BE MY LOFT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
BE MY LOFT
Largest movements
- Receivables within one year +€51,777
up €51,777 (+207%), from €25,063 to €76,840
of which Trade receivables: +€53,269
- Cash -€37,695
down €37,695 (-87.2%), from €43,241 to €5,546
mainly Receivables within one year (-€51,777) and Net result for the year (-€25,141)
- Tangible fixed assets -€23,612
down €23,612 (-38.6%), from €61,218 to €37,606
- Profit (loss) carried forward -€25,064
down €25,064 (-23.7%), from €105,677 to €80,613
- Other debts +€24,287
new in 2024: €24,287
- Trade debts -€8,056
down €8,056 (-57.2%), from €14,089 to €6,033
- Purchases and services -€312,633
no longer reported in 2024 (was €312,633)
- Turnover -€258,371
no longer reported in 2024 (was €258,371)
- Gross operating margin +€35,739
up €35,739, from -€34,999 to €740
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €130,294 | €121,874 | -€8,420 | -6.5% |
| Fixed assets | 21/28 | €61,218 | €37,606 | -€23,612 | -38.6% |
| Tangible fixed assets | 22/27 | €61,218 | €37,606 | -€23,612 | -38.6% |
| Furniture and vehicles | 24 | €61,218 | €37,606 | -€23,612 | -38.6% |
| Current assets | 29/58 | €69,076 | €84,268 | +€15,192 | +22.0% |
| Amounts receivable within one year | 40/41 | €25,063 | €76,840 | +€51,777 | +207% |
| Trade receivables | 40 | €17,796 | €71,065 | +€53,269 | +299% |
| Other amounts receivable | 41 | €7,267 | €5,775 | -€1,493 | -20.5% |
| Cash at bank and in hand | 54/58 | €43,241 | €5,546 | -€37,695 | -87.2% |
| Deferred charges and accrued income | 490/1 | €772 | €1,883 | +€1,111 | +144% |
| Total equity and liabilities | 10/49 | €130,294 | €121,874 | -€8,420 | -6.5% |
| Equity | 10/15 | €113,737 | €88,673 | -€25,064 | -22.0% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €105,677 | €80,613 | -€25,064 | -23.7% |
| Amounts payable | 17/49 | €16,557 | €33,202 | +€16,645 | +101% |
| Amounts payable within one year | 42/48 | €16,557 | €33,202 | +€16,645 | +101% |
| Trade debts | 44 | €14,089 | €6,033 | -€8,056 | -57.2% |
| Suppliers | 440/4 | €14,089 | €6,033 | -€8,056 | -57.2% |
| Taxes, remuneration and social security | 45 | €2,468 | €2,882 | +€414 | +16.8% |
| Taxes | 450/3 | €1,104 | €1,104 | -€0 | 0.0% |
| Remuneration and social security | 454/9 | €1,364 | €1,778 | +€414 | +30.3% |
| Other amounts payable | 47/48 | - | €24,287 | +€24,287 | |
| Turnover | 70 | €258,371 | - | -€258,371 | |
| Goods, raw materials, services and sundry goods | 60/61 | €312,633 | - | -€312,633 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €24,692 | €23,829 | -€863 | -3.5% |
| Other operating charges | 640/8 | €2,862 | €1,014 | -€1,848 | -64.6% |
| Gross operating margin | 9900 | -€34,999 | €740 | +€35,739 | |
| Operating profit (loss) | 9901 | -€62,553 | -€24,102 | +€38,451 | +61.5% |
| Financial income | 75/76B | - | €69 | +€69 | |
| Recurring financial income | 75 | - | €69 | +€69 | |
| Financial charges | 65/66B | €490 | €1,108 | +€618 | +126% |
| Recurring financial charges | 65 | €490 | €1,108 | +€618 | +126% |
| Profit (loss) for the period before taxes | 9903 | -€63,043 | -€25,141 | +€37,902 | +60.1% |
| Profit (loss) for the period | 9904 | -€63,043 | -€25,141 | +€37,902 | +60.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€63,043 | -€25,141 | +€37,902 | +60.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.