Beanz: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Beanz
Largest movements
- Financial fixed assets -€19,975
down €19,975 (-66.6%), from €29,998 to €10,023
- Receivables within one year +€9,126
up €9,126 (+35.3%), from €25,868 to €34,994
of which Trade receivables: +€6,716
- Cash -€1,880
down €1,880 (-13.2%), from €14,251 to €12,371
mainly Other debts (-€12,500) and Contributions, distributions and other (-€11,000)
- Deferred charges and accrued income +€1,717
up €1,717 (+106.4%), from €1,613 to €3,330
- Other debts -€12,500
down €12,500 (-53.2%), from €23,500 to €11,000
- Profit (loss) carried forward +€11,501
up €11,501 (+95050.3%), from €12 to €11,513
- Reserves -€11,000
down €11,000 (-100.0%), from €11,000 to €0
- Debts after one year -€4,802
down €4,802 (-24.8%), from €19,331 to €14,529
- Trade debts +€3,659
up €3,659 (+113.3%), from €3,230 to €6,888
- Gross operating margin -€5,368
down €5,368 (-19.8%), from €27,065 to €21,696
- Depreciation -€1,304
down €1,304 (-46.0%), from €2,833 to €1,529
- Taxes -€1,139
down €1,139 (-17.2%), from €6,635 to €5,497
- Financial charges +€374
up €374 (+18.1%), from €2,066 to €2,440
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €75,081 | €64,152 | -€10,929 | -14.6% |
| Fixed assets | 21/28 | €33,349 | €13,457 | -€19,892 | -59.6% |
| Tangible fixed assets | 22/27 | €3,352 | €3,435 | +€83 | +2.5% |
| Furniture and vehicles | 24 | €3,352 | €3,435 | +€83 | +2.5% |
| Financial fixed assets | 28 | €29,998 | €10,023 | -€19,975 | -66.6% |
| Current assets | 29/58 | €41,732 | €50,695 | +€8,963 | +21.5% |
| Amounts receivable within one year | 40/41 | €25,868 | €34,994 | +€9,126 | +35.3% |
| Trade receivables | 40 | €22,385 | €29,101 | +€6,716 | +30.0% |
| Other amounts receivable | 41 | €3,483 | €5,893 | +€2,411 | +69.2% |
| Current investments | 50/53 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €14,251 | €12,371 | -€1,880 | -13.2% |
| Deferred charges and accrued income | 490/1 | €1,613 | €3,330 | +€1,717 | +106.4% |
| Total equity and liabilities | 10/49 | €75,081 | €64,152 | -€10,929 | -14.6% |
| Equity | 10/15 | €13,512 | €14,013 | +€501 | +3.7% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Reserves | 13 | €11,000 | €0 | -€11,000 | -100.0% |
| Distributable reserves | 133 | €11,000 | €0 | -€11,000 | -100.0% |
| Profit (loss) carried forward | 14 | €12 | €11,513 | +€11,501 | +95050.3% |
| Amounts payable | 17/49 | €61,569 | €50,139 | -€11,430 | -18.6% |
| Amounts payable after more than one year | 17 | €19,331 | €14,529 | -€4,802 | -24.8% |
| Financial debts | 170/4 | €19,331 | €14,529 | -€4,802 | -24.8% |
| Amounts payable within one year | 42/48 | €42,238 | €35,610 | -€6,627 | -15.7% |
| Current portion of amounts payable after more than one year | 42 | €4,566 | €4,802 | +€237 | +5.2% |
| Financial debts | 43 | €213 | €634 | +€420 | +197.0% |
| Credit institutions | 430/8 | €213 | €634 | +€420 | +197.0% |
| Trade debts | 44 | €3,230 | €6,888 | +€3,659 | +113.3% |
| Suppliers | 440/4 | €3,230 | €6,888 | +€3,659 | +113.3% |
| Taxes, remuneration and social security | 45 | €10,729 | €12,286 | +€1,557 | +14.5% |
| Taxes | 450/3 | €10,729 | €12,286 | +€1,557 | +14.5% |
| Other amounts payable | 47/48 | €23,500 | €11,000 | -€12,500 | -53.2% |
| Remuneration, social security and pensions | 62 | €250 | €250 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,833 | €1,529 | -€1,304 | -46.0% |
| Other operating charges | 640/8 | €673 | €694 | +€21 | +3.1% |
| Gross operating margin | 9900 | €27,065 | €21,696 | -€5,368 | -19.8% |
| Operating profit (loss) | 9901 | €23,309 | €19,224 | -€4,085 | -17.5% |
| Financial income | 75/76B | €154 | €214 | +€59 | +38.4% |
| Recurring financial income | 75 | €154 | €214 | +€59 | +38.4% |
| Financial charges | 65/66B | €2,066 | €2,440 | +€374 | +18.1% |
| Recurring financial charges | 65 | €2,066 | €2,440 | +€374 | +18.1% |
| Profit (loss) for the period before taxes | 9903 | €21,398 | €16,998 | -€4,400 | -20.6% |
| Income taxes | 67/77 | €6,635 | €5,497 | -€1,139 | -17.2% |
| Profit (loss) for the period | 9904 | €14,762 | €11,501 | -€3,261 | -22.1% |
| Profit (loss) for the period to be appropriated | 9905 | €14,762 | €11,501 | -€3,261 | -22.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.