8,717 | €11,437 | +€2,721 | +31.2% |
| Other amounts receivable | 41 | €8,069,289 | €12,893,393 | +€4.8m | +59.8% |
| Current investments | 50/53 | €1,729,627 | €3,567,778 | +€1.8m | +106% |
| Cash at bank and in hand | 54/58 | €9,848,581 | €1,929,340 | -€7.9m | -80.4% |
| Deferred charges and accrued income | 490/1 | €3,476 | €56,127 | +€52,651 | +1,515% |
| Total equity and liabilities | 10/49 | €67,840,996 | €66,601,537 | -€1.2m | -1.8% |
| Equity | 10/15 | €60,529,286 | €62,103,820 | +€1.6m | +2.6% |
| Contributions | 10/11 | €16,426,004 | €16,426,004 | = | 0.0% |
| Reserves | 13 | €44,103,282 | €45,677,816 | +€1.6m | +3.6% |
| Non-distributable reserves | 130/1 | €1,638,952 | €1,638,952 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,638,952 | €1,638,952 | = | 0.0% |
| Distributable reserves | 133 | €42,464,330 | €44,038,864 | +€1.6m | +3.7% |
| Amounts payable | 17/49 | €7,311,710 | €4,497,717 | -€2.8m | -38.5% |
| Amounts payable within one year | 42/48 | €7,311,710 | €4,497,717 | -€2.8m | -38.5% |
| Current portion of amounts payable after more than one year | 42 | €4,680,000 | €0 | -€4.7m | -100% |
| Trade debts | 44 | €21,434 | €52,127 | +€30,694 | +143% |
| Suppliers | 440/4 | €21,434 | €52,127 | +€30,694 | +143% |
| Taxes, remuneration and social security | 45 | €67,201 | €121,517 | +€54,316 | +80.8% |
| Taxes | 450/3 | €9,756 | €45,002 | +€35,246 | +361% |
| Remuneration and social security | 454/9 | €57,445 | €76,515 | +€19,070 | +33.2% |
| Other amounts payable | 47/48 | €2,543,076 | €4,324,073 | +€1.8m | +70.0% |
| Remuneration, social security and pensions | 62 | €555,221 | €688,950 | +€133,729 | +24.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €28,601 | €38,465 | +€9,864 | +34.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €28,697 | €0 | -€28,697 | -100% |
| Other operating charges | 640/8 | €9,930 | €9,764 | -€166 | -1.7% |
| Gross operating margin | 9900 | €632,633 | €696,588 | +€63,955 | +10.1% |
| Operating profit (loss) | 9901 | €10,184 | -€40,591 | -€50,775 | |
| Financial income | 75/76B | €5,080,186 | €1,893,878 | -€3.2m | -62.7% |
| Recurring financial income | 75 | €5,080,186 | €1,893,878 | -€3.2m | -62.7% |
| Financial charges | 65/66B | €55,127 | €107,459 | +€52,332 | +94.9% |
| Recurring financial charges | 65 | €55,127 | €107,459 | +€52,332 | +94.9% |
| Profit (loss) for the period before taxes | 9903 | €5,035,244 | €1,745,828 | -€3.3m | -65.3% |
| Income taxes | 67/77 | €213,935 | €171,294 | -€42,641 | -19.9% |
| Profit (loss) for the period | 9904 | €4,821,308 | €1,574,534 | -€3.2m | -67.3% |
| Profit (loss) for the period to be appropriated | 9905 | €4,821,308 | €1,574,534 | -€3.2m | -67.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.