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BCTVM: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

BCTVM

BE 0882.143.338
NACE 47.711, Retail sale of women's outerwear
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€8,019
2023 · €941+€7,078
Equity
€25,347
2023 · €17,329+€8,019
Cash
€4,961
2023 · €787+€4,174
Balance sheet total
€70,884
2023 · €23,178+€47,706

Largest movements

2023 to 2024
Assets
  • Tangible fixed assets +€48,928

    up €48,928 (+820.5%), from €5,963 to €54,891

    of which Leasing and similar rights: +€49,912

  • Receivables within one year -€6,505

    down €6,505 (-39.8%), from €16,349 to €9,844

    of which Trade receivables: -€6,904

  • Cash +€4,174

    up €4,174 (+530.0%), from €787 to €4,961

    mainly Debts after one year (+€29,233) and Net result for the year (+€8,019)

  • Deferred charges and accrued income +€1,109

    up €1,109 (+1405.1%), from €79 to €1,188

Equity and liabilities
  • Debts after one year +€29,233

    new in 2024: €29,233

  • Reserves +€10,684

    up €10,684 (+574.4%), from €1,860 to €12,544

    of which Tax-exempt reserves: +€10,684

  • Current portion of long-term debt +€7,408

    new in 2024: €7,408

  • Provisions +€2,671

    new in 2024: €2,671

  • Profit (loss) carried forward -€2,665

    down €2,665 (-501.5%), from -€531 to -€3,196

Income statement
  • Gross operating margin +€8,009

    up €8,009 (+74.1%), from €10,809 to €18,818

  • Depreciation -€2,152

    down €2,152 (-25.4%), from €8,458 to €6,305

  • Financial charges +€566

    up €566 (+367.7%), from €154 to €720

  • Taxes -€543

    no longer reported in 2024 (was €543)

  • Other operating charges +€389

    up €389 (+54.6%), from €713 to €1,103

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €941
Gross operating margin +€8,009
Depreciation +€2,152
Other operating charges -€389
Financial charges -€566
Taxes +€543
Deferred taxes and other -€2,671
Result 2024 €8,019

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€22,766
Investment -€55,233
Financing +€36,641
Cash 2023 €787
Net result for the year +€8,019
Depreciation +€6,305
Receivables within one year +€6,505
Deferred charges and accrued income -€1,109
Provisions +€2,671
Trade debts +€1,265
Tax, wage and social debts -€890
Investment in fixed assets (net) -€55,233
Debts after one year +€29,233
Current portion of long-term debt +€7,408
Cash 2024 €4,961
Every line side by side 46 lines
Line Code 2023 2024 Change %
Total assets 20/58 €23,178 €70,884 +€47,706 +205.8%
Fixed assets 21/28 €5,963 €54,891 +€48,928 +820.5%
Tangible fixed assets 22/27 €5,963 €54,891 +€48,928 +820.5%
Plant, machinery and equipment 23 €1,886 €2,328 +€442 +23.4%
Furniture and vehicles 24 €2,346 €1,265 -€1,081 -46.1%
Leasing and similar rights 25 - €49,912 +€49,912
Other tangible fixed assets 26 €1,731 €1,386 -€346 -20.0%
Current assets 29/58 €17,215 €15,993 -€1,222 -7.1%
Amounts receivable within one year 40/41 €16,349 €9,844 -€6,505 -39.8%
Trade receivables 40 €15,952 €9,048 -€6,904 -43.3%
Other amounts receivable 41 €397 €796 +€399 +100.6%
Cash at bank and in hand 54/58 €787 €4,961 +€4,174 +530.0%
Deferred charges and accrued income 490/1 €79 €1,188 +€1,109 +1405.1%
Total equity and liabilities 10/49 €23,178 €70,884 +€47,706 +205.8%
Equity 10/15 €17,329 €25,347 +€8,019 +46.3%
Contributions 10/11 €16,000 €16,000 = 0.0%
Reserves 13 €1,860 €12,544 +€10,684 +574.4%
Tax-exempt reserves 132 - €10,684 +€10,684
Distributable reserves 133 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 -€531 -€3,196 -€2,665 -501.5%
Provisions and deferred taxes 16 - €2,671 +€2,671
Deferred taxes 168 - €2,671 +€2,671
Amounts payable 17/49 €5,850 €42,866 +€37,016 +632.8%
Amounts payable after more than one year 17 - €29,233 +€29,233
Financial debts 170/4 - €29,233 +€29,233
Amounts payable within one year 42/48 €5,850 €13,633 +€7,783 +133.0%
Current portion of amounts payable after more than one year 42 - €7,408 +€7,408
Trade debts 44 €1,561 €2,826 +€1,265 +81.0%
Suppliers 440/4 €1,561 €2,826 +€1,265 +81.0%
Taxes, remuneration and social security 45 €4,289 €3,399 -€890 -20.8%
Taxes 450/3 €2,489 €1,399 -€1,090 -43.8%
Remuneration and social security 454/9 €1,800 €2,000 +€200 +11.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €8,458 €6,305 -€2,152 -25.4%
Other operating charges 640/8 €713 €1,103 +€389 +54.6%
Gross operating margin 9900 €10,809 €18,818 +€8,009 +74.1%
Operating profit (loss) 9901 €1,638 €11,410 +€9,772 +596.5%
Financial charges 65/66B €154 €720 +€566 +367.7%
Recurring financial charges 65 €154 €720 +€566 +367.7%
Profit (loss) for the period before taxes 9903 €1,484 €10,690 +€9,206 +620.3%
Transfer from deferred taxes 780 - €218 +€218
Transfer to deferred taxes 680 - €2,889 +€2,889
Income taxes 67/77 €543 - -€543
Profit (loss) for the period 9904 €941 €8,019 +€7,078 +752.4%
Transfer from tax-exempt reserves 789 - €871 +€871
Transfer to tax-exempt reserves 689 - €11,555 +€11,555
Profit (loss) for the period to be appropriated 9905 €941 -€2,665 -€3,606

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.